USCB Financial Holdings, Inc.

USCB Financial Banks Regional

USCB Financial Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $152.1 million, up 5.63% from fiscal 2024. In the quarter to June 2026, revenue grew 9.15%, EPS grew 19.5%, free cash flow grew 34.6% and total debt rose 159.5%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for five.

22.35 0.02 +0.09%
Market cap
$412.5M
P/E
14.5×
Fwd P/E
9.3×
Dividend yield
2.13%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

USCB Financial Holdings, Inc. (USCB) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, USCB Financial Holdings, Inc. (USCB) trades at a P/E ratio of 14.5×. Over the past ten years it has ranged from 0.0× (September 2022) to 20.0× (November 2024); the current reading is higher than 80% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 13.8× (2.47%)
FY2024 14.2× (2.39%)
FY2023 14.5× 18.76%
FY2022 12.3× —
FY2021 0.0× —
FY2020 0.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 13.3× 4.62%
Mar 2026 12.7× (8.31%)
Dec 2025 13.8× 26.99%
Sep 2025 10.9× (1.75%)
19 more quarters

Against its own ten years

Low 0.0× High 20.0×
Ten-year median 12.3×
Current reading's percentile 75

P/E ratio against peers

Company P/E ratio
BMRC Bank of Marin Bancorp compare n/m
PCB PCB Bancorp compare 9.6×
RBB RBB Bancorp compare 10.5×
CBK Commercial Bancgroup, Inc. compare 10.8×
CBAN Colony Bankcorp, Inc. compare 12.0×
PLBC Plumas Bancorp compare 12.1×
USCB USCB Financial Holdings, Inc. 14.5×
ISTR Investar Holding Corporation compare 16.4×
AVBC Avidia Bancorp, Inc. compare 23.1×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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