Investar Holding Corporation ISTR

29.37 (0.03) (0.10%) as of 25 Sep
Market cap
$405.0M
P/E
16.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.10
Total sells 0.73
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — 1 1 — — — — —
Sell — — — 1 — — — — — — — —
Insider Ownership 12.39%

Capital & Financial Ratios

Market Cap 405.04
Revenue 191.53
Net Income 33.61
Free Cash Flow 25.36
Net Debt 80.46
Current Ratio 0.95
Debt/Equity 0.36
P/E ratio 16.74
P/S ratio 2.12
P/B ratio 1.04
Past 5Y EPS Growth 4.16%
This Y EPS Growth 41.69%
Next Y EPS Growth 4.36%
Next 5Y EPS Growth 20.62%
in millions of $

Dividends

Payout Ratio 0.14
Annual Dividend Rate 0.40
Annual Dividend Yield 2.34%
total individual payouts
2027 Powerpack
2026 0.45
0.11
0.12
0.12
2025 0.44
0.11
0.11
0.11
0.11
2024 0.41
0.10
0.10
0.11
0.11
2023 0.40
0.10
0.10
0.10
0.10
2022 0.37
0.09
0.09
0.10
0.10
2021 0.31
0.07
0.08
0.08
0.08
2020 0.25
0.06
0.06
0.07
0.07
2019 0.23
0.05
0.06
0.06
0.06
2018 0.20
0.03
0.04
0.04
0.05
0.05
2017 0.07
0.02
0.02
0.03
2016 0.05
0.01
0.01
0.01
0.01
0.01
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 32 28 42 72
Receivables — — — —
Inventory — — — —
Other — — — —
2,226 2,141 2,205 3,115
2023 2024 2025 Q'26
Payables 2,256 2,346 2,350 3,214
ST’ Debt — — — —
Other — — — —
2,308 2,398 2,399 3,289
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 12.88% 7.71% 7.68%
Cash Flow (6.97%) 0.52% (24.75%)
Earnings 11.94% 9.60% (15.08%)
Book Value 10.66% 4.35% 11.74%

Revenue

Mar Jun Sep Dec Year
’26 56 56 — — —
’25 36 38 40 39 153
’24 38 39 40 41 158
’23 32 34 35 38 140
’22 30 31 30 33 123
’21 25 28 28 25 108
’20 25 28 27 27 106
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 10 6 — — —
’25 4 3 7 4 18
’24 8 3 6 0 16
’23 12 3 11 0 26
’22 20 2 12 9 43
’21 9 12 7 5 33
’20 1 3 7 6 18
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 9 7 — — —
’25 4 3 8 1 17
’24 9 4 6 (2) 17
’23 13 3 11 (1) 25
’22 23 4 14 11 52
’21 8 10 8 5 31
’20 (1) 0 6 5 10
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.00 0.61 — — —
’25 0.00 0.46 0.54 0.51 2.13
’24 0.48 0.41 0.54 0.61 2.04
’23 0.38 0.67 0.28 0.36 1.69
’22 0.97 0.92 0.73 0.88 3.50
’21 0.51 0.53 (0.95) 0.67 0.76
’20 0.05 0.39 0.41 0.42 1.27
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
13.63 18.31 19.49 21.48 8.49 15.66 18.07 9.07 14.60 15.39

