America's Car-Mart, Inc. CRMT

1.06 (0.30) (22.06%) as of 25 Sep
Market cap
$11.3M
P/E
0.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.00
Total sells 0.10
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 1 — — — — — — — — —
Sell — — — — — — 1 — — — — —
Insider Ownership 7.08%

Capital & Financial Ratios

Market Cap 11.34
Revenue 1,085.94
Net Income (202.35)
Free Cash Flow 150.66
Net Debt (109.98)
Current Ratio 1.41
Debt/Equity 0.00
P/E ratio 0.00
P/S ratio 0.01
P/B ratio 0.02
Past 5Y EPS Growth (20.61%)
This Y EPS Growth 90.68%
Next Y EPS Growth (44.41%)
Next 5Y EPS Growth 3.19%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2024 2025 2026 Q'26
Cash 94 125 132 110
Receivables 1,108 1,188 1,091 920
Inventory 107 112 54 35
Other — — — —
1,342 1,463 1,308 1,101
2024 2025 2026 Q'26
Payables 21 35 32 22
ST’ Debt — — — —
Other — — — —
942 970 921 782
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 8.48% 7.09% (2.91%)
Cash Flow 16.35% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 6.89% 1.86% (3.67%)

Revenue

Jul Oct Jan Apr Year
’26 146 — — — —
’26 341 350 287 303 1,282
’25 348 347 326 370 1,391
’24 367 360 300 368 1,394
’23 339 352 325 384 1,400
’22 280 285 287 338 1,191
’21 188 223 228 270 910
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Jul Oct Jan Apr Year
’26 80 — — — —
’26 (6) 9 (6) 68 65
’25 (15) (22) (31) 19 (49)
’24 (45) (31) 13 (11) (74)
’23 (60) (35) (29) (12) (136)
’22 (31) (39) (33) (17) (119)
’21 (7) (22) (10) (14) (54)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Jul Oct Jan Apr Year
’26 81 — — — —
’26 (6) 8 (6) 68 63
’25 (16) (24) (32) 18 (53)
’24 (46) (31) 10 (12) (80)
’23 (67) (42) (34) (15) (158)
’22 (33) (44) (40) (18) (135)
’21 (10) (24) (12) (16) (62)
in millions of $ · fiscal quarters ending in the months shown

EPS

Jul Oct Jan Apr Year
’26 (8.28) — — — —
’26 (0.69) (2.71) (9.25) (3.56) (16.79)
’25 (0.15) 0.61 0.37 1.26 2.33
’24 0.63 (4.30) (1.34) 0.06 (4.95)
’23 2.00 0.48 0.23 0.32 3.11
’22 3.57 3.33 2.77 4.01 13.67
’21 2.83 3.05 2.85 6.19 14.95
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029
30.20 42.20 67.61 35.18 95.12 52.24 58.12 37.98 17.78 1.06

