Safety Insurance Group, Inc. (SAFT) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Safety Insurance Group, Inc. SAFT 104.03 +0.03%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 47.09 +0.53%
Safety Insurance Group, Inc. and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. Safety Insurance Group, Inc. is the larger, with a market value of $1.5B against $1.3B — 1.2× the size. UNIVERSAL INSURANCE HOLDINGS INC trades at the lower P/E: 6.0× against 22.4×. Safety Insurance Group, Inc. grew revenue faster over the last twelve months: 7.21% against 3.96%. UNIVERSAL INSURANCE HOLDINGS INC has the higher net margin (13.5% vs 5.33%) and the higher return on invested capital (139.4% vs 6.55%). Both pay a dividend; Safety Insurance Group, Inc. yields more (3.54% vs 1.36%). Across the 21 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 17 and Safety Insurance Group, Inc. on 4.
Valuation
Profitability
| Metric | SAFT | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 7.63% | 25.87% | 41.16% |
| Operating margin | 6.99% | 18.37% | 15.09% |
| Net margin | 5.33% | 13.49% | 11.51% |
| Free cash flow margin | 13.66% | 20.85% | 17.46% |
| Return on equity | 7.84% | 40.16% | 17.34% |
| Return on assets | 2.82% | 6.68% | 3.74% |
| Return on invested capital | 6.55% | 139.39% | 12.06% |
Growth
Health
Dividend
Size
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