Red River Bancshares, Inc. RRBI

101.00 0.90 0.90% as of 25 Sep
Market cap
$659.1M
P/E
14.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.36
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 — — 2 — — 1 — — 1 —
Sell — — — — — — — — — — — —
Insider Ownership 24.83%

Capital & Financial Ratios

Market Cap 659.07
Revenue 175.06
Net Income 45.95
Free Cash Flow 51.95
Net Debt (195.40)
Current Ratio 0.84
Debt/Equity 0.00
P/E ratio 14.47
P/S ratio 3.80
P/B ratio 1.73
Past 5Y EPS Growth 7.24%
This Y EPS Growth 14.32%
Next Y EPS Growth 5.35%
Next 5Y EPS Growth 8.46%
in millions of $

Dividends

Payout Ratio 0.06
Annual Dividend Rate 0.32
Annual Dividend Yield 0.67%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.00
0.25
0.25
0.25
2025 0.54
0.12
0.12
0.15
0.15
2024 0.36
0.09
0.09
0.09
0.09
2023 0.32
0.08
0.08
0.08
0.08
2022 0.28
0.07
0.07
0.07
0.07
2021 0.28
0.07
0.07
0.07
0.07
2020 0.24
0.06
0.06
0.06
0.06
2019 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 305 269 213 195
Receivables — — — —
Inventory — — — —
Other — — — —
2,288 2,335 2,453 2,447
2023 2024 2025 Q'26
Payables 2,802 2,805 2,963 2,905
ST’ Debt — — — —
Other — — — —
2,821 2,827 2,984 2,925
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 11.06% 14.51%
Cash Flow — 28.47% (0.79%)
Earnings — 8.73% 5.02%
Book Value — 5.05% 11.17%

Revenue

Mar Jun Sep Dec Year
’26 44 44 — — —
’25 41 41 43 44 170
’24 38 39 40 41 158
’23 32 34 36 37 140
’22 24 27 30 32 113
’21 26 25 25 26 102
’20 23 25 26 27 101
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 17 12 — — —
’25 14 4 16 11 45
’24 14 2 17 4 38
’23 13 5 14 8 40
’22 9 9 17 11 46
’21 24 11 15 12 62
’20 9 2 (2) 4 13
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 15 12 — — —
’25 14 4 16 9 42
’24 13 1 17 2 33
’23 12 4 13 7 35
’22 6 7 16 8 37
’21 24 10 14 11 59
’20 8 1 (5) 1 6
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.81 1.78 — — —
’25 1.52 1.51 1.63 1.73 6.38
’24 1.16 1.16 1.27 1.37 4.95
’23 1.33 1.25 1.12 1.16 4.86
’22 1.03 1.27 1.42 1.42 5.13
’21 1.10 1.13 1.12 1.17 4.51
’20 0.92 0.93 0.99 0.99 3.83
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — 42.35 29.90 46.10 47.09 43.50 42.78 46.33