Analyst estimates 2027–2029

Powerpack
Low Price
49.40 100.75 110.80 129.70 177.45 127.05 127.96 74.10 62.72 28.70
High Price
1,460 1,504 1,600 1,750 1,850 2,100 2,260 2,280 2,300 1,500
Employees
0 0 0 0 0 1 1 1 1 1
Revenue/Emp
588 612 669 745 910 1,191 1,400 1,394 1,391 1,282
Revenue
48.12% 48.50% 48.60% 47.83% 47.33% 44.68% 42.82% 45.58% 47.80% 48.19%
Gross Margin
32 39 60 64 135 123 26 (40) 23 (108)
EBT
5.49% 6.36% 8.94% 8.64% 14.88% 10.30% 1.84% (2.88%) 1.64% (8.43%)
EBT Margin
20 37 48 51 105 95 20 (31) 18 (139)
Net Income
5 5 4 4 4 5 11 12 14 18
Depreciation
74.83 84.65 98.24 112.31 137.23 182.88 219.81 218.17 184.84 154.60
Revenue/Sh
2.57 5.04 6.99 7.74 15.70 14.33 3.20 (4.92) 2.38 (16.79)
Earnings/Sh
0.93 1.38 3.66 3.15 (8.12) (18.31) (21.30) (11.57) (6.48) 7.84
Cash Flow/Sh
(0.08) (0.24) (0.57) (0.79) (1.25) (2.42) (3.46) (0.91) (0.51) (0.18)
Capex/Sh
0.85 1.15 3.09 2.36 (9.36) (20.73) (24.76) (12.48) (6.99) 7.65
Free CF/Sh
29.67 31.88 38.25 45.67 61.32 73.20 78.25 73.68 75.68 53.76
Book Value/Sh
8 7 7 7 7 7 6 6 8 8
Shares
14.16 10.47 14.17 8.52 9.59 5.90 25.27 0.00 22.16 0.00
PE Ratio
0.49 0.63 1.01 0.59 1.10 0.46 0.36 0.26 0.26 0.08
PS Ratio
1.23 1.67 2.59 1.44 2.46 1.16 1.01 0.78 0.63 0.23
PB Ratio
0.49 0.63 1.01 0.51 1.10 0.43 0.31 0.19 0.17 (0.02)
EV/Sales
42.74 46.37 32.02 24.09 (16.06) (3.76) (2.77) (3.40) (4.42) (0.48)
EV/FCF
7 10 25 21 (54) (119) (136) (74) (49) 65
Op' Cash Flow
(1) (2) (4) (5) (8) (16) (22) (6) (4) (2)
Capex
7 8 21 16 (62) (135) (158) (80) (53) 63
FCF
203 202 232 268 367 426 429 399 493 387
Working Cap'
119 153 154 278 291 503 701 — — —
Total Debt
0 (1) (2) (60) (3) (43) (68) (94) (125) (132)
Net Debt
233 231 261 303 406 477 499 471 570 446
Sh' Equity
4.86% 8.29% 10.04% 8.85% 14.07% 9.61% 1.59% (2.17%) 1.16% (9.21%)
ROA
50.15% 52.74% 51.69% 60.27% 45.83% 53.54% 60.59% 74.58% 65.78% 79.86%
ROIC
8.73% 15.73% 19.38% 18.22% 29.55% 21.51% 4.18% (6.49%) 3.44% (27.41%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Apr 2026 · latest quarter Jul 2026

America's Car-Mart, Inc. peers in Auto & Truck Dealerships

All 26 Auto & Truck Dealerships stocks →

America's Car-Mart, Inc. (CRMT) key facts

  • America's Car-Mart, Inc. (CRMT) is an Auto & Truck Dealerships company in the Consumer Cyclical sector, listed on Nasdaq.
  • America's Car-Mart, Inc.’s revenue for fiscal 2026 (year ended April 2026) was $1.3 billion, down 7.87% from fiscal 2025.
  • As of September 25, 2026, CRMT traded at $1.06, a market capitalization of $11.3 million.
  • Return on equity was −27.4% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

America's Car-Mart, Inc. (CRMT) Latest News

News by impact score

Fine-tune

25 Sep

4

Shares of used-car retailer America's Car-Mart (CRMT) fell 18.7% after it disclosed in a Form 8-K that lenders extended temporary relief through October 1, 2026, delaying a scheduled termination of minimum liquidity and collateral-coverage requirements. The extension comes as the company reports or expects events of default, including failure to meet covenants and reporting obligations. A special committee is reviewing strategic alternatives, including financing, recapitalization, restructuring, or a possible sale. The relief lasts one week; there is no guarantee of a permanent waiver or favorable terms, and bankruptcy or substantial loss for common stockholders remain risks. Talks with lenders and third parties remain active. The move underscores extreme volatility in CRMT stock, which has fallen about 95% this year. Extension of liquidity relief and ongoing default risk could materially impact CRMT's liquidity and longer-term trajectory.

9 Sep

4

America's Car-Mart missed Q2 CY2026 revenue estimates. Stock fell 41.8%. Revenue miss triggers sharp stock decline signaling potential ongoing financial challenges.

