Safety Insurance Group, Inc. (SAFT) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Safety Insurance Group, Inc. SAFT 104.26 −0.09%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 47.19 −3.26%
Safety Insurance Group, Inc. and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. Safety Insurance Group, Inc. is the larger, with a market value of $1.5B against $1.3B — 1.2× the size. UNIVERSAL INSURANCE HOLDINGS INC trades at the lower P/E: 5.7× against 22.4×. Safety Insurance Group, Inc. grew revenue faster over the last twelve months: 7.21% against 5.51%. UNIVERSAL INSURANCE HOLDINGS INC has the higher net margin (13.9% vs 5.33%) and the higher return on invested capital (188.2% vs 6.55%). Both pay a dividend; Safety Insurance Group, Inc. yields more (3.53% vs 1.36%). Across the 21 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 17 and Safety Insurance Group, Inc. on 4.
Valuation
Profitability
| Metric | SAFT | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 7.63% | 26.61% | 37.39% |
| Operating margin | 6.99% | 19.02% | 14.67% |
| Net margin | 5.33% | 13.94% | 10.16% |
| Free cash flow margin | 13.66% | 21.63% | 18.60% |
| Return on equity | 7.84% | 40.76% | 16.59% |
| Return on assets | 2.82% | 7.41% | 3.38% |
| Return on invested capital | 6.55% | 188.21% | 9.43% |
Growth
Health
Dividend
Size
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