Plumas Bancorp PLBC
- Market cap
- $428.1M
- P/E
- 12.1×
Follow PLBC
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8.20 | 15.85 | 20.51 | 19.25 | 15.00 | 23.00 | 26.48 | 31.02 | 32.50 | 38.71 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 19.23 | 23.35 | 29.45 | 26.99 | 29.23 | 39.88 | 41.30 | 45.31 | 51.33 | 49.47 |
High Price
|
|||
| 155 | 161 | 174 | 183 | 177 | 187 | 193 | 189 | 197 | 246 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 33 | 37 | 43 | 47 | 48 | 57 | 71 | 85 | 93 | 112 |
Revenue
|
|||
| 96.88% | 97.27% | 97.14% | 96.32% | 97.45% | 98.00% | 98.24% | 94.38% | 88.58% | 87.63% |
Gross Margin
|
|||
| 12 | 16 | 19 | 21 | 20 | 28 | 36 | 40 | 39 | 40 |
EBT
|
|||
| 37.35% | 41.64% | 44.27% | 45.07% | 41.49% | 50.17% | 50.37% | 47.13% | 41.89% | 35.30% |
EBT Margin
|
|||
| 7 | 8 | 14 | 16 | 14 | 21 | 26 | 30 | 29 | 30 |
Net Income
|
|||
| 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 2 | 4 |
Depreciation
|
|||
| 6.73 | 7.44 | 8.46 | 9.20 | 9.29 | 10.32 | 12.12 | 14.55 | 15.79 | 17.42 |
Revenue/Sh
|
|||
| 1.54 | 1.64 | 2.74 | 3.01 | 2.80 | 3.82 | 4.53 | 5.08 | 4.85 | 4.60 |
Earnings/Sh
|
|||
| 1.83 | 2.29 | 3.06 | 3.00 | 4.76 | (1.53) | 9.74 | 6.54 | 5.18 | 3.35 |
Cash Flow/Sh
|
|||
| (0.05) | (0.04) | (0.66) | (0.15) | 0.04 | (0.09) | (0.36) | (0.31) | 4.37 | 0.67 |
Capex/Sh
|
|||
| 1.78 | 2.25 | 2.40 | 2.85 | 4.80 | (1.62) | 9.38 | 6.23 | 9.55 | 4.03 |
Free CF/Sh
|
|||
| 9.87 | 11.13 | 13.10 | 16.39 | 19.35 | 24.37 | 20.38 | 25.13 | 30.18 | 40.54 |
Book Value/Sh
|
|||
| 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 |
Shares
|
|||
| 11.05 | 14.20 | 8.29 | 8.76 | 8.39 | 8.89 | 8.04 | 8.13 | 9.74 | 9.72 |
PE Ratio
|
|||
| 2.51 | 3.11 | 2.69 | 2.87 | 2.53 | 3.27 | 3.00 | 2.84 | 2.99 | 2.57 |
PS Ratio
|
|||
| 1.71 | 2.08 | 1.73 | 1.61 | 1.21 | 1.39 | 1.79 | 1.64 | 1.57 | 1.10 |
PB Ratio
|
|||
| 0.98 | 1.04 | 1.84 | 2.09 | (1.00) | (3.25) | 0.56 | 1.95 | 2.27 | 2.03 |
EV/Sales
|
|||
| 3.72 | 3.43 | 6.50 | 6.75 | (1.93) | 20.74 | 0.72 | 4.56 | 3.76 | 8.80 |
EV/FCF
|
|||
| 9 | 11 | 16 | 15 | 25 | (8) | 57 | 38 | 31 | 22 |
Op' Cash Flow
|
|||
| 0 | 0 | (3) | (1) | 0 | 0 | (2) | (2) | 26 | 4 |
Capex
|
|||
| 9 | 11 | 12 | 15 | 25 | (9) | 55 | 37 | 56 | 26 |
FCF
|
|||
| (66) | (97) | (123) | (93) | (92) | (200) | (355) | (383) | (280) | (288) |
Working Cap'
|
|||
| 13 | 10 | 10 | 10 | 15 | 10 | 10 | — | 15 | 21 |
Total Debt
|
|||
| (50) | (77) | (36) | (37) | (170) | (370) | (173) | (86) | (67) | (60) |
Net Debt
|
|||
| 48 | 56 | 67 | 85 | 100 | 134 | 119 | 147 | 178 | 261 |
Sh' Equity
|
|||
| 1.19% | 1.17% | 1.78% | 1.84% | 1.46% | 1.54% | 1.63% | 1.84% | 1.77% | 1.53% |
ROA
|
|||
| 0.00% | 0.00% | 39.12% | 27.91% | 0.00% | 0.00% | 0.00% | 40.76% | 21.98% | 12.28% |
ROIC
|
|||
| 16.52% | 15.79% | 22.82% | 20.49% | 15.68% | 17.94% | 20.90% | 22.36% | 17.60% | 13.49% |
ROE
|
|||
Plumas Bancorp peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| PBFS Pioneer Bancorp, Inc. | $431.5M | 25.6× | Compare |
| AVBC Avidia Bancorp, Inc. | $433.2M | 22.8× | Compare |
| FRBA First Bank | $435.4M | 10.3× | Compare |
| CBK Commercial Bancgroup, Inc. | $435.8M | 10.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| USCB USCB Financial Holdings, Inc. | $418.8M | 14.7× | Compare |
| CBAN Colony Bankcorp, Inc. | $440.1M | 12.5× | Compare |
| RBB RBB Bancorp | $447.4M | 10.8× | Compare |
| BMRC Bank of Marin Bancorp | $449.9M | 0.0× | Compare |
Plumas Bancorp (PLBC) key facts
- Plumas Bancorp (PLBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Plumas Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $112.2 million, up 20.5% from fiscal 2024.
