Commercial Bancgroup, Inc. CBK
- Market cap
- $435.8M
- P/E
- 10.9×
Follow CBK
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | — | — | — | — | 23.24 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | — | — | — | — | — | — | 25.89 |
High Price
|
|||
| — | — | — | — | — | — | — | — | 298 | 298 |
Employees
|
|||
| — | — | — | — | — | — | — | 0 | 0 | 0 |
Revenue/Emp
|
|||
| — | — | — | — | — | — | — | 112 | 134 | 132 |
Revenue
|
|||
| — | — | — | — | — | — | — | 72.80% | 65.97% | 68.70% |
Gross Margin
|
|||
| — | — | — | — | — | — | — | 40 | 41 | 47 |
EBT
|
|||
| — | — | — | — | — | — | — | 35.36% | 30.26% | 36.05% |
EBT Margin
|
|||
| — | — | — | — | — | — | — | 31 | 32 | 37 |
Net Income
|
|||
| — | — | — | — | — | — | — | 4 | 3 | 0 |
Depreciation
|
|||
| — | — | — | — | — | — | — | 9.21 | 11.00 | 10.44 |
Revenue/Sh
|
|||
| — | — | — | — | — | — | — | 2.56 | 2.60 | 2.93 |
Earnings/Sh
|
|||
| — | — | — | — | — | — | — | 3.19 | 3.17 | 2.94 |
Cash Flow/Sh
|
|||
| — | — | — | — | — | — | — | (0.25) | 0.04 | (0.13) |
Capex/Sh
|
|||
| — | — | — | — | — | — | — | 2.94 | 3.21 | 2.82 |
Free CF/Sh
|
|||
| — | — | — | — | — | — | — | 16.06 | 18.07 | 22.64 |
Book Value/Sh
|
|||
| — | — | — | — | — | — | — | 12 | 12 | 13 |
Shares
|
|||
| — | — | — | — | — | — | — | 8.09 | 8.09 | 8.37 |
PE Ratio
|
|||
| — | — | — | — | — | — | — | 2.22 | 2.22 | 2.35 |
PS Ratio
|
|||
| — | — | — | — | — | — | — | 1.20 | 1.20 | 1.08 |
PB Ratio
|
|||
| — | — | — | — | — | — | — | 1.81 | 1.81 | 1.85 |
EV/Sales
|
|||
| — | — | — | — | — | — | — | 6.11 | 6.11 | 6.87 |
EV/FCF
|
|||
| — | — | — | — | — | — | — | 39 | 39 | 37 |
Op' Cash Flow
|
|||
| — | — | — | — | — | — | — | (3) | 0 | (2) |
Capex
|
|||
| — | — | — | — | — | — | — | 36 | 39 | 36 |
FCF
|
|||
| — | — | — | — | — | — | — | 4 | 28 | 100 |
Working Cap'
|
|||
| — | — | — | — | — | — | — | 143 | 106 | 79 |
Total Debt
|
|||
| — | — | — | — | — | — | — | (13) | (72) | (66) |
Net Debt
|
|||
| — | — | — | — | — | — | — | 196 | 220 | 285 |
Sh' Equity
|
|||
| — | — | — | — | — | — | — | 0.00% | 1.40% | 1.62% |
ROA
|
|||
| — | — | — | — | — | — | — | 13.55% | 17.15% | 13.49% |
ROIC
|
|||
| — | — | — | — | — | — | — | 0.00% | 15.10% | 14.71% |
ROE
|
|||
Commercial Bancgroup, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FRBA First Bank | $435.4M | 10.3× | Compare |
| AVBC Avidia Bancorp, Inc. | $433.2M | 22.8× | Compare |
| CBAN Colony Bankcorp, Inc. | $440.1M | 12.5× | Compare |
| PBFS Pioneer Bancorp, Inc. | $431.5M | 25.6× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| PLBC Plumas Bancorp | $428.1M | 12.1× | Compare |
| RBB RBB Bancorp | $447.4M | 10.8× | Compare |
| BMRC Bank of Marin Bancorp | $449.9M | 0.0× | Compare |
| USCB USCB Financial Holdings, Inc. | $418.8M | 14.7× | Compare |
Commercial Bancgroup, Inc. (CBK) key facts
- Commercial Bancgroup, Inc. (CBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Commercial Bancgroup, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $131.5 million, down 1.91% from fiscal 2024.