4

America’s Car-Mart revenue fell 57% as capital constraints drove an 82% drop in retail sales. Capital constraints triggered sharp sales and revenue declines that threaten core operations and future trajectory.

4

America's Car-Mart reported first quarter fiscal year 2027 financial results. Quarterly earnings releases can drive major stock price moves and alter investor views on company trajectory.

22 Jul

4

America's Car-Mart buried footnote details on bad loans, causing a third of its dealerships to suffer direct financial consequences. Hidden bad-loan issues and dealership losses point to core credit and operational weaknesses likely to hit future earnings and valuation.

21 Jul

4

America's Car-Mart is exploring potential asset sales. Potential asset sales represent major strategic moves that could significantly alter company trajectory and investor sentiment.

15 Jul

3 transcript

America's Car-Mart reported Q4 2026 results and outlook during its earnings call. Earnings call supplies quarterly metrics and guidance that can move near-term stock sentiment for CRMT.

14 Jul

3 transcript

America's Car-Mart Inc (CRMT) Q4 2026 earnings call highlighted navigation through challenges impacting operations and performance. Earnings call details point to operational challenges with moderate expected effects on financial outlook.

3

America's Car-Mart (CRMT) stock rose today on positive developments affecting investor sentiment and near-term performance outlook. Stock price increase reflects moderately noticeable short-term market reaction without evidence of major strategic or structural shifts.

3

America's Car-Mart missed Q1 CY2026 sales expectations yet its stock rose 9.2%. Q1 sales miss creates short-term pressure on results while stock gain signals offsetting investor optimism.

3

America's Car-Mart reported fourth quarter and fiscal year 2026 financial results. Quarterly earnings releases deliver updated financial metrics that can shift near-term investor views on CRMT.

12 Jul

3

America's Car-Mart (CRMT) prepares to report Q1 earnings with analyst forecasts covering revenue, EPS, used-car sales volumes and margin trends. Q1 earnings results and surrounding expectations typically move CRMT shares in the near term.

19 Jun

3

America’s Car-Mart, Inc. (CRMT) enters agreement with lenders to support its ongoing strategic review process. Lender agreement backs strategic review without detailing completed outcomes or immediate financial shifts.

12 May

4

America's Car-Mart (CRMT) narrative shifts negatively as analysts slash price targets amid mounting funding strains, raising concerns over liquidity and operational sustainability. Funding strains and lowered price targets pose significant risks to CRMT's financial health, liquidity, and investor sentiment.

17 Apr

4

America's Car-Mart (CRMT) stock soared over 20% after reporting fiscal Q3 results that beat Wall Street expectations, with revenue up 7% to $329.6 million, EPS of $0.03 versus expected loss, higher unit sales, and gross profit growth despite rising expenses and credit losses. Earnings beat with revenue growth and positive EPS surprise signals strong operational performance, likely driving sustained investor confidence and upward stock trajectory.

8 Apr

4

America's Car-Mart (NASDAQ:CRMT) Q4 earnings highlights compared to other vehicle retailer stocks. Q4 earnings highlights versus peers signal significant shifts in financial performance and competitive positioning for CRMT.

19 Mar

3

America's Car-Mart's Q4 earnings call featured five must-read analyst questions addressing key concerns on financial performance, operational challenges, inventory management, credit quality, and future growth strategies. Analyst questions spotlight scrutiny on financials, operations, and strategy amid Q4 results.

12 Mar

4

America's Car-Mart Inc (CRMT) Q3 2026 earnings call highlights detail navigating operational challenges while addressing financial performance and strategic outlook. Q3 2026 earnings highlights reveal challenges influencing key financial metrics and future strategic trajectory.

4

America's Car-Mart (CRMT) shares are getting obliterated today due to sharply disappointing quarterly results, rising delinquencies, and weakened financial metrics. Major share plunge from poor earnings and rising credit risks signals significant negative shift in financial health and investor confidence.