Analyst estimates 2026–2028

Powerpack
Low Price
19.70 24.60 29.90 26.46 24.40 23.69 23.72 22.20 24.81 27.95
High Price
152 258 255 324 326 343 331 331 327 327
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
49 57 78 96 106 108 123 140 158 153
Revenue
82.70% 81.06% 78.88% 74.26% 80.87% 89.10% 87.97% 58.01% 53.11% 58.79%
Gross Margin
11 12 17 21 17 10 44 20 24 28
EBT
23.63% 21.78% 22.04% 21.91% 16.37% 9.21% 36.08% 14.62% 15.44% 18.17%
EBT Margin
8 8 14 17 14 8 36 17 20 23
Net Income
3 3 1 3 6 7 5 4 3 2
Depreciation
6.84 6.81 8.20 9.63 9.76 10.33 12.19 14.20 16.11 15.61
Revenue/Sh
1.11 0.96 1.41 1.68 1.27 0.77 3.54 1.69 2.06 2.22
Earnings/Sh
5.25 1.13 1.72 1.87 1.64 3.21 4.24 2.67 1.62 1.85
Cash Flow/Sh
(0.12) (0.10) (0.50) (0.28) (0.68) (0.22) 0.96 (0.10) 0.09 (0.14)
Capex/Sh
5.13 1.02 1.22 1.59 0.95 3.00 5.20 2.56 1.71 1.71
Free CF/Sh
15.87 20.56 19.11 24.36 22.42 23.29 21.39 23.05 24.59 30.63
Book Value/Sh
7 8 10 10 11 10 10 10 10 10
Shares
17.07 24.28 17.59 14.29 13.02 23.91 6.10 8.82 10.66 16.91
PE Ratio
2.77 3.46 3.02 2.49 1.69 1.78 1.77 1.05 1.36 1.71
PS Ratio
1.19 1.15 1.30 0.99 0.74 0.79 1.01 0.65 0.89 0.97
PB Ratio
3.89 6.16 5.68 3.85 2.90 2.01 4.95 2.83 1.72 2.31
EV/Sales
5.18 41.48 38.53 23.45 30.10 6.94 11.63 15.72 16.29 21.15
EV/FCF
37 9 16 19 18 33 43 26 16 18
Op' Cash Flow
(1) (1) (5) (3) (7) (2) 10 (1) 1 (1)
Capex
36 9 12 16 10 31 52 25 17 17
FCF
(43) 21 35 1 (26) (189) 27 (82) (257) (194)
Working Cap'
84 185 225 174 163 121 431 280 84 133
Total Debt
54 154 208 130 128 24 391 248 56 91
Net Debt
113 173 182 242 243 243 216 227 241 301
Sh' Equity
0.72% 0.58% 0.79% 0.85% 0.62% 0.33% 1.35% 0.60% 0.73% 0.79%
ROA
4.30% 2.74% 3.00% 3.88% 3.10% 2.89% 4.57% 2.69% 5.13% 4.61%
ROIC
7.10% 5.67% 7.56% 7.86% 5.69% 3.28% 15.57% 7.54% 8.65% 8.53%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Investar Holding Corporation peers in Banks Regional

All 325 Banks Regional stocks →

Investar Holding Corporation (ISTR) key facts

  • Investar Holding Corporation (ISTR) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Investar Holding Corporation’s revenue for fiscal 2025 (year ended December 2025) was $153.5 million, down 2.90% from fiscal 2024.
  • As of September 25, 2026, ISTR traded at $29.37, a market capitalization of $405.0 million.
  • Investar Holding Corporation pays an annual dividend of $0.40 per share, a yield of 2.34%, with a payout ratio of 14.5%.
  • Return on equity was 8.53% and debt-to-equity 0.36.

Source: company filings (standardised) and stockrow calculations.

Investar Holding Corporation (ISTR) Latest News

News by impact score

Fine-tune

20 Jul

3

Investar (ISTR) reported Q2 earnings with key metrics compared to estimates. Q2 earnings metrics versus estimates can shift near-term investor sentiment on financial results.

20 Apr

4

Investar Holding Corporation (ISTR) Q1 earnings topped analyst estimates. Q1 earnings beat signals strong financial health, likely driving positive investor sentiment and stock performance.

4

Investar Holding Corporation announced first quarter 2026 results. Quarterly earnings releases typically drive significant shifts in stock price and investor perceptions of future performance.

3

Investar Holding Corporation (ISTR) Q1 earnings compared to analyst estimates, with analysis of key metrics including EPS, revenue, loan growth, and deposit changes. Q1 earnings versus estimates moderately influences financial performance and short-term investor sentiment.

13 Apr

3

Investar Holding Corporation (ISTR) will report Q1 results soon, with Wall Street expecting earnings growth. Upcoming Q1 earnings with expected growth can moderately influence financial performance and investor sentiment.

2 Feb

3

Investar Holding Corporation (ISTR) is highlighted as one of the top three stocks potentially trading below their estimated value in February 2026. Analysts suggest that ISTR's current market price does not reflect its intrinsic value, indicating a possible investment opportunity. The company is noted for its strong fundamentals and growth prospects, making it an attractive option for investors looking for undervalued stocks. Investar Holding Corporation's potential undervaluation may moderately influence investor sentiment and financial performance.

3

Investar Holding Corporation (ISTR) is highlighted among three stocks that are estimated to be up to 40.4% below their intrinsic value. This suggests potential for significant price appreciation as the market corrects these undervaluations. Investors may find opportunities in ISTR as it aligns with the broader trend of identifying undervalued stocks in the current market environment. Investar Holding Corporation's undervaluation indicates a moderately noticeable influence on its future market performance.

29 Jan

4

Investar Holding Corporation (ISTR) is experiencing a positive trend attributed to strong financial performance and strategic initiatives. The company has reported increased revenues and improved asset quality, which are expected to enhance its market position. Analysts suggest that these developments could lead to sustained growth, making ISTR an attractive option for investors looking for stability in the banking sector. Strong financial performance and strategic initiatives are likely to significantly impact the company's future trajectory and investor sentiment.

