SunCar Technology Group Inc.

SDA Consumer Cyclical Auto & Truck Dealerships

SunCar Technology Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $489.3 million, up 10.7% from fiscal 2024.

EPS
+122.0%
Free cash flow
+192.9%
Total debt
−1.40%

Quarter to June 2026, against a year earlier

0.16 0.05 −23.81%
Market cap
$15.7M
P/E
0.0×
Fwd P/E
5.8×
Dividend yield
—
F-score
4/9
Altman Z
1.81
Beneish M
−2.33
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 65.41%

Capital & Financial Ratios $m

Size
Market Cap 15.69
Revenue ttm 478.73
Net income ttm 3.38
Free cash flow ttm (10.65)
Net debt Q 39.87
Valuation
P/E 0.00
Forward P/E 5.83
Price / sales 0.03
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.17
Financial health
Current ratio Q 1.28
Debt / equity Q 0.85
Interest coverage Q 2.62
Growth
Revenue growth Q —
Operating income growth Q +1,271.92% (above 0%: growing)
EPS, this year +225.00% (at or above 15%: strong)
EPS, next year A +200.00% (at or above 15%: strong)
Revenue, next year A +21.67% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/B against its own 10 years 0.11%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 55 50 49 42
Receivables 56 76 60 56
Inventory — — — —
Other — — — —
175 196 183 198
2023 2024 2025 Q'26
Payables 27 57 41 57
ST’ Debt 83 84 80 81
Other — 2 6 4
124 157 147 155

Compound Annual Growth %

10y 5y 3y
Sales — — 20.10%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 35.10%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 0.01 — — — —
’25 (0.03) — — — (0.04)
’24 (0.06) — — — (0.67)
’23 (0.05) (0.04) — — (0.31)
’22 — — 0.38 (0.03) (0.08)
’22 (0.11) (0.18) (0.09) (0.07) (0.16)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 131 — — — —
’25 103 — — — 489
’24 86 — — — 442
’23 — 159 — — 364
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — (8) 9 —
’25 (11) — (9) 0 6
’24 1 — (4) (3) 12
’23 — (28) (1) (20) (28)
’22 0 0 — — (16)
’22 0 0 (1) 0 (1)
’21 — — 0 0 (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — (8) 9 —
’25 (11) — (9) 0 5
’24 1 — (4) (3) 11
’23 — (33) (1) (21) (33)
’22 0 (5) — — (20)
’22 0 0 (1) 0 (1)
’21 — — 0 0 (1)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — — — — 282 364 442 489 479 +20.1% 595 662 717 +13.6%
Gross margin, % — — — — — — 100.00 100.00 100.00 100.00 70.70 0.0 pt
EBT — — — — (1) (1) (11) (15) (62) (2) (23) +20.2%
EBT margin, % — — — — 0.00 0.00 (3.78) (4.13) (13.94) (0.42) (4.75) (0.4) pt
Net income — 0 — — 0 (1) (11) (18) (64) (2) 3 n/m
Per share, $
Per share, $ Revenue — — — — 0.00 0.00 3.46 4.26 4.60 4.79 4.69 n/m
Earnings — — — — 0.00 — (0.08) (0.31) (0.69) (0.04) (0.12) n/m
Cash flow — — — — 0.00 0.00 (0.20) (0.32) 0.12 0.06 0.00 n/m
Capex — — — — 0.00 0.00 (0.05) (0.06) (0.01) 0.00 0.00 n/m
Free cash flow — — — — 0.00 0.00 (0.25) (0.38) 0.12 0.05 0.00 n/m
Book value — — — — 0.00 0.00 0.45 0.80 0.69 0.89 0.00 n/m
Shares, m — — — — 7 — 82 85 96 102 95 +68.7%
Valuation, ×
Valuation, × P/E — — — — — — 82.27 30.07 0.00 0.00 0.00 28.1
P/S — — — — — — 0.00 0.00 0.00 0.00 0.03 0.0
P/B — — — — — — 0.00 9.92 13.04 2.28 0.17 6.3
EV/Sales — — — — — — 0.00 0.00 0.00 0.00 0.12 0.0
EV/FCF — — — — — — (94.27) (14.52) (22.90) (12.00) (5.27) (35.9)
Cash, $m
Cash, $m Operating cash flow — — — — 0 (1) (16) (28) 12 6 (10) n/m
Capex — — — — 0 — (4) (5) (1) 0 0 n/m
Free cash flow — — — — 0 (1) (20) (33) 11 5 (11) n/m
Balance, $m
Balance, $m Working capital — — — — 1 1 (10) 51 40 36 43 +114.1%
Net debt — — — — (1) (1) 24 28 33 32 40 n/m
Shareholders’ equity — — — — (2) (2) 37 68 66 91 96 n/m
Returns, %
Returns, % ROA — — — — (2.81) (4.16) (5.32) (12.96) (29.22) (1.58) 0.00 +1.2 pt
ROIC — — — — 0.00 0.00 (12.89) (10.08) (36.72) 1.97 0.00 +2.0 pt
ROE — — — — 34.77 72.95 (39.97) (51.38) (102.31) (5.02) 0.00 (39.8) pt
People
People Employees — — — — 3 3 3 543 560 544 — +182.9%
Revenue/emp, $m — — — — 0.00 0.00 0.00 0.67 0.79 0.90 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Mar 2026 · fundamentals updated 26 Oct 2026