4

America's Car-Mart, Inc. released summary of Q3 2026 earnings call, highlighting financial performance, operational updates, and forward guidance. Quarterly earnings summaries directly reveal financial results and guidance, significantly influencing investor sentiment and stock trajectory.

4

America's Car-Mart released Q3 earnings call highlights detailing quarterly financial performance, operational metrics, and forward guidance. Q3 earnings highlights reveal financial results and guidance that significantly shape investor expectations and stock trajectory.

4

America's Car-Mart (NASDAQ:CRMT) missed Q4 CY2025 revenue estimates, leading to a sharp drop in its stock price. Missing Q4 revenue estimates triggered a stock drop, likely eroding investor confidence and pressuring near-term financial trajectory.

4

America’s Car-Mart, Inc. (CRMT) reported third quarter fiscal year 2026 results, detailing financial performance for the period. Quarterly earnings results significantly influence financial metrics, stock valuation, and investor sentiment toward future performance.

3

America's Car-Mart reported fiscal Q3 earnings with revenue of $329.6 million, down 5.6% year-over-year, net income of $4.9 million or $0.47 per share, gross profit margin at 15.9%, and retail units sold down 1.2%. Fiscal Q3 earnings reveal revenue decline and reduced profitability, moderately affecting financial performance and investor sentiment.

10 Feb

4

America's Car-Mart, Inc. (CRMT) is highlighted as a consumer stock to watch due to its strong performance and growth potential in the used car market. The company has been expanding its footprint and improving its financial metrics, making it an attractive option for investors. In contrast, two other companies mentioned are facing significant challenges that could hinder their growth and market position. Overall, CRMT stands out positively amid a mixed landscape for consumer stocks. America's Car-Mart is making strategic moves and showing growth potential that could significantly alter its trajectory.

30 Jan

3

Investors in America's Car-Mart, Inc. (NASDAQ:CRMT) have experienced losses over the past five years, with the stock price declining significantly. The company's performance has not met expectations, leading to concerns among shareholders about its future prospects. Analysts are evaluating the reasons behind this downturn and its implications for the company's market position. The decline in stock price and investor sentiment may moderately influence the company's financial performance and competitive positioning.

13 Jan

4

America’s Car-Mart, Inc. is implementing Phase 2 of its store consolidation strategy to enhance SG&A cost control. This initiative aims to streamline operations and improve financial performance by reducing overhead costs associated with maintaining multiple locations. The company anticipates that these consolidations will lead to increased efficiency and profitability in the long term. Store consolidations are expected to significantly enhance operational efficiency and reduce costs, impacting future performance positively.

31 Dec

3

America's Car-Mart, Inc. (CRMT) is highlighted as a volatile stock with solid fundamentals, indicating potential for growth despite market fluctuations. The analysis suggests that while CRMT has strong financial metrics, investors should be cautious of its volatility. Additionally, two other stocks are identified as risky, emphasizing the need for careful consideration in investment decisions. Overall, the article presents a mixed outlook on CRMT, balancing its strengths against the inherent risks of its market behavior. The stock's volatility and solid fundamentals suggest a moderately noticeable influence on its future performance.

23 Dec

3

America's Car-Mart, Inc. (CRMT) is highlighted among three Russell 2000 stocks facing uncertainties regarding their future performance. The article raises questions about the company's growth prospects and market positioning amid changing economic conditions and competitive pressures. Investors are advised to consider these factors when evaluating CRMT's potential trajectory. Uncertainties regarding growth prospects and market positioning may moderately influence investor sentiment and performance.

22 Dec

3

Shares of America's Car-Mart, Inc. (CRMT) are declining due to disappointing quarterly earnings results, which fell short of analysts' expectations. The company reported a decrease in revenue and net income, attributed to rising costs and a challenging economic environment. Investors are reacting negatively to the outlook provided by management, which indicates continued pressure on margins and potential headwinds in the used car market. As a result, market sentiment has shifted, leading to a sell-off in the stock. Disappointing earnings and a negative outlook are expected to moderately influence investor sentiment and financial performance.

stockrow.com/CRMT · Data as of Jul 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com