- As of September 25, 2026, CBK traded at $32.09, a market capitalization of $435.8 million.
- Return on equity was 14.7% and debt-to-equity 0.24.
Commercial Bancgroup, Inc. (CBK) Latest News
6 Sep
Commerzbank announces €1.2 billion share buyback program. €1.2 billion share buyback signals major capital return likely to support share price and investor sentiment.
Commerzbank launches AT1 tender, refocusing market attention on its valuation metrics and potential effects on share performance. AT1 tender draws renewed scrutiny to valuation without shifting core strategy or long-term trajectory.
22 Aug
Commerzbank is viewed as slightly undervalued with digital growth prospects supporting its market position. Valuation analysis on digital growth may influence short-term investor sentiment toward Commerzbank.
Commerzbank stock appears fairly valued despite fresh ECB bid news. ECB bid news may affect short-term sentiment without fundamentally changing Commerzbank valuation or trajectory.
6 Aug
Commerzbank Q2 earnings call highlights financial performance metrics, revenue trends, cost management efforts, and forward-looking guidance on market conditions and growth strategy. Quarterly earnings highlights typically deliver moderate updates on financials and outlook that can shift short-term sentiment without fundamentally changing long-term trajectory.
27 Jul
Commercial Bancgroup, Inc. reported its financial results for the second quarter of 2026. Quarterly earnings releases typically produce moderate effects on near-term stock sentiment and valuation without guaranteeing structural shifts.
21 Jun
Germany blocks UniCredit bid for Commerzbank, leaving the bank on an independent path without takeover pressures. Blocked takeover prevents acquisition and forces Commerzbank to maintain standalone operations with altered strategic outlook.
4 Jun
Commerzbank CEO promotes AI-driven strategy through 2030 while rejecting UniCredit takeover offer as unattractive. CEO's AI 2030 plan and UniCredit bid rejection represent major strategic moves that could alter company trajectory and investor views.
27 Apr
Commercial Bancgroup, Inc. (CBK) announced results for the first quarter 2026. Quarterly earnings results affect key financial performance metrics and investor sentiment.
Commercial Bancgroup, Inc. (CBK) announced a quarterly cash dividend and a new share repurchase program. Quarterly dividend and share repurchase program signal financial health and support stock performance through enhanced shareholder returns.
20 Apr
UniCredit is pressing for a comprehensive revamp at Commerzbank amid tensions over its stake acquisition and potential merger implications. UniCredit's push for overhaul at Commerzbank involves major strategic shifts that could reshape its competitive position and investor outlook.
11 Apr
Commerzbank rebuffs UniCredit's takeover interest, prompting analysis of valuation signals indicating potential undervaluation and risks from Italian regulatory hurdles, political opposition, and execution challenges. Rebuffing a major takeover bid involves strategic defense that significantly influences valuation, investor sentiment, and competitive positioning.
7 Apr
Commerzbank states no basis for a deal with UniCredit following talks. Ending merger talks with UniCredit removes major acquisition speculation, significantly affecting Commerzbank's strategic outlook and investor sentiment.
18 Mar
UniCredit CEO vows increased proactivity on Commerzbank takeover after launching initial offer amid regulatory and political pushback. UniCredit's aggressive takeover pursuit of Commerzbank threatens to fundamentally redefine its ownership, strategy, and market position.
17 Mar
Commerzbank CEO criticizes UniCredit's surprise plan to acquire a stake in Commerzbank, calling the offered price 'very low' during a conference. UniCredit's surprise stake plan in Commerzbank, slammed by its CEO as undervalued, threatens independence and could redefine its competitive position and long-term prospects.
Commerzbank CEO surprised by the 'low price' of UniCredit's takeover offer for the German bank. UniCredit's takeover offer represents a potential game-changing acquisition that could redefine Commerzbank's ownership, strategy, and long-term prospects.
10 Mar
Commerzbank CFO at RBC Conference outlined growth path, guided for higher net interest income and increased AI spending. CFO's guidance for higher NII directly enhances revenue prospects while AI spend advances technological competitiveness.
11 Feb
Commerzbank reported its Q4 earnings, highlighting a significant increase in net profit driven by strong performance in retail banking and improved cost management. The bank's CEO emphasized the importance of digital transformation and customer-centric strategies in enhancing profitability. Additionally, the bank plans to expand its services in key markets and invest in technology to streamline operations. Overall, the earnings call reflected a positive outlook for the bank's future performance, with expectations of continued growth and stability. The earnings call indicates significant strategic moves and a positive outlook that could alter the bank's trajectory and investor sentiment.
