Vroom, Inc. (VRM) vs Weidai Ltd. Sponsored ADR (WEI)

Vroom, Inc. and Weidai Ltd. Sponsored ADR are both Credit Services companies. Weidai Ltd. Sponsored ADR is the larger, with a market value of $67.6M against $46.3M — 1.5× the size. Vroom, Inc. grew revenue faster over the last twelve months: −7.49% against −26.6%. Weidai Ltd. Sponsored ADR has the higher net margin (−29.5% vs −33.1%) and the higher return on invested capital (0.00% vs −4.90%). Across the 18 metrics below, Weidai Ltd. Sponsored ADR leads on 11 and Vroom, Inc. on 7.

Valuation

Metric VRM WEI Credit Services median
P/E n/m n/m 9.39
P/S 0.27 0.03 0.86
P/B 0.47 0.07 1.16
Price to free cash flow 0.66 0.03 2.78
EV/EBITDA — — —
EV/Sales — — —
Earnings yield (124.52%) (145.83%) 6.55%
Free cash flow yield 152.37% 3,994.21% 12.26%

Profitability

Metric VRM WEI Credit Services median
Gross margin 100.00% 0.00% 77.13%
Operating margin 16.64% 0.00% 0.34%
Net margin (33.10%) (29.49%) 9.25%
Free cash flow margin 40.58% 0.00% 12.91%
Return on equity (45.98%) (36.15%) 8.49%
Return on assets (6.02%) (20.21%) 2.16%
Return on invested capital (4.90%) 0.00% 4.09%

Growth

Metric VRM WEI Credit Services median
Revenue growth (TTM) (7.49%) (26.60%) 4.62%
EPS growth (last fiscal year) 98.31% (63.87%) 21.94%
Revenue growth, 5-year CAGR (33.33%) (16.00%) 9.13%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric VRM WEI Credit Services median
Debt to equity 5.30 0.00 0.68
Current ratio 0.00 2.20 1.55
Net debt to EBITDA 9.33 0.67 0.13

Dividend

Metric VRM WEI Credit Services median
Dividend yield — — 1.64%
Payout ratio — — 0.22

Size

Metric VRM WEI Credit Services median
Market cap 46.25m 67.64m 751.08m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack