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Bank7 Corp.

BSVN Financial Banks Regional

Bank7 Corp.’s revenue for fiscal 2025 (year ended December 2025) was $137.3 million, down 3.87% from fiscal 2024.

Revenue
−7.40%
EPS
−25.4%
Free cash flow
+20.6%

Quarter to June 2026, against a year earlier

58.24 0.20 −0.34%
Market cap
$556.7M
P/E
13.2×
Fwd P/E
16.2×
Dividend yield
1.90%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Sold, $m 1.32
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — 1 1 — 2 — 2 1 — 1 —
Insider Ownership 60.29%

Capital & Financial Ratios $m

Size
Market Cap 556.69
Revenue ttm 138.26
Net income ttm 41.98
Free cash flow ttm 49.20
Net debt Q (222.08)
Valuation
P/E 13.17
Forward P/E 16.20
Price / sales 4.02
Forward P/S Powerpack
Price / FCF 11.29
Price / book 2.09
Financial health
Current ratio Q 1.11
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q −7.40% (below 0%: shrinking)
Operating income growth Q −25.10% (below 0%: shrinking)
EPS, this year +1.33%
EPS, next year A +22.51% (at or above 15%: strong)
Revenue, next year A −22.05% (below 0%: weak)
EPS, past 5 yrs +17.03% (at or above 15%: strong)
EPS, next 5 yrs A +9.33%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 93.59%
10-year low 10-year high
P/S against its own 10 years 98.58%
10-year low 10-year high
P/B against its own 10 years 98.14%
10-year low 10-year high

Dividends raised every year since 2019

Yield
1.90%
Annual rate
1.11
Payout ratio
25.4%
Growth, 2019–25
+47.3%/yr
  1. 0.10 ’19
  2. 0.41 ’20 +310
  3. 0.45 ’21 +10
  4. 0.52 ’22 +16
  5. 0.74 ’23 +42
  6. 0.90 ’24 +22
  7. 1.02 ’25 +13
  8. 1.14 ’26e +12
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 199 241 255 222
Receivables — — — —
Inventory — — — —
Other — — — —
1,576 1,651 1,875 1,824
2023 2024 2025 Q'26
Payables 1,591 1,515 1,701 1,638
ST’ Debt — — — —
Other — — — —
1,601 1,527 1,713 1,648

Compound Annual Growth %

10y 5y 3y
Sales — 20.08% 18.89%
Cash Flow — 12.83% 5.12%
Earnings — 17.46% 13.27%
Book Value — 18.52% 20.32%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 1.00 Actual 1.06

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 1.03 1.12 Beat by 0.09
Q1 FY26 1.01 1.25 Beat by 0.24
Q2 FY26 1.03 0.87 Miss by 0.16
Q3 FY26 1.00 1.06 Beat by 0.06
Q4 FY26 0.72 — Reports 21 January 2027