Analyst estimates 2026–2028

Powerpack
Low Price
— — — 59.00 58.90 65.07 60.57 58.00 62.13 78.01
High Price
— — 320 325 336 358 351 362 369 375
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
62 65 81 90 101 102 113 140 158 170
Revenue
0.00% 0.00% 90.61% 88.76% 91.67% 94.48% 93.16% 77.00% 69.60% 73.90%
Gross Margin
21 23 28 30 34 40 45 43 42 53
EBT
33.52% 34.90% 34.83% 33.96% 34.28% 39.34% 39.76% 30.74% 26.88% 31.28%
EBT Margin
15 14 23 25 28 33 37 35 34 43
Net Income
— — 3 4 6 5 3 3 3 3
Depreciation
8.46 8.84 12.12 12.68 13.73 13.99 15.75 19.50 22.86 25.44
Revenue/Sh
2.07 1.92 3.43 3.51 3.84 4.53 5.14 4.87 4.96 6.40
Earnings/Sh
2.65 2.58 3.87 3.74 1.75 8.55 6.39 5.60 5.55 6.71
Cash Flow/Sh
0.00 0.00 (0.81) (0.53) (0.96) (0.40) (1.18) (0.68) (0.71) (0.38)
Capex/Sh
2.65 2.58 3.06 3.21 0.79 8.15 5.21 4.91 4.84 6.32
Free CF/Sh
20.82 24.38 28.84 35.61 38.99 40.95 37.01 42.41 46.35 54.69
Book Value/Sh
7 7 7 7 7 7 7 7 7 7
Shares
14.30 14.30 14.30 15.98 12.90 11.81 9.26 11.49 10.86 11.14
PE Ratio
3.97 3.97 3.97 4.42 3.61 3.83 3.02 2.87 2.36 2.81
PS Ratio
1.65 1.65 1.65 1.57 1.27 1.31 1.29 1.32 1.16 1.31
PB Ratio
1.99 1.99 1.99 2.98 (0.80) (3.85) 0.60 0.71 0.68 1.58
EV/Sales
7.46 7.46 7.46 11.79 (13.95) (6.61) 1.80 2.83 3.21 6.34
EV/FCF
19 19 26 26 13 62 46 40 38 45
Op' Cash Flow
(1) (3) (5) (4) (7) (3) (8) (5) (5) (3)
Capex
19 19 21 23 6 59 37 35 33 42
FCF
— — (180) (163) (299) (463) (629) (533) (492) (531)
Working Cap'
12 12 11 4 4 3 4 — — —
Total Debt
12 12 (141) (129) (443) (782) (274) (305) (269) (213)
Net Debt
152 178 194 252 285 298 266 304 320 365
Sh' Equity
0.90% 0.83% 1.29% 1.29% 1.22% 1.12% 1.17% 1.12% 1.09% 1.32%
ROA
0.00% 0.00% 33.34% 15.53% 0.00% 0.00% 0.00% 0.00% 52.18% 21.88%
ROIC
9.15% 8.48% 12.41% 11.14% 10.47% 11.29% 13.09% 12.25% 10.98% 12.49%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Red River Bancshares, Inc. (RRBI) key facts

  • Red River Bancshares, Inc. (RRBI) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Red River Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $169.9 million, up 7.72% from fiscal 2024.
  • Net income was $42.8 million, or $6.40 per share (basic), a net margin of 25.2%.
  • As of September 25, 2026, RRBI traded at $101.00, a market capitalization of $659.1 million.
  • At that price the stock trades at 14.5× trailing-twelve-month earnings and 3.8× sales.
  • Red River Bancshares, Inc. pays an annual dividend of $0.32 per share, a yield of 0.67%, with a payout ratio of 5.55%.
  • Return on equity was 12.5% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Red River Bancshares, Inc. (RRBI) Latest News

News by impact score

Fine-tune

30 Jul

3

Red River Bancshares (RRBI) reported Q2 earnings with key metrics compared against analyst estimates. Q2 earnings metrics comparison offers moderate insight into financial performance and near-term outlook.

3

Red River Bancshares Q2 earnings beat estimates. Q2 earnings beat signals positive financial results with moderate potential to influence near-term stock performance.

30 Apr

4

Red River Bancshares (RRBI) Q1 earnings key metrics analyzed against estimates. Q1 earnings metrics versus estimates significantly impact RRBI's financial performance and investor sentiment.

4

Red River Bancshares (RRBI) Q1 earnings surpassed estimates. Surpassing Q1 earnings estimates indicates strong financial performance, positively influencing investor sentiment and stock trajectory.

4

Red River Bancshares, Inc. reported first quarter 2026 financial results. Quarterly financial results disclosure directly impacts investor sentiment and stock valuation for RRBI.

26 Feb

3

Red River Bancshares, Inc. announced an increase to its quarterly cash dividend. Dividend increase signals financial health and confidence, likely boosting investor sentiment and stock price moderately.

6 Feb

3

Red River Bancshares, Inc. (RRBI) has been identified as one of the best momentum stocks to buy for February 6th, indicating strong performance trends and investor interest. The company's recent financial results and market positioning contribute to its appeal among investors looking for growth opportunities in the banking sector. Strong performance trends and investor interest may moderately influence RRBI's financial performance and market sentiment.

3 Feb

4

Earnings estimates for Red River Bancshares, Inc. (RRBI) are on the rise, indicating positive market sentiment and potential growth for the company. Analysts are optimistic about RRBI's financial performance, suggesting that the upward revisions in earnings forecasts may lead to increased investor interest and stock price appreciation. The company's strategic initiatives and market positioning are contributing factors to this positive outlook. Rising earnings estimates suggest significant potential for improved financial performance and investor sentiment.

30 Jan

4

Red River Bancshares, Inc. (RRBI) reported its Q4 earnings, showcasing key financial metrics that reflect the company's performance. The results indicate growth in net income and improvements in asset quality, contributing to a positive outlook for the bank. Analysts are optimistic about RRBI's strategic initiatives and market positioning, which may enhance its competitive edge moving forward. The earnings report highlights significant financial improvements and strategic initiatives that could alter the company's trajectory.

