stockrowBetter Home & Finance Holding Company (BETR) vs Velocity Financial, Inc. (VEL)
- Better Home & Finance Holding Company BETR 19.24 +1.42%
- Velocity Financial, Inc. VEL 17.63 +1.03%
Better Home & Finance Holding Company and Velocity Financial, Inc. are both Mortgage Finance companies. Velocity Financial, Inc. is the larger, with a market value of $689.0M against $360.6M — 1.9× the size. Better Home & Finance Holding Company has negative trailing earnings, so its P/E is not meaningful; Velocity Financial, Inc. trades at 6.3×. Better Home & Finance Holding Company grew revenue faster over the last twelve months: 57.8% against 32.4%. Velocity Financial, Inc. has the higher net margin (0.00% vs −75.7%) and the lower return on invested capital (−3.59% vs 0.00%). Across the 14 metrics below, Velocity Financial, Inc. leads on 8 and Better Home & Finance Holding Company on 6.
Valuation
Profitability
| Metric | BETR | VEL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 81.25% | 0.00% | 81.25% |
| Operating margin | 0.00% | 0.00% | 1.91% |
| Net margin | (75.73%) | 0.00% | (1.66%) |
| Free cash flow margin | (69.77%) | 0.00% | (15.01%) |
| Return on equity | (267.67%) | 0.00% | (1.94%) |
| Return on assets | (12.97%) | 0.00% | (0.23%) |
| Return on invested capital | 0.00% | (3.59%) | 0.00% |
Growth
Health
Dividend
Size
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