- Net income was $29.6 million, or $4.60 per share (basic), a net margin of 26.4%.
- As of September 25, 2026, PLBC traded at $62.29, a market capitalization of $428.1 million.
- At that price the stock trades at 12.1× trailing-twelve-month earnings and 3.3× sales.
- Plumas Bancorp pays an annual dividend of $1.00 per share, a yield of 2.99%, with a payout ratio of 16.6%.
- Return on equity was 13.5% and debt-to-equity 0.06.
Plumas Bancorp (PLBC) Latest News
15 Jul
Plumas Bancorp reports record second quarter 2026 earnings. Record earnings indicate strong financial performance likely to lift stock value and investor sentiment.
Plumas Bancorp (PLBC) Q2 earnings key metrics are compared against analyst estimates. Q2 earnings metrics versus estimates can influence investor sentiment on Plumas Bancorp stock.
25 Apr
Numerous insiders at Plumas Bancorp (PLBC) recently acquired company stock, signaling strong internal confidence in the bank's future prospects. Insider buying indicates management optimism, likely boosting short-to-medium term investor sentiment without fundamentally altering operations.
15 Apr
Plumas Bancorp (PLBC) Q1 earnings and revenues beat estimates. Q1 earnings and revenue beats indicate strong financial performance, significantly enhancing investor sentiment and future market trajectory.
Plumas Bancorp reported record first quarter 2026 results, highlighting strong financial performance. Record quarterly results demonstrate exceptional profitability and operational strength, significantly enhancing future market performance and investor confidence.
3 Feb
Plumas Bancorp (NASDAQ: PLBC) has announced an increase in its dividend to $0.33 per share. This decision reflects the company's strong financial performance and commitment to returning value to shareholders. The new dividend rate is expected to enhance investor confidence and attract more interest in the stock. The dividend increase indicates financial stability and may positively influence investor sentiment, but its overall impact on the company's trajectory is expected to be limited.
2 Feb
Plumas Bancorp has announced a stock repurchase program, allowing the company to buy back up to 1 million shares of its common stock. This initiative aims to enhance shareholder value and reflects the company's confidence in its financial position. The program will be executed in accordance with applicable securities laws and is expected to be funded through available cash resources. The stock repurchase program may positively influence investor sentiment and financial performance, but its overall effect is expected to be somewhat limited.
21 Jan
Plumas Bancorp (PLBC) reported Q4 earnings and revenue that exceeded analysts' expectations, showcasing strong financial performance. The bank's results reflect effective management and growth strategies, contributing positively to investor sentiment. This performance positions PLBC favorably in the competitive banking landscape. Strong earnings and revenue growth can significantly enhance investor confidence and market positioning.
Plumas Bancorp reported its earnings for the three months and year ended December 31, 2025, highlighting significant growth in net income and total assets. The bank experienced an increase in loans and deposits, reflecting strong demand for its services. Management expressed optimism about future performance, citing strategic initiatives aimed at enhancing operational efficiency and customer satisfaction. The results indicate a positive trajectory for the company amidst a competitive banking landscape. Significant growth in net income and assets suggests a strong future performance outlook for Plumas Bancorp.
Plumas Bancorp (PLBC) reported its Q4 earnings, revealing key metrics that were compared to analysts' estimates. The results highlighted the bank's financial performance and provided insights into its operational efficiency and market positioning. Investors are keenly observing these figures to gauge future growth potential and overall market sentiment towards the bank. Earnings results can moderately influence investor sentiment and financial performance.
2 Jan
Plumas Bank has appointed new credit leadership to enhance its strength, experience, and growth potential. The new team is expected to drive strategic initiatives and improve the bank's credit offerings, positioning it for future success in a competitive market. The leadership changes are likely to significantly impact the bank's strategic direction and competitive positioning.
