Seacoast Banking Corporation of Florida

SBCF Financial Banks Regional

Seacoast Banking Corporation of Florida’s revenue for fiscal 2025 (year ended December 2025) was $935.5 million, up 15.6% from fiscal 2024.

Revenue
+29.9%
EPS
+48.1%
Free cash flow
−19.2%
Total debt
+37.7%

Quarter to September 2026, against a year earlier

33.63 0.64 −1.87%
Market cap
$3.3B
P/E
18.8×
Fwd P/E
16.4×
Dividend yield
2.26%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Seacoast Banking Corporation of Florida (SBCF) Free cash flow margin

Alert me on Free cash flow margin

Seacoast Banking Corporation of Florida's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 19.1 percentage points from fiscal 2025 (19.1%). Over the past ten years it has ranged from 13.7% (fiscal 2015) to 43.1% (fiscal 2018); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 19.1% (2.62)
FY2024 21.7% 3.47
FY2023 18.3% (22.76)
FY2022 41.0% (1.30)
FY2021 42.3% 25.39
FY2020 16.9% (16.31)
FY2019 33.3% (9.85)
FY2018 43.1% 25.82
FY2017 17.3% (12.83)
FY2016 30.1% 16.41

Against its own ten years

Low 13.7% High 43.1%
Ten-year median 21.7%
Current reading's percentile 45

Free cash flow margin against peers

Company Free cash flow margin
FHB First Hawaiian, Inc. compare 31.5%
MCHB Mechanics Bancorp compare 16.0%
TOWN Towne Bank compare 9.26%
SFNC Simmons First National Corporation compare 0.00%
SBCF Seacoast Banking Corporation of Florida 0.00%
PRK Park National Corporation compare 0.00%
CBU Community Financial System, Inc. compare 0.00%
FFBC First Financial Bancorp. compare 0.00%
BKU BankUnited, Inc. compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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