Seacoast Banking Corporation of Florida SBCF
- Market cap
- $3.2B
- P/E
- 20.8×
Follow SBCF
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 13.40 | 20.58 | 21.74 | 22.35 | 13.30 | 28.52 | 29.05 | 17.93 | 21.90 | 21.36 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 22.91 | 27.13 | 34.95 | 31.42 | 30.87 | 40.93 | 39.31 | 34.03 | 31.68 | 33.23 |
High Price
|
|||
| 725 | 805 | 902 | 867 | 965 | 989 | 1,490 | 1,541 | 1,504 | 1,962 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
Revenue/Emp
|
|||
| 186 | 250 | 291 | 347 | 349 | 355 | 447 | 768 | 809 | 936 |
Revenue
|
|||
| 95.44% | 93.88% | 89.75% | 86.67% | 93.03% | 97.68% | 96.79% | 73.87% | 63.71% | 69.76% |
Gross Margin
|
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| 44 | 79 | 88 | 129 | 101 | 159 | 138 | 134 | 156 | 187 |
EBT
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| 23.72% | 31.67% | 30.04% | 37.11% | 28.85% | 44.72% | 30.93% | 17.48% | 19.26% | 19.94% |
EBT Margin
|
|||
| 29 | 43 | 67 | 99 | 78 | 124 | 107 | 104 | 121 | 145 |
Net Income
|
|||
| 10 | 9 | 8 | 11 | 2 | 2 | 11 | (1) | 16 | 32 |
Depreciation
|
|||
| 5.04 | 5.87 | 6.08 | 6.74 | 6.52 | 6.27 | 7.01 | 9.17 | 9.59 | 10.60 |
Revenue/Sh
|
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| 0.79 | 1.01 | 1.40 | 1.92 | 1.45 | 2.20 | 1.67 | 1.24 | 1.43 | 1.59 |
Earnings/Sh
|
|||
| 1.68 | 1.15 | 2.70 | 2.29 | 1.13 | 2.73 | 3.07 | 1.80 | 2.13 | 2.13 |
Cash Flow/Sh
|
|||
| (0.16) | (0.13) | (0.08) | (0.05) | (0.03) | (0.08) | (0.20) | (0.12) | (0.05) | (0.10) |
Capex/Sh
|
|||
| 1.52 | 1.01 | 2.62 | 2.24 | 1.10 | 2.66 | 2.88 | 1.67 | 2.08 | 2.03 |
Free CF/Sh
|
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| 11.81 | 16.18 | 18.02 | 19.16 | 21.13 | 23.16 | 25.24 | 25.16 | 25.88 | 30.73 |
Book Value/Sh
|
|||
| 37 | 43 | 48 | 51 | 54 | 57 | 64 | 84 | 84 | 88 |
Shares
|
|||
| 29.62 | 24.90 | 18.45 | 15.92 | 20.54 | 16.09 | 18.77 | 22.64 | 19.25 | 19.52 |
PE Ratio
|
|||
| 4.47 | 4.24 | 4.28 | 4.54 | 4.52 | 5.64 | 4.53 | 3.06 | 2.87 | 2.96 |
PS Ratio
|
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| 1.91 | 1.54 | 1.44 | 1.60 | 1.39 | 1.53 | 1.26 | 1.12 | 1.06 | 1.02 |
PB Ratio
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| 6.49 | 4.88 | 5.40 | 5.28 | 3.56 | 3.77 | 4.59 | 2.68 | 2.71 | 3.55 |
EV/Sales
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| 21.55 | 28.25 | 12.54 | 15.89 | 21.03 | 8.90 | 11.19 | 14.65 | 12.48 | 18.55 |
EV/FCF
|
|||
| 62 | 49 | 130 | 118 | 61 | 155 | 196 | 151 | 180 | 188 |
Op' Cash Flow
|
|||
| (6) | (6) | (4) | (3) | (2) | (4) | (13) | (10) | (4) | (9) |
Capex
|
|||
| 56 | 43 | 126 | 115 | 59 | 150 | 183 | 140 | 176 | 179 |
FCF
|
|||
| (746) | (872) | (463) | (359) | (936) | (1,578) | (1,914) | (1,780) | (1,816) | (3,777) |
Working Cap'
|
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| 485 | 282 | 451 | 386 | 71 | 72 | 235 | 156 | 352 | 948 |
Total Debt
|
|||
| 376 | 159 | 327 | 258 | (333) | (666) | 29 | (297) | (128) | 545 |
Net Debt
|
|||
| 435 | 690 | 864 | 986 | 1,130 | 1,311 | 1,608 | 2,108 | 2,183 | 2,713 |
Sh' Equity
|
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| 0.71% | 0.82% | 1.07% | 1.43% | 1.01% | 1.38% | 0.98% | 0.78% | 0.81% | 0.78% |
ROA
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| 3.40% | 5.83% | 4.59% | 6.46% | 7.89% | 15.39% | 5.27% | 5.78% | 4.74% | 4.20% |
ROIC
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| 7.40% | 7.62% | 8.66% | 10.68% | 7.35% | 10.19% | 7.30% | 5.60% | 5.64% | 5.73% |
ROE
|
|||
Seacoast Banking Corporation of Florida peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CBU Community Financial System, Inc. | $3.2B | 14.3× | Compare |
| PRK Park National Corporation | $3.3B | 16.2× | Compare |
| BKU BankUnited, Inc. | $3.1B | 11.9× | Compare |
| FHB First Hawaiian, Inc. | $3.1B | 10.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CLBK Columbia Financial | $3.0B | 45.3× | Compare |
| FFBC First Financial Bancorp. | $3.3B | 11.3× | Compare |
| TOWN Towne Bank | $3.4B | 10.2× | Compare |
| SFNC Simmons First National Corporation | $3.4B | 0.0× | Compare |
Seacoast Banking Corporation of Florida (SBCF) key facts
- Seacoast Banking Corporation of Florida (SBCF) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Seacoast Banking Corporation of Florida’s revenue for fiscal 2025 (year ended December 2025) was $935.5 million, up 15.6% from fiscal 2024.
