Saturday 17 October 2026
Export BETR’s income statement to Excel — free account
Better Home & Finance Holding Company
BETR Financial Mortgage Finance
Better Home & Finance Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $207.7 million, up 59.8% from fiscal 2024. In the quarter to June 2026, revenue grew 25.8%, EPS grew 31.4% and free cash flow grew 136.1%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
9.95
0.81
−7.53%
Follow BETR
Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | 481.00 | 489.00 | 17.05 | 8.79 | 7.71 |
Analyst estimates 2026–2028 Powerpack |
|||
| High | — | — | — | — | — | 555.50 | 504.50 | 3,145.50 | 41.90 | 94.06 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | 3 | 3 | 820 | 1,250 | 1,329 | ||||
| Revenue/emp, $m | — | — | — | — | — | 0.53 | 131.69 | 0.13 | 0.10 | 0.16 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | 2 | 395 | 104 | 130 | 208 | ||||
| Gross margin, % | — | — | — | — | — | 100.00 | 95.68 | 69.60 | 83.47 | 79.37 | |||||
| EBT | — | — | — | — | 0 | (7) | (876) | (534) | (205) | (166) | |||||
| EBT margin, % | — | — | — | — | 0.00 | (409.73) | (221.72) | (514.18) | (158.06) | (79.83) | |||||
| Net income | — | 0 | — | — | 0 | (5) | (877) | (536) | (206) | (166) | |||||
| Depreciation | — | — | — | — | 0 | 0 | 322 | 51 | 39 | 14 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | 0.00 | 8.31 | 67.81 | 11.26 | 8.60 | 13.52 | ||||
| Earnings | — | — | — | — | 0.00 | (26.27) | (150.54) | (58.00) | (13.65) | (10.80) | |||||
| Cash flow | — | — | — | — | 0.00 | (16.91) | 161.05 | (17.30) | (25.14) | (10.85) | |||||
| Capex | — | — | — | — | 0.00 | 0.00 | (5.28) | (0.98) | (0.47) | (0.73) | |||||
| Free cash flow | — | — | — | — | 0.00 | (16.91) | 155.77 | (18.27) | (25.62) | (11.58) | |||||
| Book value | — | — | — | — | 0.00 | 37.26 | (28.82) | 13.28 | (3.85) | 2.42 | |||||
| Shares, m | — | — | — | — | 55 | 0 | 6 | 9 | 15 | 15 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | 0.00 | 65.52 | 0.00 | 0.00 | 0.00 | ||||
| P/S | — | — | — | — | — | 59.60 | 0.00 | 3.50 | 1.04 | 2.41 | |||||
| P/B | — | — | — | — | — | 16.60 | 0.00 | 2.97 | 0.00 | 13.46 | |||||
| EV/Sales | — | — | — | — | — | 59.58 | 1.42 | (1.83) | (1.19) | 1.98 | |||||
| EV/FCF | — | — | — | — | — | (29.26) | 28.86 | 1.13 | 0.40 | (2.32) | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | 0 | (3) | 938 | (160) | (380) | (167) | ||||
| Capex | — | — | — | — | 0 | 0 | (31) | (9) | (7) | (11) | |||||
| Free cash flow | — | — | — | — | 0 | (3) | 908 | (169) | (387) | (178) | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | 0 | (7) | (509) | 26 | (129) | (23) | ||||
| Total debt | — | — | — | — | — | 1 | 346 | 157 | — | — | |||||
| Net debt | — | — | — | — | — | 0 | (346) | (554) | (289) | (220) | |||||
| Shareholders’ equity | — | — | — | — | 0 | 7 | (168) | 123 | (58) | 37 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | (7.10) | (4.67) | (128.75) | (53.94) | (22.69) | (13.72) | ||||
| ROIC | — | — | — | — | 0.00 | (57.39) | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| ROE | — | — | — | — | (0.55) | (228.10) | 293.11 | 222.77 | (640.36) | 1,580.70 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
Better Home & Finance Holding Company vs peers in Mortgage Finance (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| WD Walker & Dunlop, Inc. | $1.1B | 29.1× | 14.3× | −3.93% (below 0%: shrinking) | −91.00% (below 0%: shrinking) | +584.98% (above 0%: growing) | 46.88% | 5.65% | Compare |
| VEL Velocity Financial, Inc. | $584.7M | 5.3× | 12.1× | +34.05% (above 0%: growing) | −7.25% (below 0%: shrinking) | −3.27% (below 0%: shrinking) | 0.00% | 0.00% | Compare |
| ONIT Onity Group Inc. | $222.8M | 1.5× | 6.2× | +14.72% (above 0%: growing) | n/m | −9.61% (below 0%: shrinking) | 100.00% | 25.95% | Compare |
| BETR Better Home & Finance Holding Company | $204.6M | — (loss-making) | — (loss-making) | +25.81% (above 0%: growing) | n/m | +136.12% (above 0%: growing) | 89.80% | 0.00% | |
| LDI loanDepot, Inc. | $191.7M | — (loss-making) | — (loss-making) | +19.39% (above 0%: growing) | n/m | +589.11% (above 0%: growing) | 87.77% | 10.45% | Compare |
| GHI Greystone Housing Impact Investors LP | $115.2M | — (loss-making) | 3.2× | −7.10% (below 0%: shrinking) | n/m | −92.85% (below 0%: shrinking) | 93.66% | 60.90% | Compare |
| IOR Income Opportunity Realty Investors, Inc. | $74.4M | 19.6× | 13.8× | +534.29% (above 0%: growing) | −29.17% (below 0%: shrinking) | +155.56% (above 0%: growing) | 0.00% | 0.00% | Compare |
| BLNE Beeline Holdings, Inc. | $24.4M | 0.4× | 6.1× | +56.62% (above 0%: growing) | n/m | +146.53% (above 0%: growing) | 100.00% | (171.05%) | Compare |
| PAPL Pineapple Financial Inc. | $23.0M | — (loss-making) | — (loss-making) | −16.66% (below 0%: shrinking) | n/m | −914.00% (below 0%: shrinking) | 100.00% | 4,077.43% | Compare |
| Median of peers | $153.5M | 5.3× | 9.1× | +17.05% | −29.17% | +71.63% | 90.72% | 8.05% |
Better Home & Finance Holding Company (BETR) key facts
- Strength: Better Home & Finance Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $207.7 million, up 59.8% from fiscal 2024.
- Better Home & Finance Holding Company (BETR) is a Mortgage Finance company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, BETR traded at $9.95, a market capitalization of $204.6 million.
- Return on equity was 1,580.7% and debt-to-equity 0.00.
- Its Piotroski F-score is 4 out of 9 for fiscal 2025.
Better Home & Finance Holding Company (BETR) Latest News
No news at this impact. Lower the threshold for more.