Saturday 17 October 2026 Export BANR’s income statement to Excel — free account

Banner Corporation

Banner Corporation’s revenue for fiscal 2025 (year ended December 2025) was $877.8 million, up 5.38% from fiscal 2024. In the quarter to June 2026, revenue grew 1.33%, EPS grew 9.92%, free cash flow fell 29.4% and total debt fell 31.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.

67.57 0.23 +0.34%

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Market cap: $2.5B
P/E: 11.1×
Fwd P/E: 11.1×
Dividend yield: 3.02%
F-score: 9/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 2,470.00

Revenue 884.67

Net Income 208.35

Free Cash Flow 293.48

Net Debt 78.70

Current Ratio 0.88

Debt/Equity 0.26

P/E ratio 11.08

Fwd P/E 11.10

P/S ratio 2.60

P/B ratio 1.15

Past 5Y EPS Growth 11.59%

This Y EPS Growth 6.68%

Next Y EPS Growth 11.02%

Next Y revenue growth (17.35%)

Next 5Y EPS Growth 7.89%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 31.74%

10-year low 10-year high

P/S against its own 10 years 30.48%

10-year low 10-year high

P/B against its own 10 years 37.34%

10-year low 10-year high

Dividends

Payout Ratio 0.34

Annual Dividend Rate 2.04

Annual Dividend Yield 3.02%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.06	0.50 0.52 0.52
2025	1.94	0.48 0.48 0.48 0.50
2024	1.92	0.48 0.48 0.48 0.48
2023	1.92	0.48 0.48 0.48 0.48
2022	1.76	0.44 0.44 0.44 0.44
2021	1.64	0.41 0.41 0.41 0.41
2020	1.23	1.00 0.41 0.41 0.41
2019	1.61	0.38 0.41 0.41 0.41
2018	1.33	0.25 0.35 0.35 0.38
2017	0.73	0.23 0.25 1.00 0.25
2016	0.65	0.21 0.21 0.23

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	254	502	423	435
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	10,990	11,794	12,087	12,360

	2023	2024	2025	Q'26
Payables	13,030	13,514	13,743	13,790
ST’ Debt	—	—	—	—
Other	—	—	—	—
	13,258	13,772	13,988	14,000

Compound Annual Growth %

	10y	5y	3y
Sales	10.73%	7.28%	10.66%
Cash Flow	31.85%	15.48%	2.65%
Earnings	15.76%	11.00%	0.00%
Book Value	4.12%	3.16%	10.15%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	217	221	—	—	—
’25	213	218	227	220	878
’24	196	206	214	216	833
’23	176	180	192	198	746
’22	142	160	167	179	648
’21	149	156	161	151	617
’20	151	156	158	153	618

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	110	39	—	—	—
’25	57	55	120	25	257
’24	51	79	64	99	293
’23	75	43	72	68	257
’22	51	65	42	81	238
’21	322	(3)	10	(28)	302
’20	53	(37)	122	(13)	125

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	110	37	—	—	—
’25	57	52	123	23	256
’24	50	78	61	95	284
’23	73	40	66	68	247
’22	53	61	37	78	229
’21	320	(6)	17	(29)	303
’20	50	(41)	122	(10)	121

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.60	1.43	—	—	—
’25	1.30	1.31	1.54	1.49	5.64
’24	1.09	1.15	1.30	1.34	4.88
’23	1.61	1.15	1.33	1.24	5.33
’22	1.27	1.39	1.43	1.58	5.67
’21	1.33	1.56	1.44	1.44	5.76
’20	0.47	0.67	1.03	1.10	3.26