28 Jan

4

Investar Holding Corporation (ISTR) has received a rating upgrade to 'Strong Buy' from analysts, reflecting positive sentiment about the company's growth prospects and financial performance. This upgrade is expected to enhance investor confidence and could lead to increased stock demand. The favorable outlook is attributed to strong fundamentals and strategic initiatives that position the company well in the market. The rating upgrade indicates significant positive sentiment that could influence investor behavior and market performance.

4

Investar Holding Corporation (ISTR) has been identified as a strong buy stock for January 28th, indicating positive market sentiment and potential for growth. Analysts highlight the company's solid financial performance and strategic positioning within the banking sector, suggesting that it may outperform its peers in the near future. Investors are encouraged to consider ISTR as a viable option for their portfolios, given its favorable outlook. Strong buy recommendations typically indicate significant potential for future growth and positive market sentiment.

3

Investar Holding Corporation (ISTR) has been identified as one of the best momentum stocks to buy for January 28th, highlighting its strong performance and potential for continued growth. Investors are encouraged to consider ISTR due to its favorable market conditions and positive financial indicators, which suggest a promising outlook for the company in the near term. Investar Holding Corporation shows moderate potential for influence on financial performance and market sentiment due to its current momentum.

22 Jan

4

Investar Holding Corporation reported its Q4 earnings, showcasing a notable increase in net income and improved asset quality. The bank's total assets grew, driven by strong loan growth and a rise in deposits. Additionally, the company highlighted its strategic initiatives aimed at enhancing operational efficiency and expanding its market presence. Overall, the earnings report reflects a positive trajectory for Investar, with management expressing optimism about future growth prospects. The earnings report indicates significant improvements in financial performance and strategic initiatives that could alter the company's trajectory.

4

Investar Holding Corporation reported its financial results for the fourth quarter of 2025, highlighting key metrics such as net income, total assets, and loan growth. The company experienced an increase in net interest income and improved asset quality, contributing to a positive outlook for future performance. Management emphasized strategic initiatives aimed at enhancing operational efficiency and expanding market presence. Overall, the results reflect a solid financial position and a commitment to growth. The reported financial results and strategic initiatives indicate a significant impact on future performance and investor sentiment.

3

Investar Holding Corporation (ISTR) reported its Q4 earnings, revealing key financial metrics that were compared against analysts' estimates. The results showed a mix of performance indicators, with some metrics exceeding expectations while others fell short. The analysis highlights the company's financial health and operational efficiency, providing insights into its future outlook and market positioning. The earnings report indicates moderate changes in financial performance that could influence investor sentiment and operational strategies.

21 Jan

3

Investar Holding Corporation (ISTR) is identified as potentially undervalued by up to 40.9% based on intrinsic value estimates. Analysts suggest that the stock's current market price does not reflect its true worth, indicating a significant investment opportunity. The analysis includes comparisons with other stocks deemed undervalued, highlighting the potential for price corrections in the market. The identification of undervaluation suggests a moderately noticeable influence on future performance and market sentiment.

3

Investar Holding Corporation (ISTR) is highlighted as one of three stocks potentially trading below their fair value. The article emphasizes the company's financial metrics and market position, suggesting that it may present a buying opportunity for investors looking for undervalued stocks. The analysis includes comparisons with industry peers and insights into the company's growth prospects, indicating a favorable outlook for ISTR in the current market environment. Investar Holding Corporation's valuation suggests a moderately noticeable influence on its financial performance and market sentiment.

20 Jan

3

Investar Holding Corporation (ISTR) is highlighted among three stocks trading at significant discounts, with estimates suggesting a potential undervaluation of up to 48.8%. This assessment is based on various financial metrics and market conditions, indicating that ISTR may present a compelling investment opportunity for value-focused investors. The identification of ISTR as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.

19 Jan

3

Investar Holding Corporation (ISTR) is highlighted among stocks that may be undervalued, alongside CVB Financial and another company. Analysts suggest that these stocks are trading below their estimated intrinsic values, indicating potential for future growth and investment opportunities. Investors are encouraged to consider these stocks for their portfolios as they may offer favorable returns based on current market conditions. Investar Holding Corporation is identified as potentially undervalued, which may influence investor sentiment and market performance.

3

Investar Holding Corporation (ISTR) is highlighted among stocks that may be undervalued, alongside Legence and two others. Analysts suggest that these companies are trading below their estimated intrinsic values, indicating potential for future growth and investment opportunities. The article emphasizes the importance of evaluating these stocks for investors seeking value in the current market. Investar Holding Corporation's inclusion in a list of potentially undervalued stocks suggests a moderately noticeable influence on its market performance.

