ACNB Corporation (ACNB) vs Arrow Financial Corporation (AROW)
ACNB Corporation and Arrow Financial Corporation are both Banks Regional companies. ACNB Corporation and Arrow Financial Corporation are of similar size ($691.5M and $645.2M). ACNB Corporation trades at the lower P/E: 12.0× against 12.1×. ACNB Corporation grew revenue faster over the last twelve months: 24.9% against 8.43%. ACNB Corporation has the higher net margin (27.2% vs 20.6%) and the lower return on invested capital (7.71% vs 14.2%). Both pay a dividend; Arrow Financial Corporation yields more (4.47% vs 3.36%). Across the 20 metrics below, ACNB Corporation leads on 13 and Arrow Financial Corporation on 7.
Valuation
Profitability
| Metric | ACNB | AROW | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.23% | 70.23% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 27.15% | 20.56% | 18.66% |
| Free cash flow margin | 29.25% | 19.12% | 21.18% |
| Return on equity | 13.34% | 12.00% | 10.64% |
| Return on assets | 1.66% | 1.15% | 1.13% |
| Return on invested capital | 7.71% | 14.20% | 8.33% |
Growth
Health
Dividend
Size
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