UNIVERSAL INSURANCE HOLDINGS INC
UVE Financial Insurance Property & Casualty
UNIVERSAL INSURANCE HOLDINGS INC’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, up 5.48% from fiscal 2024. In the quarter to June 2026, revenue grew 6.72%, EPS grew 71.2%, free cash flow fell 4.81% and total debt fell 2.98%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.
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UNIVERSAL INSURANCE HOLDINGS INC (UVE) P/E ratio
As of 16 October 2026, UNIVERSAL INSURANCE HOLDINGS INC (UVE) trades at a P/E ratio of 6.0×. Over the past ten years it has ranged from 0.0× (June 2023) to 76.8× (July 2023); the current reading is higher than 21% of that period. That is below the Insurance Property & Casualty industry median of 10.7× and below the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 5.2× | (48.91%) |
| FY2024 | 10.3× | 41.15% |
| FY2023 | 7.3× | — |
| FY2022 | 0.0× | — |
| FY2021 | 25.8× | (2.83%) |
| FY2020 | 26.5× | 23.12% |
| FY2019 | 21.5× | 90.21% |
| FY2018 | 11.3× | 27.29% |
| FY2017 | 8.9× | (11.85%) |
| FY2016 | 10.1× | 33.60% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 5.3× | 7.28% |
| Mar 2026 | 4.9× | (5.94%) |
| Dec 2025 | 5.2× | (12.79%) |
| Sep 2025 | 6.0× | (48.56%) |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| KMPR Kemper Corporation compare | n/m |
| HRTG Heritage Insurance Holdings, Inc. compare | 5.1× |
| UVE UNIVERSAL INSURANCE HOLDINGS INC | 6.0× |
| UFCS United Fire Group, Inc compare | 10.5× |
| STC Stewart Information Services Corporation compare | 11.5× |
| ASIC Ategrity Specialty Insurance Company Holdings compare | 12.3× |
| BOW Bowhead Specialty Holdings Inc. compare | 18.5× |
| SAFT Safety Insurance Group, Inc. compare | 22.4× |
| TRUP Trupanion, Inc. compare | 52.1× |
| Insurance Property & Casualty industry median | 10.7× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)