EPS $

Mar Jun Sep Dec Year
’26 1.25 0.87 — — —
’25 1.08 1.16 1.13 1.12 4.50
’24 1.21 1.23 1.24 1.16 4.84
’23 1.04 1.05 0.85 0.12 3.05
’22 0.68 0.76 0.87 0.91 3.22
’21 0.56 0.67 0.69 0.62 2.55
’20 0.51 0.54 0.48 0.52 2.05
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 36 32 — — —
’25 32 34 36 35 137
’24 35 36 37 35 143
’23 28 31 33 39 131
’22 16 17 23 26 82
’21 14 15 15 15 59
’20 14 14 13 14 55
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 17 7 — — —
’25 11 9 17 9 46
’24 20 8 13 13 55
’23 14 7 13 16 49
’22 12 13 5 10 40
’21 9 8 6 7 30
’20 8 7 3 7 25
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 14 11 — — —
’25 8 9 16 8 41
’24 20 7 13 12 51
’23 13 5 13 16 46
’22 15 13 5 10 43
’21 9 8 6 7 30
’20 8 7 3 7 25
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 35 44 48 53 55 59 82 131 143 137 138 +16.5% 107 165 174 +8.1%
Gross margin, % 90.51 89.30 85.11 82.05 88.81 94.78 88.59 70.18 68.24 70.21 71.17 (20.3) pt
EBT 17 24 26 15 26 31 39 37 60 57 55 +14.5%
EBT margin, % 48.33 53.69 53.60 28.42 47.08 52.81 48.06 28.46 42.27 41.36 39.91 (7.0) pt
Net income 17 24 25 8 19 23 30 28 46 43 42 +11.0%
Per share, $
Per share, $ Revenue 4.77 6.08 5.94 5.23 5.86 6.46 8.98 14.28 15.37 14.53 14.52 +13.2%
Earnings 2.31 3.26 3.08 0.81 2.05 2.56 3.26 3.09 4.92 4.56 4.43 +7.9%
Cash flow 2.66 3.55 3.33 1.89 2.69 3.33 4.36 5.36 5.93 4.89 5.23 +7.0%
Capex (0.32) (0.54) 0.12 (0.27) (0.04) (0.06) 0.34 (0.30) (0.43) (0.50) (0.07) +5.2%
Free cash flow 2.34 3.01 3.45 1.62 2.65 3.26 4.70 5.06 5.50 4.38 5.17 +7.2%
Book value 7.57 9.49 10.91 9.87 11.44 14.07 15.83 18.59 22.95 26.58 27.98 +15.0%
Shares, m 7 7 8 10 9 9 9 9 9 9 9 +2.9%
Valuation, ×
Valuation, × P/E 5.48 5.48 4.20 23.41 6.93 9.02 8.01 8.76 9.48 8.97 13.17 9.0
P/S 3.00 3.00 2.25 3.63 2.42 3.56 2.90 1.90 3.04 2.82 4.02 2.9
P/B 1.79 1.79 1.22 1.92 1.24 1.63 1.64 1.46 2.03 1.54 2.09 1.6
EV/Sales 0.35 0.35 (0.97) 0.94 (0.59) 0.09 1.56 0.41 1.38 1.00 — 0.5
EV/FCF 0.82 0.82 (1.68) 3.03 (1.30) 0.17 2.97 1.17 3.86 3.30 — 1.3
Cash, $m
Cash, $m Operating cash flow 19 26 27 19 25 30 40 49 55 46 50 +10.1%
Capex (2) (4) 1 (3) 0 (1) 3 (3) (4) (5) (1) +8.3%
Free cash flow 17 22 28 16 25 30 43 46 51 41 49 +10.4%
Balance, $m
Balance, $m Working capital 51 62 78 88 95 14 (53) (25) 125 162 176 +13.6%
Net debt (97) (125) (160) (147) (170) (208) (115) (199) (241) (255) (222) +11.3%
Shareholders’ equity 55 69 88 100 107 127 144 170 213 251 266 +18.3%
Returns, %
Returns, % ROA 2.55 3.61 3.39 1.00 2.05 1.96 2.02 1.69 2.60 2.33 2.24 (0.2) pt
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 83.14 0.00 0.00 0.00 77.98 0.0 pt
ROE 27.09 38.27 31.72 8.72 18.57 19.73 21.83 17.99 23.83 18.56 16.85 (8.5) pt
People
People Employees — 74 72 78 — 122 123 123 124 125 — +6.8%
Revenue/emp, $m 0.00 0.60 0.67 0.68 0.00 0.48 0.66 1.06 1.15 1.10 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Bank7 Corp. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BWB Bridgewater Bancshares, Inc. $567.9M 9.9× 10.2× +4.66% (above 0%: growing) +41.63% (above 0%: growing) +433.13% (above 0%: growing) 54.57% 0.00% Compare
SFST Southern First Bancshares, Inc. $561.9M 12.0× 11.9× +8.16% (above 0%: growing) +20.37% (above 0%: growing) +41.79% (above 0%: growing) 59.23% 0.00% Compare
BWFG Bankwell Financial Group, Inc. $559.9M 12.2× 11.6× +10.72% (above 0%: growing) +25.00% (above 0%: growing) +23.23% (above 0%: growing) 60.10% 0.00% Compare
BSVN Bank7 Corp. $556.7M 13.2× 16.2× −7.40% (below 0%: shrinking) −25.42% (below 0%: shrinking) +20.62% (above 0%: growing) 71.74% 0.00%
NPB Northpointe Bancshares, Inc. $549.2M 6.8× 7.9× +11.60% (above 0%: growing) +17.31% (above 0%: growing) +105.45% (above 0%: growing) 49.88% 0.00% Compare
COFS ChoiceOne Financial Services, Inc. $548.6M 10.1× 9.9× −2.56% (below 0%: shrinking) −7.78% (below 0%: shrinking) +165.17% (above 0%: growing) 70.71% 0.00% Compare
CBAN Colony Bankcorp, Inc. $546.8M 12.1× 12.0× +23.45% (above 0%: growing) +10.87% (above 0%: growing) −48.88% (below 0%: shrinking) 72.54% 0.00% Compare
BSRR Sierra Bancorp $544.1M 10.8× 10.9× −2.62% (below 0%: shrinking) +63.01% (above 0%: growing) +41.03% (above 0%: growing) 79.16% 0.00% Compare
NRIM Northrim BanCorp Inc $524.3M 9.4× 9.5× −9.44% (below 0%: shrinking) −47.97% (below 0%: shrinking) −115.99% (below 0%: shrinking) 85.30% 0.00% Compare
Median of peers $548.9M 10.4× 10.6× +6.41% +18.84% +41.41% 65.41% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 3 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 2.38m 2.32m 173.44
2024 1.82m 2.99m 192.73
2023 1.43m 1.40m 110.04
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Read the proxy statement

Bank7 Corp. (BSVN) Latest News

2 Nov

Impact 3 · · PR Newswire

19 Oct

Impact 4 · · The Motley Fool

16 Oct

Impact 3 · · Simply Wall St.

15 Oct

Impact 4 · · The Motley Fool transcript
Impact 4 · · Moby
Impact 4 · · MarketBeat transcript
Impact 4 · · InvestorsHub earnings
Impact 4 · · PR Newswire
Impact 3 · · Zacks
Impact 3 · · Associated Press

12 Oct

Impact 4 · · Zacks

21 Sep

Impact 4 · · abqjournal.com
Impact 4 · · retailbankerinternational.com

17 Sep

Impact 4 ·

3 Sep

Impact 4 ·

30 Jul

Impact 4 · · abqjournal.com

23 Jul

Impact 3 · · The Motley Fool transcript

16 Jul

Impact 3 ·
Impact 3 · · Moby
Impact 3 · · MarketBeat transcript
Impact 3 ·
Impact 3 ·

8 Jul

Impact 3 · · abqjournal.com

7 Jul

Impact 4 · · bankingdive.com

2 Jul

Impact 4 ·

17 Apr

Impact 3 · · Zacks

15 Apr

Impact 4 · · GuruFocus.com

14 Apr

Impact 4 · · Moby
Impact 4 · · The Motley Fool transcript
Impact 4 · · MarketBeat
stockrow.com/BSVN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com