SunCar Technology Group Inc. vs peers in Auto & Truck Dealerships (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RDNW RideNow Group, Inc. $209.5M — (loss-making) — (loss-making) −1.03% (below 0%: shrinking) n/m −122.35% (below 0%: shrinking) 28.57% 6.03% Compare
KXIN Kaixin Holdings $115.9M — (loss-making) — (loss-making) +824.77% (above 0%: growing) +98.97% (above 0%: growing) −234.02% (below 0%: shrinking) 1.00% 0.00% Compare
DSC DSC Holdings Ltd. - Sponsored ADR $91.5M — — — n/m — 35.32% (145.78%) Compare
JZXN Jiuzi Holdings, Inc. $54.6M — (loss-making) — (loss-making) −79.91% (below 0%: shrinking) n/m −75.29% (below 0%: shrinking) (1.14%) 0.00% Compare
AZI Autozi Internet Technology (Global) Ltd. $42.8M — — — — +7.84% (above 0%: growing) — — Compare
NXB NextBoat Inc. $34.2M — (loss-making) 29.2× +88.41% (above 0%: growing) n/m −46.86% (below 0%: shrinking) 16.14% (1.75%) Compare
SDA SunCar Technology Group Inc. $15.7M — (loss-making) 5.8× — n/m +192.93% (above 0%: growing) 100.00% 2.30%
CRMT America's Car-Mart, Inc. $12.7M — (loss-making) — (loss-making) −57.30% (below 0%: shrinking) n/m +1,371.98% (above 0%: growing) 51.79% 15.18% Compare
UCAR U Power Limited $5.3M — — — — −7.17% (below 0%: shrinking) (146.75%) 0.00% Compare
Median of peers $48.7M — — −1.03% — −46.86% 16.14% 0.00%

All 25 Auto & Truck Dealerships stocks →

SunCar Technology Group Inc. (SDA) Latest News

14 Oct

Impact 3 · · MarketBeat

22 Sep

15 Sep

Impact 3 · · TheStreet

13 Sep

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Impact 3 ·

7 Sep

Impact 3 · · TheStreet

4 Sep

Impact 3 · · paymentsdive.com

3 Sep

29 Aug

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Impact 4 · · MarketBeat

18 Aug

Impact 5 · · 24/7 Wall St.
Impact 3 · · The Motley Fool
stockrow.com/SDA · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com