- Net income was $144.9 million, or $1.59 per share (basic), a net margin of 15.0%.
- As of September 25, 2026, SBCF traded at $33.03, a market capitalization of $3.2 billion.
- At that price the stock trades at 20.8× trailing-twelve-month earnings and 3.1× sales.
- Seacoast Banking Corporation of Florida pays an annual dividend of $0.72 per share, a yield of 3.06%, with a payout ratio of 52.3%.
- Return on equity was 5.73% and debt-to-equity 0.35.
Seacoast Banking Corporation of Florida (SBCF) Latest News
18 Aug
Seacoast Banking Corporation of Florida (SBCF) upgraded to Buy rating. Buy upgrade may lift near-term market sentiment and SBCF share price.
30 Jul
Seacoast Banking Corporation of Florida reports Q2 organic growth alongside completed integration milestones that shape its forward outlook. Q2 organic growth and integration milestones represent major strategic progress that can materially shift SBCF trajectory and investor views.
29 Jul
Seacoast Banking Corp of Florida reported robust growth in its Q2 2026 earnings call, reflecting strong financial performance and positive operational trends. Robust growth reported in earnings call signals major positive shifts in financial trajectory and investor sentiment.
Seacoast Banking Corporation of Florida Q2 earnings call covered financial results, loan growth, net interest margin trends and strategic priorities. Quarterly earnings details typically produce moderate short-term moves in stock price and sentiment.
Seacoast Banking Corporation of Florida conducted its Q2 2026 earnings call covering financial performance, operational updates, and forward guidance. Quarterly earnings results provide updates on performance that moderately shape near-term market views without major strategic shifts.
28 Jul
Seacoast Banking Corporation of Florida reported Q2 earnings, with key metrics detailing revenue, EPS, loan growth, and deposit trends. Q2 earnings metrics typically influence short-term stock sentiment and valuation without major strategic shifts.
Seacoast Banking Corporation of Florida reports second quarter 2026 financial results. Quarterly earnings release provides financial metrics that moderately influence near-term stock performance and sentiment.
27 Jul
Seacoast Banking Corporation of Florida (SBCF) Q2 earnings expectations center on net interest income, loan growth, credit quality, and deposit trends in a higher-rate environment. Q2 earnings forecasts typically move SBCF shares and near-term sentiment but rarely alter long-term fundamentals.
21 Jul
Seacoast Banking Corporation of Florida (SBCF) earnings are projected to grow, prompting questions on whether the stock is a buy. Forward earnings growth outlook can moderately shift near-term investor sentiment and valuation for SBCF.
29 Apr
Seacoast Banking Corporation of Florida released Q1 earnings call highlights detailing financial performance, strategic updates, and forward guidance. Q1 earnings call highlights disclose key financial results and outlook that significantly influence stock price and investor expectations.
Seacoast Banking Corporation (SBCF) released Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and analyst Q&A. Quarterly earnings transcripts reveal financial metrics, guidance, and strategic updates that significantly sway SBCF's stock price and market perception.
Seacoast Banking Corporation of Florida (SBCF) released Q1 2026 earnings call summary detailing financial results, performance metrics, and forward guidance. Q1 2026 earnings call summary discloses key financial metrics and strategic updates that significantly shape SBCF's market performance and investor outlook.
28 Apr
Seacoast Banking Corporation of Florida (SBCF) reported Q1 earnings, with key metrics indicating performance insights. Q1 earnings reports significantly impact SBCF's financial trajectory and investor sentiment via key metrics.
Seacoast Banking Corporation of Florida (SBCF) reported first quarter 2026 results. Quarterly earnings releases provide critical financial metrics that significantly affect stock price and investor sentiment.
Seacoast Banking Corporation of Florida (SBCF) reported Q1 earnings that topped analyst estimates. Q1 earnings beat highlights strong financial performance, moderately boosting market sentiment and stock trajectory.
Seacoast Banking (NASDAQ:SBCF) reported sales below analyst estimates in Q1 CY2026 earnings. Missing sales estimates highlights revenue weakness, moderately impacting financial performance and investor sentiment.
