SunCar Technology Group Inc.

SDA Consumer Cyclical Auto & Truck Dealerships

SunCar Technology Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $489.3 million, up 10.7% from fiscal 2024. In the quarter to June 2026, EPS grew 122.0%, free cash flow grew 192.9% and total debt fell 1.40%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

0.30 0.06 −16.67%
Market cap
$36.7M
P/E
0.0×
Fwd P/E
5.8×
Dividend yield
—
F-score
4/9
Altman Z
1.81
Beneish M
−2.33
Dividend safety
n/a

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 65.41%

Capital & Financial Ratios $m

Market Cap 36.72
Revenue 478.73
Net Income 3.38
Free Cash Flow (10.65)
Net Debt 39.87
Current Ratio 1.28
Debt/Equity 0.85
P/E ratio 0.00
Fwd P/E 5.83
P/S ratio 0.06
P/B ratio 0.32
Past 5Y EPS Growth —
This Y EPS Growth 225.00% (at or above 15%: strong)
Next Y EPS Growth 200.00% (at or above 15%: strong)
Next Y revenue growth 21.67% (at or above 10%: strong)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/B against its own 10 years 0.11%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2021 Powerpack
2020 Powerpack
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 55 50 49 42
Receivables 56 76 60 56
Inventory — — — —
Other — — — —
175 196 183 198
2023 2024 2025 Q'26
Payables 27 57 41 57
ST’ Debt 83 84 80 81
Other — 2 6 4
124 157 147 155

Compound Annual Growth %

10y 5y 3y
Sales — — 20.10%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 35.10%

Revenue $m

Mar Jun Sep Dec Year
’26 131 — — — —
’25 103 — — — 489
’24 86 — — — 442
’23 — 159 — — 364
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — (8) 9 —
’25 (11) — (9) 0 6
’24 1 — (4) (3) 12
’23 — (28) (1) (20) (28)
’22 0 0 — — (16)
’22 0 0 (1) 0 (1)
’21 — — 0 0 (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — (8) 9 —
’25 (11) — (9) 0 5
’24 1 — (4) (3) 11
’23 — (33) (1) (21) (33)
’22 0 (5) — — (20)
’22 0 0 (1) 0 (1)
’21 — — 0 0 (1)
Fiscal quarters ending in the months shown.

EPS $

Sep Dec Mar Jun Year
’26 — — 0.01 — —
’25 — — (0.03) — (0.04)
’24 — — (0.06) — (0.67)
’23 — — (0.05) (0.04) (0.31)
’22 0.38 (0.03) — — (0.20)
’22 (0.14) (0.03) (0.22) 0.00 (0.16)
’21 (0.09) (0.07) (0.11) (0.18) (0.53)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — 9.70 9.95 3.80 5.71 1.54

