Bank of Marin Bancorp (BMRC) vs Commercial Bancgroup, Inc. (CBK)
Bank of Marin Bancorp and Commercial Bancgroup, Inc. are both Banks Regional companies. Bank of Marin Bancorp and Commercial Bancgroup, Inc. are of similar size ($449.9M and $435.8M). Bank of Marin Bancorp has negative trailing earnings, so its P/E is not meaningful; Commercial Bancgroup, Inc. trades at 10.9×. Commercial Bancgroup, Inc. has the higher net margin (30.3% vs −13.1%) and the higher return on invested capital (14.9% vs −9.12%). Across the 15 metrics below, Commercial Bancgroup, Inc. leads on 11 and Bank of Marin Bancorp on 4.
Valuation
Profitability
| Metric | BMRC | CBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.00% | 71.89% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.07%) | 30.25% | 18.66% |
| Free cash flow margin | 35.12% | 29.86% | 21.18% |
| Return on equity | (3.41%) | 15.05% | 10.64% |
| Return on assets | (0.38%) | 3.31% | 1.13% |
| Return on invested capital | (9.12%) | 14.93% | 8.33% |
Growth
Health
Dividend
Size
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