Saturday 17 October 2026 Export BHRB’s income statement to Excel — free account

Burke & Herbert Financial Services Corp.

Burke & Herbert Financial Services Corp.’s revenue for fiscal 2025 (year ended December 2025) was $491.1 million, up 22.1% from fiscal 2024. In the quarter to June 2026, revenue grew 20.9%, EPS fell 74.8%, free cash flow grew 49.6% and total debt rose 32.7%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three; insiders bought in the last twelve months.

69.69 0.06 −0.09%

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Market cap: $1.4B
P/E: 11.1×
Fwd P/E: 8.4×
Dividend yield: 3.16%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 1.01

Total sells 0.79

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	2	2	1	1	4	—	—
Sell	—	—	—	—	—	—	1	—	—	6	—	—

Insider Ownership 7.04%

Capital & Financial Ratios $m

Market Cap 1,410.00

Revenue 514.70

Net Income 97.04

Free Cash Flow 86.66

Net Debt (14.97)

Current Ratio 0.84

Debt/Equity 0.13

P/E ratio 11.10

Fwd P/E 8.42

P/S ratio 2.49

P/B ratio 1.08

Past 5Y EPS Growth —

This Y EPS Growth (2.01%)

Next Y EPS Growth 15.50%

Next Y revenue growth (10.89%)

Next 5Y EPS Growth 5.92%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 36.80%

10-year low 10-year high

P/S against its own 10 years 58.15%

10-year low 10-year high

P/B against its own 10 years 10.20%

10-year low 10-year high

Dividends

Payout Ratio 0.35

Annual Dividend Rate 2.20

Annual Dividend Yield 3.16%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.21	0.55 0.55 0.55
2025	2.20	0.55 0.55 0.55 0.55
2024	2.14	0.53 0.53 0.53 0.55
2023	2.12	0.53 0.53 0.53 0.53
2022	1.60	0.53 0.53 0.53 0.01
2021	2.00	0.50 0.50 0.50 0.50
2020	2.00	0.50 0.50 0.50 0.50
2019	2.00	0.50 0.50 0.50 0.50
2018	2.00	0.48 0.48 0.50 0.55
2017	1.88	0.45 0.45 0.45 0.53
2016	1.85	0.44 0.44 0.44 0.54

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	44	135	289	167
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,124	5,776	5,645	8,125

	2023	2024	2025	Q'26
Payables	3,002	6,515	6,404	8,968
ST’ Debt	—	—	—	—
Other	—	—	—	—
	3,303	6,970	6,978	9,637

Compound Annual Growth %

	10y	5y	3y
Sales	—	—	55.86%
Cash Flow	—	—	20.91%
Earnings	—	—	38.29%
Book Value	—	—	46.21%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	118	151	—	—	—
’25	121	125	123	123	491
’24	43	106	129	125	402
’23	39	42	42	43	165
’22	28	31	34	37	130

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	27	0	—	—	—
’25	38	0	39	31	108
’24	7	(46)	48	77	86
’23	11	12	9	10	43
’22	14	17	18	12	61

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	25	(2)	—	—	—
’25	36	(3)	35	28	96
’24	6	(47)	46	77	82
’23	8	10	7	6	32
’22	14	16	(4)	20	46

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.79	0.50	—	—	—
’25	1.80	1.97	1.97	1.98	7.72
’24	0.69	(1.41)	1.82	1.30	2.82
’23	1.00	0.80	0.54	0.68	3.02
’22	1.22	1.39	1.49	1.78	5.89