27 Apr
Seacoast Banking Corporation of Florida (SBCF) nears Q1 earnings release, with analysis covering key metrics, expectations, and insights for investors ahead of the report. Pre-earnings preview highlights potential influences on financial performance and market sentiment without transformative shifts.
21 Apr
Seacoast Banking Corporation of Florida (SBCF) earnings are expected to grow, prompting analysis on whether investors should buy the stock amid positive forecasts. Expected earnings growth signals moderate positive influence on financial performance and investor sentiment.
5 Apr
Seacoast Banking Corporation of Florida (SBCF) narrative shifts around a new fair value assessment. Shift in SBCF fair value perception moderately influences investor sentiment and market performance.
21 Mar
Wall Street analysts issued new price targets for Seacoast Banking Corporation of Florida (SBCF), shifting the company's investment narrative and outlook. New analyst price targets signal moderately noticeable shifts in market sentiment and SBCF's competitive positioning.
6 Mar
Seacoast Banking Corporation of Florida (SBCF) investment story is shifting amid changing market dynamics and strategic developments. Shifting investment narrative signals major changes in strategic positioning and investor sentiment likely to impact future performance.
4 Feb
Seacoast Banking Corporation of Florida (SBCF) is highlighted among three stocks trading at discounts, with estimates suggesting a potential undervaluation of up to 44%. This assessment is based on various financial metrics and market conditions, indicating that SBCF may present a buying opportunity for investors looking for value stocks in the current market environment. The identification of SBCF as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.
3 Feb
Seacoast Banking Corporation of Florida (SBCF) reported robust loan growth in its Q4 2025 earnings call, highlighting strong performance across various sectors. The company emphasized its strategic initiatives aimed at expanding its market presence and enhancing customer service. Key metrics showed an increase in net interest income and a solid loan portfolio, indicating positive momentum. Management expressed confidence in sustaining growth and adapting to market conditions, positioning SBCF favorably for future opportunities. Robust loan growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.
1 Feb
Seacoast Banking Corporation of Florida (SBCF) is currently evaluating its stock pricing in relation to recent 12-month gains and potential for further upside. Analysts are assessing whether the current valuation reflects the company's growth trajectory and market conditions. The discussion includes factors influencing SBCF's performance, such as economic trends and competitive positioning within the banking sector. Current evaluations suggest a moderately noticeable influence on SBCF's financial performance and market sentiment.
30 Jan
Seacoast Banking Corporation of Florida reported its Q4 earnings, highlighting strong financial performance driven by increased loan growth and improved net interest margins. The company emphasized its strategic initiatives aimed at enhancing customer experience and expanding its market presence. Management provided insights into future growth opportunities and addressed potential challenges in the current economic environment. Overall, the earnings call reflected a positive outlook for the company, with a focus on maintaining operational efficiency and driving shareholder value. Significant strategic initiatives and growth opportunities were outlined that could alter the company's trajectory.
29 Jan
Seacoast Banking Corporation of Florida reported its Q4 earnings, highlighting a notable increase in net income and improved asset quality. The bank's total assets grew, driven by strong loan demand and effective cost management. Additionally, the company announced plans for strategic investments to enhance its digital banking services, aiming to attract a broader customer base. Overall, the results reflect a positive trajectory for the bank amidst a competitive landscape. Strategic investments in digital banking and strong financial performance indicate significant potential for future growth and market positioning.
Seacoast Banking Corporation of Florida (SBCF) reported Q4 CY2025 sales that exceeded analysts' estimates, indicating strong financial performance. The results reflect the company's effective strategies and market positioning, contributing to positive investor sentiment and potential growth opportunities. Strong sales performance is likely to significantly impact future financial results and investor confidence.
Seacoast Banking Corporation of Florida reported its fourth quarter and full year 2025 results, highlighting significant growth in net income and total assets. The bank achieved a notable increase in loans and deposits, driven by strong demand and strategic initiatives. Management expressed optimism about future performance, citing ongoing investments in technology and customer service enhancements. The results reflect the bank's resilience in a competitive market and its commitment to delivering value to shareholders. The reported growth in net income and assets indicates a significant positive shift in the company's financial trajectory.
Seacoast Banking Corporation of Florida (SBCF) reported its Q4 earnings, highlighting key metrics that reflect its financial performance. The results indicate growth in net interest income and an increase in total assets, alongside a rise in non-performing loans. The bank's efficiency ratio improved, suggesting better cost management. However, concerns about credit quality and potential economic headwinds were noted, impacting investor sentiment. Overall, the earnings report presents a mixed outlook for SBCF's future performance. The earnings report indicates growth but also raises concerns about credit quality, suggesting a moderate influence on future performance.
Seacoast Banking Corporation of Florida (SBCF) reported Q4 earnings that fell short of analysts' expectations, leading to concerns about its financial performance. The company faced challenges in revenue growth and net interest income, which impacted overall profitability. Despite these setbacks, management remains optimistic about future growth strategies and market opportunities. Investors reacted negatively to the earnings miss, reflecting uncertainty about the company's ability to navigate current economic conditions. Earnings lagging estimates may moderately affect investor sentiment and financial performance, but the company's growth strategies could mitigate long-term impacts.