16 Jan

3

Investar Holding Corporation (ISTR) is highlighted as one of three companies potentially trading below their estimated value, suggesting an opportunity for investors. The analysis indicates that ISTR's financial metrics and market position may not fully reflect its intrinsic worth, making it an attractive option for value-focused investors. The article emphasizes the importance of thorough research and consideration of market conditions before making investment decisions. Investar Holding Corporation's valuation suggests a moderately noticeable influence on its financial performance and market sentiment.

3

Investar Holding Corporation (ISTR) is highlighted among three stocks potentially trading at discounts of up to 30.3% below their intrinsic value. The analysis suggests that ISTR, along with other companies, may present attractive investment opportunities based on their current market prices compared to their estimated intrinsic values. Investors are encouraged to consider these stocks for potential gains as market conditions fluctuate. The identification of ISTR as undervalued suggests a moderately noticeable influence on its market performance.

15 Jan

3

Investar Holding Corporation (ISTR) is highlighted as one of three stocks potentially undervalued as of January 2026. Analysts suggest that ISTR's current market price does not reflect its estimated intrinsic value, indicating a possible investment opportunity for shareholders. The article emphasizes the importance of evaluating financial metrics and market conditions that could influence the stock's performance in the coming years. The potential undervaluation of ISTR may moderately influence investor sentiment and financial performance.

3

Investar Holding Corporation (ISTR) is highlighted among three stocks estimated to be trading below their intrinsic value, with a potential undervaluation of up to 49.7%. This suggests that ISTR may present a buying opportunity for investors looking for undervalued stocks in the market. The analysis indicates that the current market price does not reflect the company's true worth, which could lead to future price corrections as the market adjusts. The identification of ISTR as undervalued suggests a moderately noticeable influence on its market performance.

12 Jan

3

Investar Holding Corporation (ISTR) is highlighted among three stocks estimated to be trading at a discount in January 2026, suggesting potential investment opportunities for value-seeking investors. The analysis indicates that ISTR's current market valuation may not fully reflect its future growth prospects, making it an attractive option for those looking to capitalize on undervalued stocks. The identification of ISTR as a potentially undervalued stock suggests a moderate influence on its market performance and investor sentiment.

3

Investar Holding Corporation (ISTR) is highlighted as one of three stocks estimated to be undervalued, with a potential upside of up to 36.9%. Analysts suggest that the current market price does not reflect the company's intrinsic value, indicating a favorable investment opportunity. The report emphasizes the importance of evaluating financial metrics and market conditions to identify undervalued stocks, positioning ISTR as a compelling choice for investors seeking growth. Investar Holding Corporation's undervaluation may moderately influence its financial performance and market sentiment.

9 Jan

3

Investar Holding Corporation (ISTR) is highlighted as one of three stocks potentially trading below their estimated value as of January 2026. The article discusses the company's financial metrics and market position, suggesting that it may be undervalued compared to its peers. Investors are encouraged to consider ISTR as a viable option for potential growth based on its current valuation. Investar Holding Corporation's potential undervaluation may moderately influence its financial performance and market sentiment.

3

Investar Holding Corporation (ISTR) is highlighted as one of three stocks potentially trading below their estimated intrinsic value. The analysis suggests that ISTR, along with other selected stocks, may present investment opportunities based on their current market prices compared to their intrinsic worth. Investors are encouraged to consider these stocks for potential gains as market conditions evolve. The identification of ISTR as undervalued suggests a moderately noticeable influence on its market performance.

8 Jan

4

Investar Holding Corporation (ISTR) is highlighted as one of three undiscovered gems in the U.S. market with strong potential for growth. The article emphasizes the company's solid financial performance, strategic positioning, and opportunities for expansion in the banking sector. It suggests that ISTR's undervaluation presents a compelling investment opportunity for those looking to capitalize on emerging market trends. Investar Holding Corporation's strategic positioning and growth potential could significantly alter its trajectory and investor sentiment.

7 Jan

3

Investar Holding Corporation (ISTR) is highlighted among three stocks estimated to be significantly undervalued, with potential upside of up to 49.5% below their intrinsic value. This presents an attractive investment opportunity for investors looking for undervalued stocks in the market. Investar Holding Corporation's undervaluation may moderately influence its financial performance and market sentiment.

3

Investar Holding Corporation (ISTR) is highlighted among three stocks estimated to be undervalued by up to 49.3%, presenting a potential investment opportunity. Analysts suggest that the current market price does not reflect the company's intrinsic value, indicating a favorable outlook for investors seeking undervalued assets. The identification of undervalued stocks may moderately influence investor sentiment and financial performance.

stockrow.com/ISTR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com