4

Red River Bancshares, Inc. (RRBI) reported its Q4 earnings and revenues, surpassing analysts' estimates. The company's strong performance reflects effective management strategies and growth in key financial metrics, contributing to positive market sentiment. Investors reacted favorably to the results, indicating confidence in RRBI's future prospects. Earnings and revenue exceeding estimates can significantly enhance investor confidence and influence future market performance.

4

Red River Bancshares, Inc. reported its Q4 earnings, showcasing a notable increase in net income and earnings per share compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong operational performance. Management highlighted strategic initiatives aimed at expanding market presence and enhancing customer service. Overall, the results indicate a positive trajectory for the company amidst a competitive banking landscape. The significant growth in net income and assets suggests a strong future performance and strategic positioning in the market.

4

Red River Bancshares, Inc. reported its financial results for the fourth quarter of 2025, highlighting significant growth in net income and total assets. The bank experienced an increase in loans and deposits, reflecting strong demand and effective management strategies. Additionally, the company announced plans for future expansion and investment in technology to enhance customer service. Overall, the results indicate a positive trajectory for the bank amidst a competitive landscape. Significant growth in net income and strategic expansion plans are likely to impact future performance positively.

21 Jan

4

Red River Bancshares, Inc. (RRBI) is highlighted as a promising investment opportunity in January 2026, showcasing its potential for growth and profitability. The article emphasizes the bank's strategic initiatives and market positioning, suggesting that it may be undervalued compared to its peers. Analysts predict that RRBI's focus on expanding its services and enhancing customer experience could lead to significant returns for investors. Overall, the piece positions RRBI as a noteworthy contender in the financial sector, urging investors to consider its long-term prospects. RRBI's strategic initiatives and market positioning are expected to significantly influence its future performance and investor sentiment.

15 Jan

3

An insider at Red River Bancshares, Inc. increased their stake in the company over the past year, indicating potential confidence in the firm's future performance. This move may reflect the insider's belief in the company's growth prospects and could influence market sentiment positively. Insider buying can signal confidence in the company's future, potentially affecting market sentiment and performance.

18 Dec

3

Red River Bancshares, Inc. has announced the renewal and increase of its stock repurchase program, allowing the company to buy back up to $10 million of its common stock. This program is part of the company's strategy to enhance shareholder value and reflects its strong financial position. The repurchase program is expected to be executed over the next 12 months, subject to market conditions and other factors. The stock repurchase program may positively influence investor sentiment and financial performance, but its overall effect is expected to be limited.

11 Nov

4

Red River Bancshares, Inc. (RRBI) is highlighted as an undervalued asset in the US market for November 2025, showcasing its strong financial performance and growth potential. The article emphasizes the bank's strategic initiatives, including expansion plans and innovative services, which position it favorably against competitors. Analysts predict that RRBI's focus on community banking and customer service will enhance its market share and profitability, making it a compelling investment opportunity. Strategic initiatives and growth potential are expected to significantly impact the company's future performance.

3 Nov

4

Red River Bancshares, Inc. (RRBI) has been upgraded to a 'Buy' rating by analysts due to its strong financial performance, robust growth prospects, and favorable market conditions. The upgrade reflects confidence in the company's ability to navigate economic challenges and capitalize on opportunities in the banking sector. Investors are encouraged to consider RRBI as a promising addition to their portfolios. The upgrade to 'Buy' indicates significant confidence in the company's future performance and market positioning.

31 Oct

4

Red River Bancshares, Inc. (RRBI) reported a profit margin that exceeded expectations, reinforcing positive outlooks on the quality of its earnings. This performance highlights the company's strong financial health and operational efficiency, contributing to bullish sentiment among investors. The profit margin beat indicates significant operational strength that could positively influence future performance and investor sentiment.

30 Oct

4

Red River Bancshares, Inc. (RRBI) reported Q3 earnings and revenues that exceeded analysts' expectations. The company's strong performance reflects effective management and growth strategies, contributing to positive market sentiment. Investors reacted favorably to the results, indicating confidence in RRBI's future prospects. Earnings exceeding estimates can significantly enhance investor confidence and influence future market performance.

