Parke Bancorp, Inc. (PKBK) vs USCB Financial Holdings, Inc. (USCB)

Parke Bancorp, Inc. and USCB Financial Holdings, Inc. are both Banks Regional companies. Parke Bancorp, Inc. and USCB Financial Holdings, Inc. are of similar size ($382.0M and $366.3M). Parke Bancorp, Inc. trades at the lower P/E: 8.1× against 12.3×. Parke Bancorp, Inc. grew revenue faster over the last twelve months: 8.89% against 2.71%. Parke Bancorp, Inc. has the higher net margin (30.5% vs 18.3%) and the lower return on invested capital (10.7% vs 18.2%). Both pay a dividend; USCB Financial Holdings, Inc. yields more (2.41% vs 2.33%). Across the 19 metrics below, Parke Bancorp, Inc. leads on 10 and USCB Financial Holdings, Inc. on 9.

Valuation

Metric PKBK USCB Banks Regional median
P/E 8.10 12.33 11.87
P/S 2.47 2.25 2.35
P/B 1.08 1.58 1.23
Price to free cash flow 8.29 7.36 10.45
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 12.34% 8.11% 8.34%
Free cash flow yield 12.07% 13.58% 9.37%

Profitability

Metric PKBK USCB Banks Regional median
Gross margin 60.40% 61.72% 69.92%
Operating margin 0.00% 0.00% 0.00%
Net margin 30.53% 18.25% 18.99%
Free cash flow margin 29.82% (0.58%) 18.19%
Return on equity 14.12% 13.37% 10.45%
Return on assets 2.10% 1.01% 1.15%
Return on invested capital 10.71% 18.23% 8.54%

Growth

Metric PKBK USCB Banks Regional median
Revenue growth (TTM) 8.89% 2.71% 6.56%
EPS growth (last fiscal year) 39.21% 7.26% 18.85%
Revenue growth, 5-year CAGR 10.49% 20.96% 12.65%
Net income growth, 5-year CAGR 5.86% 27.68% 9.81%

Health

Metric PKBK USCB Banks Regional median
Debt to equity 0.50 0.00 0.14
Current ratio 1.26 0.97 0.92
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric PKBK USCB Banks Regional median
Dividend yield 2.33% 2.41% 2.51%
Payout ratio 0.19 0.30 0.30

Size

Metric PKBK USCB Banks Regional median
Market cap 382.01m 366.34m 915.17m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack