Seacoast Banking Corporation of Florida

SBCF Financial Banks Regional

Seacoast Banking Corporation of Florida’s revenue for fiscal 2025 (year ended December 2025) was $935.5 million, up 15.6% from fiscal 2024.

Revenue
+29.9%
EPS
+48.1%
Free cash flow
−19.2%
Total debt
+37.7%

Quarter to September 2026, against a year earlier

33.63 0.64 −1.87%
Market cap
$3.3B
P/E
18.8×
Fwd P/E
16.4×
Dividend yield
2.26%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Seacoast Banking Corporation of Florida (SBCF) Net margin

Alert me on Net margin

Seacoast Banking Corporation of Florida's net margin over the twelve months to 30 September 2026 was 15.5%, up 0.5 percentage points from fiscal 2025 (15.0%). Over the past ten years it has ranged from 13.5% (fiscal 2023) to 35.1% (fiscal 2021); the current reading is higher than 36% of that period. That is below the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 15.0% 0.04
FY2024 15.0% 1.42
FY2023 13.5% (10.31)
FY2022 23.9% (11.20)
FY2021 35.1% 12.74
FY2020 22.3% (6.18)
FY2019 28.5% 5.40
FY2018 23.1% 5.95
FY2017 17.1% 1.43
FY2016 15.7% 0.85

Quarterly newest first

Period Net margin Change (points)
Sep 2026 19.6% 0.80
Jun 2026 18.8% 6.32
Mar 2026 12.5% 2.07
Dec 2025 10.4% (5.67)
43 more quarters

Against its own ten years

Low 13.5% High 35.1%
Ten-year median 17.1%
Current reading's percentile 35

Net margin against peers

Company Net margin
PRK Park National Corporation compare 25.7%
MCHB Mechanics Bancorp compare 24.0%
FHB First Hawaiian, Inc. compare 23.7%
TOWN Towne Bank compare 22.3%
CBU Community Financial System, Inc. compare 22.0%
FFBC First Financial Bancorp. compare 20.8%
SFNC Simmons First National Corporation compare 18.4%
SBCF Seacoast Banking Corporation of Florida 15.5%
BKU BankUnited, Inc. compare 14.8%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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