Bank of Marin Bancorp (BMRC) vs Pioneer Bancorp, Inc. (PBFS)
- Bank of Marin Bancorp BMRC 26.41 +0.08%
- Pioneer Bancorp, Inc. PBFS 17.58 −0.85%
Bank of Marin Bancorp and Pioneer Bancorp, Inc. are both Banks Regional companies. Bank of Marin Bancorp and Pioneer Bancorp, Inc. are of similar size ($440.5M and $427.4M). Bank of Marin Bancorp has negative trailing earnings, so its P/E is not meaningful; Pioneer Bancorp, Inc. trades at 25.2×. Pioneer Bancorp, Inc. grew revenue faster over the last twelve months: 15.1% against −20.5%. Pioneer Bancorp, Inc. has the higher net margin (12.5% vs −13.1%) and the higher return on invested capital (6.26% vs −9.12%). Across the 17 metrics below, Pioneer Bancorp, Inc. leads on 13 and Bank of Marin Bancorp on 4.
Valuation
Profitability
| Metric | BMRC | PBFS | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.00% | 75.63% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.07%) | 12.49% | 18.66% |
| Free cash flow margin | 35.12% | 17.40% | 21.11% |
| Return on equity | (3.41%) | 5.24% | 10.65% |
| Return on assets | (0.38%) | 0.76% | 1.13% |
| Return on invested capital | (9.12%) | 6.26% | 8.35% |
Growth
Health
Dividend
Size
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