10 Dec
Plumas Bancorp (NASDAQ:PLBC) has delivered impressive returns of 106% to its investors over the past five years, reflecting strong performance and growth in the company's operations. This significant appreciation in stock value highlights the bank's successful strategies and market positioning. The solid returns indicate a moderately noticeable influence on future performance, but broader market factors may also play a role.
13 Nov
Multiple insiders at Plumas Bancorp have recently purchased shares of the company's stock, signaling positive sentiment about its future performance. These insider transactions are often viewed as a sign of confidence in the company's prospects, potentially influencing investor sentiment and market perception. Insider buying typically indicates confidence in the company's future, which may moderately influence market sentiment and performance.
16 Oct
Plumas Bancorp (PLBC) faces challenges as margin declines threaten its bullish growth narratives, despite forecasts indicating above-market growth. The bank's performance is under scrutiny as it navigates these financial pressures, which could impact investor sentiment and future strategies. Margin declines may moderately affect financial performance and investor sentiment.
15 Oct
Plumas Bancorp (PLBC) reported its Q3 earnings, surpassing analysts' expectations. The bank's performance was driven by increased net interest income and a rise in loan demand. Additionally, the company noted improvements in asset quality and a reduction in non-performing loans. These positive results reflect the bank's strategic initiatives and effective management in a competitive market environment. Surpassing earnings estimates and improving asset quality are likely to significantly enhance investor sentiment and the company's future performance.
Plumas Bancorp reported its earnings for the third quarter of 2025, highlighting a significant increase in net income compared to the previous year. The bank attributed this growth to improved loan performance and a rise in interest income. Additionally, the company announced plans for strategic investments aimed at enhancing its operational efficiency and expanding its market presence. Overall, the results reflect a positive trend in the bank's financial health and operational strategy. The earnings report indicates significant growth and strategic investments that could alter the company's trajectory.
Plumas Bancorp (PLBC) reported its Q3 earnings, highlighting key metrics that were compared against estimates. The results showed variations in performance indicators, which may influence investor sentiment and market positioning. Analysts are assessing the implications of these earnings on the company's future trajectory. Earnings results may moderately influence financial performance and market sentiment.
29 Aug
Plumas Bank has released its 2025 Corporate Citizenship Report, highlighting its commitment to client support, workforce development, and sound governance. The report emphasizes how these initiatives contribute to strengthening shareholder value and enhancing the bank's overall impact in the community. The report outlines strategic initiatives that may moderately influence the bank's financial performance and competitive positioning.
28 Jul
Plumas Bancorp (NASDAQ:PLBC) is set to go ex-dividend in three days, with a dividend payment of US$0.30 per share on August 15. The company has a trailing yield of approximately 2.9% based on last year's total dividend of US$1.20. With a conservative payout ratio of 23%, Plumas Bancorp appears to maintain a healthy dividend. Earnings per share have grown by an average of 6.9% over the last five years, and the company has achieved an average dividend growth rate of 22% over the past nine years. While the company shows promise as a dividend stock, potential investors should be aware of associated risks. Steady earnings growth and a solid dividend history suggest moderate influence on future performance.
18 Jul
Plumas Bancorp reported its second quarter 2025 earnings, which fell short of market expectations. The company's financial performance was impacted by various factors, leading to concerns among investors regarding its future trajectory. Analysts had anticipated stronger results, but the actual figures revealed weaknesses that could affect market sentiment and investor confidence moving forward. Earnings miss indicates potential challenges in financial performance that may influence investor sentiment.
16 Jul
Plumas Bancorp (PLBC) reported Q2 earnings of $1.05 per share, missing the Zacks Consensus Estimate of $1.20, and revenues of $20.54 million, also below expectations. The earnings surprise was -12.50%, while revenues declined slightly from $20.61 million a year ago. The company has surpassed EPS estimates three times in the last four quarters but has underperformed the market this year, with shares down 6%. The current Zacks Rank is #3 (Hold), indicating expected performance in line with the market. Future estimates include $0.49 EPS on $24.5 million revenues for the next quarter and $4.28 EPS on $94.95 million for the fiscal year. The Banks - West industry ranks in the top 22% of Zacks industries, which may influence stock performance. Earnings and revenue misses indicate potential challenges, but the overall industry outlook remains positive.
