Blue Ridge Bankshares, Inc. (BRBS) vs USCB Financial Holdings, Inc. (USCB)
- Blue Ridge Bankshares, Inc. BRBS 4.00 +0.25%
- USCB Financial Holdings, Inc. USCB 19.72 −0.60%
Blue Ridge Bankshares, Inc. and USCB Financial Holdings, Inc. are both Banks Regional companies. Blue Ridge Bankshares, Inc. and USCB Financial Holdings, Inc. are of similar size ($366.3M and $357.9M). Blue Ridge Bankshares, Inc. has negative trailing earnings, so its P/E is not meaningful; USCB Financial Holdings, Inc. trades at 12.9×. USCB Financial Holdings, Inc. grew revenue faster over the last twelve months: 4.72% against −14.2%. USCB Financial Holdings, Inc. has the higher net margin (18.1% vs 0.00%) and the higher return on invested capital (6.24% vs 0.16%). Only USCB Financial Holdings, Inc. pays a dividend (2.39%). Across the 18 metrics below, USCB Financial Holdings, Inc. leads on 14 and Blue Ridge Bankshares, Inc. on 4.
Valuation
Profitability
| Metric | BRBS | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.60% | 61.02% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 0.00% | 18.05% | 18.82% |
| Free cash flow margin | 0.00% | 30.84% | 17.97% |
| Return on equity | (0.12%) | 12.36% | 10.28% |
| Return on assets | (0.02%) | 1.00% | 1.13% |
| Return on invested capital | 0.16% | 6.24% | 8.45% |
Growth
Health
Dividend
Size
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