4

Red River Bancshares, Inc. reported its Q3 earnings, showcasing a notable increase in net income and assets compared to the previous year. The bank's loan portfolio also expanded, reflecting strong demand for lending services. Management highlighted strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the financial results indicate a positive trajectory for the company amidst a competitive banking environment. The significant increase in net income and asset growth suggests a strong future performance and positive investor sentiment.

4

Red River Bancshares, Inc. reported its financial results for the third quarter of 2025, highlighting significant growth in net income and total assets. The bank experienced an increase in loans and deposits, reflecting strong demand and effective management strategies. Additionally, the company announced plans for future expansions and investments aimed at enhancing its service offerings and market presence. Overall, the results indicate a positive trajectory for the bank amidst a competitive landscape. The reported financial growth and strategic plans suggest a significant impact on future performance and market positioning.

10 Oct

4

Red River Bancshares, Inc. (RRBI) is highlighted as a potential investment opportunity within the U.S. market, emphasizing its strong financial performance and growth prospects. The article suggests that RRBI is an undervalued asset that could enhance investor portfolios, particularly in a fluctuating economic environment. Analysts point to the bank's solid fundamentals and strategic initiatives as key factors that may drive future success. Strong financial performance and growth prospects indicate significant potential for future impact.

8 Oct

3

Red River Bancshares, Inc. (NASDAQ:RRBI) has delivered impressive returns of 45% to its investors over the past five years, reflecting strong performance and growth in the financial sector. The bank's strategic initiatives and market positioning have contributed to this notable appreciation in stock value, attracting attention from both current and potential investors. The significant return on investment indicates a moderately noticeable influence on future performance and market sentiment.

22 Sep

3

Red River Bancshares, Inc. (RRBI) has been identified as one of the best momentum stocks to buy as of September 22nd. The company has shown strong performance indicators, making it an attractive option for investors looking for growth opportunities in the current market environment. RRBI's recognition as a momentum stock suggests a moderately noticeable influence on its market performance.

11 Sep

4

Red River Bancshares, Inc. (RRBI) is highlighted as a potential investment opportunity in September 2025, showcasing its strong financial performance and growth prospects. The article emphasizes the bank's strategic initiatives, including expansion plans and innovative services that position it favorably in the competitive landscape. Analysts suggest that RRBI's focus on community banking and customer service excellence could lead to increased market share and profitability. Investors are encouraged to consider RRBI as a promising stock in the current economic climate. Strategic initiatives and growth prospects are likely to significantly impact future performance and investor sentiment.

3

Retail investors hold 45% of Red River Bancshares, Inc. (NASDAQ:RRBI), while insiders own 27%. This distribution highlights the significant role of retail investors in the company's ownership structure, which may influence its governance and market perception. The ownership distribution may moderately influence investor sentiment and governance but is not expected to drastically change the company's trajectory.

14 Aug

3

Red River Bancshares, Inc. (NASDAQ:RRBI) has announced an increase in its dividend to $0.15 per share. This decision reflects the company's commitment to returning value to its shareholders and indicates a positive outlook on its financial performance. The dividend increase suggests a moderately positive influence on investor sentiment and financial performance.

11 Aug

4

Red River Bancshares, Inc. reported its second quarter 2025 earnings, surpassing analysts' expectations. The bank's strong performance was driven by increased loan growth and improved net interest margins. Additionally, the company highlighted its strategic initiatives aimed at expanding its market presence and enhancing customer service. Overall, the results reflect a positive trajectory for Red River Bancshares, indicating robust financial health and operational efficiency. Surpassing earnings expectations and strong loan growth indicate significant positive momentum for future performance.

7 Aug

3

Red River Bancshares, Inc. has announced a private stock repurchase program, intending to buy back up to $5 million of its common stock. This initiative is part of the company's strategy to enhance shareholder value and reflects its confidence in future growth prospects. The repurchase will be executed in accordance with applicable laws and regulations, and the timing and amount of repurchases will depend on market conditions and other factors. The stock repurchase program is expected to moderately influence investor sentiment and financial performance.

5 Aug

4

Red River Bancshares, Inc. (RRBI) is highlighted as a promising small-cap stock in the U.S. market, showcasing its potential for growth and value. The article emphasizes the bank's strong financial performance, strategic initiatives, and market positioning, suggesting that it could be an undiscovered gem among small-cap investments. Investors are encouraged to consider RRBI as a viable option for portfolio diversification and long-term gains. Strong financial performance and strategic initiatives indicate significant potential for future growth.

stockrow.com/RRBI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com