Plumas Bancorp reported a decrease in second-quarter 2025 earnings to $6.3 million, down from $6.8 million in 2024, with diluted earnings per share dropping to $1.05. The company's net interest income fell slightly, while non-interest income rose due to a legal settlement related to the 2021 Dixie Fire. Plumas completed its acquisition of Cornerstone Community Bancorp, incurring merger-related expenses. Total deposits increased by 5% to $1.4 billion, while borrowings decreased significantly. Nonperforming assets rose, primarily due to an agricultural loan issue. The company is expanding its treasury management services and improving its lending processes. Despite challenges, Plumas Bancorp's total equity increased by 17% to $193 million, and the book value per share rose by 16% to $32.54. The acquisition of Cornerstone Community Bancorp and the increase in nonperforming assets may moderately influence Plumas Bancorp's financial performance and market positioning.
14 Jul
Preferred Bank (PFBC) is projected to report a year-over-year earnings decline of 2% at $2.43 per share, despite a revenue increase of 0.9% to $70.15 million. The consensus EPS estimate has been revised 1.93% higher recently, but the Most Accurate Estimate is lower, resulting in an Earnings ESP of -1.03%. Plumas Bancorp (PLBC) is expected to post earnings of $1.53 per share, reflecting a 34.2% year-over-year increase, with revenues up 1.7% to $20.95 million. PLBC has an Earnings ESP of +22.22% and a Zacks Rank of #3, indicating a likely earnings beat. Both companies' upcoming earnings reports could significantly influence their stock prices. Plumas Bancorp's positive Earnings ESP and history of beating estimates suggest a moderately noticeable influence on its financial performance.
2 Jul
Plumas Bancorp has successfully acquired Cornerstone Community Bancorp, a strategic move aimed at expanding its market presence and enhancing its financial services offerings. The acquisition is expected to strengthen Plumas Bancorp's position in the banking sector and provide additional resources for growth. Details regarding the financial terms of the deal have not been disclosed, but the integration of Cornerstone's operations is anticipated to be beneficial for both entities. The acquisition is a significant strategic move that could enhance Plumas Bancorp's market position and growth potential.
24 Jun
Plumas Bancorp (NASDAQ:PLBC) has seen its share price rise 95% over the last five years, slightly outperforming the market. The company's earnings per share (EPS) grew at 11% annually, while the share price increased by 14% per year, indicating improved market perception. The total shareholder return (TSR) over five years was 119%, largely due to dividends. Recently, shareholders experienced a 33% TSR over the past year, suggesting improved stock performance. The CEO's remuneration is modest compared to peers, and further research into insider trading is encouraged. The article highlights significant growth in share price and total shareholder return, indicating a moderately noticeable influence on future performance.
3 Jun
Cornerstone Community Bancorp and Plumas Bancorp have received shareholder approval for their merger, marking a significant step towards the completion of the transaction. The merger is expected to enhance operational efficiencies and expand market reach for both institutions, ultimately benefiting shareholders and customers alike. The merger is a major strategic move that could significantly alter the competitive positioning and future performance of Plumas Bancorp.
10 May
Plumas Bancorp (NASDAQ:PLBC) reported first quarter 2025 results with revenue of US$21.5 million, a 14% increase from 1Q 2024, and net income of US$7.18 million, up 15%. The profit margin remained at 33%, and EPS rose to US$1.22 from US$1.06. Revenue exceeded analyst estimates by 5.7%, and EPS surpassed expectations by 7.1%. Future revenue is forecasted to grow 19% annually over the next two years, significantly outpacing the 7.1% growth forecast for the US banking industry. The company's share price has remained stable over the past week. Significant revenue and earnings growth, along with positive future forecasts, indicate a strong potential impact on the company's performance.
16 Apr
Plumas Bancorp (PLBC) reported strong financial results for Q1, exceeding both earnings and revenue estimates. The bank's performance reflects solid growth in its loan portfolio and improved net interest margins, contributing to a positive outlook for the upcoming quarters. Management expressed confidence in sustaining this momentum, driven by strategic initiatives and a favorable economic environment. Strong Q1 results and management's confidence indicate significant potential for future growth and market performance.
Plumas Bancorp reported its first quarter results, highlighting a significant increase in net income compared to the previous year. The bank's total assets grew, driven by strong loan demand and improved deposit levels. Management expressed optimism about future growth prospects and ongoing strategic initiatives aimed at enhancing operational efficiency. The results reflect a positive trend in the bank's performance, positioning it favorably in the competitive landscape. The significant increase in net income and asset growth indicates a strong performance that could positively influence investor sentiment and future strategic initiatives.
21 Mar
Plumas Bancorp reported its full year 2024 earnings, surpassing analysts' expectations. The bank's strong performance was driven by increased net interest income and improved asset quality. Additionally, the company highlighted its strategic initiatives aimed at enhancing operational efficiency and expanding its market presence. Overall, the results reflect a positive trajectory for Plumas Bancorp, indicating robust financial health and growth potential. Surpassing earnings expectations and strategic initiatives suggest significant positive implications for future performance.