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	46.90	50.13	65.63	50.98	38.38	42.68	45.30	42.91	46.00	47.57	Analyst estimates 2026–2028 Powerpack
	High	51.25	70.35	75.00	74.75	58.63	83.13	84.00	85.00	75.32	70.51
People
People	Employees	—	—	—	—	—	—	—	400	815	832
	Revenue/emp, $m	—	—	—	—	—	0.00	0.00	0.41	0.49	0.59
Income, $m
Income, $m	Revenue	—	—	—	—	—	118	130	165	402	491
	Gross margin, %	—	—	—	—	—	96.43	93.11	67.77	65.11	69.64
	EBT	—	—	—	—	—	40	52	25	40	145
	EBT margin, %	—	—	—	—	—	34.25	40.32	15.20	9.92	29.51
	Net income	—	—	—	—	—	36	44	23	36	117
	Depreciation	—	—	—	—	—	20	20	18	32	39
Per share, $
Per share, $	Revenue	—	—	—	—	—	15.90	17.47	22.19	32.46	32.73
	Earnings	—	—	—	—	—	4.87	5.93	3.05	2.82	7.76
	Cash flow	—	—	—	—	—	7.40	8.22	5.72	6.92	7.19
	Capex	—	—	—	—	—	0.20	(2.00)	(1.46)	(0.31)	(0.77)
	Free cash flow	—	—	—	—	—	7.60	6.23	4.26	6.62	6.42
	Book value	—	—	—	—	—	0.00	36.83	42.37	58.91	56.95
	Shares, m	—	—	—	—	—	7	7	7	12	15
Valuation, ×
Valuation, ×	P/E	—	—	—	—	—	11.98	11.98	20.54	25.66	8.03
	P/S	—	—	—	—	—	0.00	4.06	2.83	1.92	1.90
	P/B	—	—	—	—	—	0.00	1.93	1.48	1.07	1.11
	EV/Sales	—	—	—	—	—	0.00	6.32	4.21	1.86	1.49
	EV/FCF	—	—	—	—	—	0.00	17.73	21.92	9.14	7.61
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	—	55	61	43	86	108
	Capex	—	—	—	—	—	1	(15)	(11)	(4)	(12)
	Free cash flow	—	—	—	—	—	56	46	32	82	96
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	—	(1,014)	(1,178)	(1,194)	(1,334)
	Total debt	—	—	—	—	—	—	343	272	112	87
	Net debt	—	—	—	—	—	—	293	228	(23)	(202)
	Shareholders’ equity	—	—	—	—	—	—	273	315	730	855
Returns, %
Returns, %	ROA	—	—	—	—	—	0.00	2.47	0.63	0.61	1.48
	ROIC	—	—	—	—	—	0.00	5.77	2.89	3.53	13.87
	ROE	—	—	—	—	—	0.00	0.00	7.72	6.77	14.89

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CASH Pathward Financial, Inc.	$1.5B	9.1×	9.2×	−3.18% (below 0%: shrinking)	−24.73% (below 0%: shrinking)	+20.54% (above 0%: growing)	99.41%	0.00%	Compare
TFIN Triumph Financial, Inc.	$1.5B	41.6×	40.6×	+13.51% (above 0%: growing)	+193.33% (above 0%: growing)	+372.54% (above 0%: growing)	82.38%	0.00%	Compare
ESQ Esquire Financial Holdings, Inc.	$1.4B	18.4×	28.7×	+18.87% (above 0%: growing)	+6.08% (above 0%: growing)	+59.96% (above 0%: growing)	88.35%	0.00%	Compare
LKFN Lakeland Financial Corporation	$1.4B	13.3×	13.8×	+1.75% (above 0%: growing)	+8.57% (above 0%: growing)	+36.16% (above 0%: growing)	65.79%	0.00%	Compare
BHRB Burke & Herbert Financial Services Corp.	$1.4B	11.1×	8.4×	+20.93% (above 0%: growing)	−74.75% (below 0%: shrinking)	+49.60% (above 0%: growing)	70.87%	0.00%
AMAL Amalgamated Financial Corp.	$1.4B	12.4×	10.7×	+15.47% (above 0%: growing)	+36.47% (above 0%: growing)	−23.52% (below 0%: shrinking)	75.97%	0.00%	Compare
WABC Westamerica Bancorporation	$1.4B	13.5×	12.7×	−2.49% (below 0%: shrinking)	+4.46% (above 0%: growing)	−33.14% (below 0%: shrinking)	94.98%	0.00%	Compare
TMP Tompkins Financial Corporation	$1.4B	7.9×	11.6×	+2.51% (above 0%: growing)	+36.42% (above 0%: growing)	−198.57% (below 0%: shrinking)	73.16%	0.00%	Compare
CTBI Community Trust Bancorp, Inc.	$1.4B	12.5×	11.1×	+6.97% (above 0%: growing)	+18.84% (above 0%: growing)	+217.37% (above 0%: growing)	72.12%	0.00%	Compare
Median of peers	$1.4B	12.9×	12.1×	+4.74%	+13.71%	+28.35%	79.18%	0.00%

All 323 Banks Regional stocks →

Burke & Herbert Financial Services Corp. (BHRB) key facts

Strength: Burke & Herbert Financial Services Corp.’s revenue for fiscal 2025 (year ended December 2025) was $491.1 million, up 22.1% from fiscal 2024.
Burke & Herbert Financial Services Corp. (BHRB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, BHRB traded at $69.69, a market capitalization of $1.4 billion.
Burke & Herbert Financial Services Corp. pays an annual dividend of $2.20 per share, a yield of 3.16%, with a payout ratio of 35.3%.
Return on equity was 14.9% and debt-to-equity 0.13.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.