27 Jan
Commercial Bancgroup, Inc. (CBK) has announced the approval of its first quarterly cash dividend, reflecting the company's commitment to returning value to its shareholders. The dividend is set to be paid to stockholders of record on a specified date, marking a significant milestone for the company as it continues to strengthen its financial position and shareholder relations. The approval of a cash dividend indicates a positive financial outlook but is not expected to drastically change the company's overall trajectory.
26 Jan
Commercial Bancgroup, Inc. (CBK) reported its financial results for the fourth quarter of 2025, highlighting significant growth in revenue and net income compared to the previous quarter. The bank attributed this success to increased lending activity and improved asset quality. Management expressed optimism about future performance, citing strategic initiatives aimed at expanding market presence and enhancing customer service. The results reflect a positive trend in the company's operational efficiency and profitability. The reported growth in revenue and net income, along with strategic initiatives, indicates a significant impact on future performance.
6 Jan
Justin R. Payne has been promoted to Chief Information Officer of Commercial Bancgroup, Inc. (CBK). In his new role, Payne will oversee the company's technology strategy and initiatives, aiming to enhance operational efficiency and customer experience. His previous experience includes leadership positions in technology and operations, which are expected to contribute positively to CBK's growth and innovation. The promotion of a new CIO may influence technology strategy and operational efficiency, impacting the company's performance moderately.
2 Jan
Dan Boyd has been promoted to President of Branch/Retail Banking at Commercial Bancgroup, Inc. (CBK). This strategic move is expected to enhance the company's leadership in retail banking and improve customer service initiatives. Boyd's extensive experience in the banking sector positions him well to drive growth and innovation within the branch network. Leadership changes can moderately influence operational effectiveness and customer engagement.
1 Dec
Commercial Bancgroup, Inc. has appointed Dr. Jason McConnell to its Board of Directors. Dr. McConnell brings extensive experience in finance and strategic planning, which is expected to enhance the bank's governance and strategic direction. His appointment reflects the bank's commitment to strengthening its leadership team and improving its operational effectiveness. The addition of Dr. McConnell to the board may influence the bank's strategic direction and governance, but the overall impact on performance is expected to be limited.
19 Nov
Roger Mobley has been promoted to Chief Financial Officer (CFO) of Commercial Bank, succeeding the previous CFO. Mobley has been with the company for over a decade, holding various positions that contributed to his extensive experience in finance and banking. His promotion is expected to enhance the bank's financial strategies and operations. Leadership changes at the CFO level can moderately influence financial performance and strategic direction.
27 Oct
Commercial Bancgroup, Inc. (CBK) reported its financial results for the third quarter of 2025, highlighting a significant increase in net income and improved asset quality. The bank's total assets grew, driven by strong loan demand and effective cost management strategies. Additionally, the company announced plans for expansion and investment in technology to enhance customer service. Overall, the results reflect a positive trajectory for CBK amidst a competitive banking environment. The significant increase in net income and plans for expansion indicate a major strategic move that could alter the company's trajectory.
3 Oct
Commercial Bancgroup, Inc. has successfully closed its initial public offering (IPO), raising over $172 million. The offering was well-received, indicating strong investor interest in the company. Proceeds from the IPO will be utilized to support growth initiatives and enhance the bank's capital position. This marks a significant milestone for Commercial Bancgroup as it transitions into a publicly traded entity. The successful IPO is expected to significantly enhance the company's capital position and growth potential.
1 Oct
Commercial Bancgroup, Inc. has announced the pricing of its upsized initial public offering (IPO), which is expected to raise significant capital. The offering includes a larger number of shares than initially planned, reflecting strong investor interest. The IPO is set to enhance the company's financial position and support its growth strategy. The upsized IPO indicates strong market demand and could significantly enhance the company's financial resources and growth potential.
22 Sep
Commercial Bancgroup, Inc. has announced the launch of its Initial Public Offering (IPO), aiming to raise capital to support its growth initiatives and enhance its market presence. The IPO is expected to attract significant investor interest as the company positions itself for future expansion in the financial services sector. The IPO represents a major strategic move that could significantly alter the company's trajectory and investor sentiment.