stockrow
Monday 2 November 2026
Export FCBM’s income statement to Excel — free account
FIRST CAROL FIN
FCBM Financial Banks Regional
13.02
0.14
+1.09%
Follow FCBM
Alert me
Target Price Range
Analyst price targets
Free accountTen years at a glance
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | — | — | — | — | — | 139 | 166 | 191 | +17.3% | |
| Gross margin, % | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| EBT | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| EBT margin, % | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Net income | — | — | — | — | — | — | — | — | — | 0 | — | — | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | — | — | — | 0 | — | |||||
| Earnings | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Cash flow | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| Capex | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| Free cash flow | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| Book value | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| Shares, m | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | — | — | — | — | — | |||||
| P/S | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| P/B | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| EV/Sales | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| EV/FCF | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | — | — | — | — | — | |||||
| Capex | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Free cash flow | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | — | — | — | (71) | — | |||||
| Net debt | — | — | — | — | — | — | — | — | — | — | (55) | — | ||||||
| Shareholders’ equity | — | — | — | — | — | — | — | — | — | — | 430 | — | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | — | — | — | — | — | |||||
| ROIC | — | — | — | — | — | — | — | — | — | — | 0 | — | ||||||
| ROE | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | — | 263 | — | — | |||||
| Revenue/emp, $m | — | — | — | — | — | — | — | — | — | 0.00 | — | — | ||||||
Negative figures in brackets.
estimates
Latest quarter Jun 2026 · fundamentals updated 2 Nov 2026
FIRST CAROL FIN vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| CHMG Chemung Financial Corp | $417.6M | 12.6× | 10.1× | +85.38% (above 0%: growing) | n/m | −18.05% (below 0%: shrinking) | 75.31% | 0.00% | Compare |
| PCB PCB Bancorp | $410.8M | 10.3× | 9.9× | +1.21% (above 0%: growing) | +15.87% (above 0%: growing) | −67.53% (below 0%: shrinking) | 57.65% | 0.00% | Compare |
| CZFS Citizens Financial Services Inc. | $410.5M | 10.1× | 9.8× | +2.61% (above 0%: growing) | +20.45% (above 0%: growing) | −106.85% (below 0%: shrinking) | 68.26% | 0.00% | Compare |
| FNLC First Bancorp, Inc (ME) | $410.2M | 10.9× | 10.2× | +1.24% (above 0%: growing) | +17.81% (above 0%: growing) | −281.41% (below 0%: shrinking) | 58.03% | 0.00% | Compare |
| FCBM FIRST CAROL FIN | $400.2M | — | — | — | — | — | 60.28% | 0.00% | |
| NECB Northeast Community Bancorp Inc. | $398.0M | 9.1× | 11.9× | −5.64% (below 0%: shrinking) | −11.76% (below 0%: shrinking) | −14.85% (below 0%: shrinking) | 68.91% | 0.00% | Compare |
| NWFL Norwood Financial Corp. | $387.1M | 12.5× | 11.5× | +28.48% (above 0%: growing) | +28.36% (above 0%: growing) | +65.58% (above 0%: growing) | 68.32% | 0.00% | Compare |
| PKBK Parke Bancorp, Inc. | $383.2M | 8.6× | — | +9.73% (above 0%: growing) | +48.57% (above 0%: growing) | −12.38% (below 0%: shrinking) | 60.74% | 0.00% | Compare |
| FDBC Fidelity D&D Bancorp Inc. | $382.3M | 12.8× | 22.8× | +5.91% (above 0%: growing) | +11.67% (above 0%: growing) | +157.33% (above 0%: growing) | 70.54% | 0.00% | Compare |
| Median of peers | $404.1M | 10.6× | 10.2× | +4.26% | +17.81% | −16.45% | 68.29% | 0.00% |