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	35.39	51.61	48.50	50.21	27.12	44.01	52.35	39.31	42.00	54.01	Analyst estimates 2026–2028 Powerpack
	High	56.50	62.75	67.11	64.20	57.02	63.24	75.72	67.30	78.05	72.58
People
People	Employees	2,137	2,128	2,187	2,198	2,116	1,935	1,977	1,966	1,956	1,934
	Revenue/emp, $m	0.22	0.23	0.25	0.28	0.29	0.32	0.33	0.38	0.43	0.45
Income, $m
Income, $m	Revenue	468	497	548	608	618	617	648	746	833	878
	Gross margin, %	96.49	96.13	94.04	90.66	93.87	96.17	97.01	83.17	73.06	75.27
	EBT	130	151	165	183	142	247	241	227	209	239
	EBT margin, %	27.72	30.41	30.15	30.14	23.06	39.97	37.17	30.44	25.15	27.22
	Net income	85	61	137	146	116	201	195	184	169	195
	Depreciation	21	21	21	25	26	24	22	22	21	18
Per share, $
Per share, $	Revenue	13.83	15.13	16.70	17.43	17.52	17.82	18.91	21.72	24.17	25.47
	Earnings	2.52	1.85	4.16	4.20	3.29	5.81	5.70	5.35	4.90	5.67
	Cash flow	(2.24)	10.54	0.94	4.29	3.56	8.71	6.95	7.49	8.51	7.47
	Capex	(0.48)	(0.37)	(0.70)	(0.71)	(0.11)	0.04	(0.25)	(0.29)	(0.27)	(0.05)
	Free cash flow	(2.72)	10.17	0.23	3.58	3.44	8.75	6.70	7.20	8.23	7.42
	Book value	38.61	38.70	45.10	45.72	47.25	48.84	42.51	48.12	51.47	56.48
	Shares, m	34	33	33	35	35	35	34	34	34	34
Valuation, ×
Valuation, ×	P/E	22.25	29.98	12.82	13.47	14.12	10.42	11.04	9.92	13.65	11.05
	P/S	4.07	3.65	3.20	3.25	2.66	3.40	3.33	2.44	2.76	2.46
	P/B	1.46	1.43	1.19	1.24	0.99	1.24	1.48	1.10	1.30	1.11
	EV/Sales	4.03	3.47	4.07	3.83	1.51	0.28	3.15	2.99	2.84	2.36
	EV/FCF	(20.49)	5.16	290.13	18.63	7.69	0.57	8.90	9.02	8.33	8.11
Cash, $m
Cash, $m	Operating cash flow	(76)	347	31	150	125	302	238	257	293	257
	Capex	(16)	(12)	(23)	(25)	(4)	1	(9)	(10)	(9)	(2)
	Free cash flow	(92)	334	8	125	121	303	229	247	284	256
Balance, $m
Balance, $m	Working capital	(279)	(389)	(483)	(490)	(1,457)	(2,922)	(3,130)	(2,268)	(1,979)	(1,901)
	Total debt	255	195	773	688	550	533	457	665	563	337
	Net debt	(17)	(89)	475	354	(709)	(1,928)	(115)	411	61	(86)
	Shareholders’ equity	1,306	1,273	1,479	1,594	1,666	1,690	1,456	1,653	1,774	1,946
Returns, %
Returns, %	ROA	0.87	0.62	1.26	1.20	0.84	1.26	1.20	1.17	1.06	1.20
	ROIC	6.86	7.99	5.46	6.12	9.44	0.00	11.22	6.88	7.13	8.03
	ROE	6.55	4.71	9.92	9.52	7.11	11.98	12.42	11.81	9.86	10.50

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
NBTB NBT Bancorp Inc.	$2.6B	12.4×	11.1×	+4.89% (above 0%: growing)	+126.67% (above 0%: growing)	+37.10% (above 0%: growing)	79.28%	0.00%	Compare
TRMK Trustmark Corporation	$2.6B	11.4×	11.3×	+0.97% (above 0%: growing)	+18.48% (above 0%: growing)	+48.33% (above 0%: growing)	74.36%	0.00%	Compare
CUBI Customers Bancorp, Inc	$2.5B	8.8×	8.7×	+5.90% (above 0%: growing)	+19.77% (above 0%: growing)	−34.56% (below 0%: shrinking)	60.05%	0.00%	Compare
FBNC First Bancorp	$2.5B	18.7×	12.6×	+8.82% (above 0%: growing)	+31.18% (above 0%: growing)	+49.87% (above 0%: growing)	77.46%	0.00%	Compare
FBK FB Financial Corporation	$2.5B	11.4×	11.4×	−1.10% (below 0%: shrinking)	+180.40% (above 0%: growing)	+8.46% (above 0%: growing)	66.94%	0.00%	Compare
FRME First Merchants Corporation	$2.5B	12.7×	10.9×	+14.16% (above 0%: growing)	−28.57% (below 0%: shrinking)	+64.02% (above 0%: growing)	65.81%	0.00%	Compare
BANR Banner Corporation	$2.5B	11.1×	11.1×	+1.33% (above 0%: growing)	+9.92% (above 0%: growing)	−29.43% (below 0%: shrinking)	77.84%	0.00%
BUSE First Busey Corporation	$2.4B	12.2×	11.2×	−8.06% (below 0%: shrinking)	+30.19% (above 0%: growing)	−15.02% (below 0%: shrinking)	73.20%	0.00%	Compare
SYBT Stock Yards Bancorp, Inc.	$2.4B	15.2×	14.5×	+11.27% (above 0%: growing)	+13.79% (above 0%: growing)	+1.75% (above 0%: growing)	73.89%	0.00%	Compare
Median of peers	$2.5B	12.3×	11.3×	+5.40%	+24.98%	+22.78%	73.54%	0.00%

All 323 Banks Regional stocks →

Banner Corporation (BANR) key facts

Strength: Banner Corporation’s revenue for fiscal 2025 (year ended December 2025) was $877.8 million, up 5.38% from fiscal 2024.
Strength: Net income was $195.4 million, or $5.67 per share (basic), a net margin of 22.3%.
Banner Corporation (BANR) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, BANR traded at $67.57, a market capitalization of $2.5 billion.
At that price the stock trades at 11.1× trailing-twelve-month earnings and 2.6× sales; its P/E is higher than 32% of its own readings over the past ten years.
Banner Corporation pays an annual dividend of $2.04 per share, a yield of 3.02%, with a payout ratio of 33.7%.
Return on equity was 10.5% and debt-to-equity 0.26.
Its Piotroski F-score is 9 out of 9 for fiscal 2025.