Analyst estimates 2026–2028

Powerpack
High — — — — — 9.95 10.75 45.73 11.74 10.61
People
People Employees — — — — 3 3 3 543 560 544
Revenue/emp, $m — — — — 0.00 0.00 0.00 0.67 0.79 0.90
Income, $m
Income, $m Revenue — — — — — — 282 364 442 489
Gross margin, % — — — — — — 100.00 100.00 100.00 100.00
EBT — — — — (1) (1) (11) (15) (62) (2)
EBT margin, % — — — — 0.00 0.00 (3.78) (4.13) (13.94) (0.42)
Net income — 0 — — 0 (1) (11) (18) (64) (2)
Depreciation — — — — 0 — 5 4 5 6
Per share, $
Per share, $ Revenue — — — — 0.00 0.00 3.46 4.26 4.60 4.79
Earnings — — — — 0.00 (0.53) (0.20) (0.31) (0.69) (0.04)
Cash flow — — — — 0.00 (0.59) (0.20) (0.32) 0.12 0.06
Capex — — — — 0.00 0.00 (0.05) (0.06) (0.01) 0.00
Free cash flow — — — — 0.00 (0.59) (0.25) (0.38) 0.12 0.05
Book value — — — — 0.00 (1.26) 0.45 0.80 0.69 0.89
Shares, m — — — — 7 2 82 85 96 102
Valuation, ×
Valuation, × P/E — — — — — — 82.27 30.07 0.00 0.00
P/S — — — — — — 0.00 0.00 0.00 0.00
P/B — — — — — — 0.00 9.92 13.04 2.28
EV/Sales — — — — — — 0.00 0.00 0.00 0.00
EV/FCF — — — — — — (94.27) (14.52) (22.90) (12.00)
Cash, $m
Cash, $m Operating cash flow — — — — 0 (1) (16) (28) 12 6
Capex — — — — 0 — (4) (5) (1) 0
Free cash flow — — — — 0 (1) (20) (33) 11 5
Balance, $m
Balance, $m Working capital — — — — 1 1 (10) 51 40 36
Total debt — — — — — — 75 83 84 82
Net debt — — — — (1) (1) 24 28 33 32
Shareholders’ equity — — — — (2) (2) 37 68 66 91
Returns, %
Returns, % ROA — — — — (2.81) (4.16) (5.32) (12.96) (29.22) (1.58)
ROIC — — — — 0.00 0.00 (12.89) (10.08) (36.72) 1.97
ROE — — — — 34.77 72.95 (39.97) (51.38) (102.31) (5.02)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Mar 2026 · fundamentals updated 24 Sep 2026

Charts ten years each

SunCar Technology Group Inc. vs peers in Auto & Truck Dealerships (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UXIN Uxin Limited Sponsored ADR $228.6M — (loss-making) — (loss-making) +84.64% (above 0%: growing) n/m −2,739.95% (below 0%: shrinking) (0.75%) (13.20%) Compare
RDNW RideNow Group, Inc. $190.8M — (loss-making) — (loss-making) −1.03% (below 0%: shrinking) n/m −122.35% (below 0%: shrinking) 28.57% 6.03% Compare
AZI Autozi Internet Technology (Global) Ltd. $71.7M — — — — +7.84% (above 0%: growing) — — Compare
KXIN Kaixin Holdings $71.1M — (loss-making) — (loss-making) +824.77% (above 0%: growing) +98.97% (above 0%: growing) −234.02% (below 0%: shrinking) 1.00% 0.00% Compare
JZXN Jiuzi Holdings, Inc. $57.7M — (loss-making) — (loss-making) −79.91% (below 0%: shrinking) n/m −75.29% (below 0%: shrinking) (1.14%) 0.00% Compare
SDA SunCar Technology Group Inc. $36.7M — (loss-making) 5.8× — n/m +192.93% (above 0%: growing) 100.00% 2.30%
CZOOF Cazoo Group Ltd. $29.5M — (loss-making) 17.8× −25.79% (below 0%: shrinking) n/m +2,546.51% (above 0%: growing) 6.36% 0.00% Compare
CRMT America's Car-Mart, Inc. $11.3M — (loss-making) — (loss-making) −57.30% (below 0%: shrinking) n/m +1,371.98% (above 0%: growing) 51.79% 15.18% Compare
UCAR U Power Limited $5.7M — — — — −7.17% (below 0%: shrinking) (146.75%) 0.00% Compare
Median of peers $64.4M — — −13.41% — −41.23% 1.00% 0.00%

All 26 Auto & Truck Dealerships stocks →

SunCar Technology Group Inc. (SDA) key facts

  • Strength: SunCar Technology Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $489.3 million, up 10.7% from fiscal 2024.
  • SunCar Technology Group Inc. (SDA) is an Auto & Truck Dealerships company in the Consumer Cyclical sector, listed on Nasdaq.
  • As of October 16, 2026, SDA traded at $0.30, a market capitalization of $36.7 million.
  • Return on equity was −5.02% and debt-to-equity 0.85.
  • Its Piotroski F-score is 4 out of 9 and its Altman Z-score is 1.81 (grey zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Sep 24, 2026.

SunCar Technology Group Inc. (SDA) Latest News

stockrow.com/SDA · Data as of Sep 24, 2026 · For information only; not investment advice. · © 2026 stockrow.com