BankUnited, Inc. BKU

43.64 0.25 0.58% as of 25 Sep
Market cap
$3.1B
P/E
11.9×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 0.98
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — 2 1 — — 2 — 1 —
Insider Ownership 1.25%

Capital & Financial Ratios

Market Cap 3,090.00
Revenue 1,853.52
Net Income 273.65
Free Cash Flow 371.58
Net Debt 1,262.13
Current Ratio 0.82
Debt/Equity 0.54
P/E ratio 11.89
P/S ratio 1.68
P/B ratio 1.04
Past 5Y EPS Growth (0.32%)
This Y EPS Growth 10.52%
Next Y EPS Growth 14.24%
Next 5Y EPS Growth 9.96%
in millions of $

Dividends

Payout Ratio 0.30
Annual Dividend Rate 1.08
Annual Dividend Yield 4.33%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.32
0.31
0.33
0.33
2025 1.22
0.29
0.31
0.31
0.31
2024 1.14
0.27
0.29
0.29
0.29
2023 1.06
0.25
0.27
0.27
0.27
2022 0.98
0.23
0.25
0.25
0.25
2021 0.92
0.23
0.23
0.23
0.23
2020 0.90
0.21
0.23
0.23
0.23
2019 0.84
0.21
0.21
0.21
0.21
2018 0.84
0.21
0.21
0.21
0.21
2017 0.84
0.21
0.21
0.21
0.21
2016 0.84
0.21
0.21
0.21
0.21
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 588 491 218 368
Receivables — — — —
Inventory — — — —
Other — — — —
25,019 24,566 24,272 24,079
2023 2024 2025 Q'26
Payables 26,538 27,866 29,353 28,881
ST’ Debt — — — —
Other — — — —
27,247 28,574 29,673 29,465
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 6.80% 9.59% 13.22%
Cash Flow 5.03% (16.13%) (34.80%)
Earnings 0.83% 6.81% (2.10%)
Book Value 3.13% 0.47% 7.83%

Revenue

Mar Jun Sep Dec Year
’26 447 456 — — —
’25 466 482 478 472 1,898
’24 508 507 515 493 2,024
’23 457 489 498 500 1,944
’22 250 280 349 428 1,308
’21 276 275 260 283 1,094
’20 317 306 291 286 1,201
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 18 129 — — —
’25 16 118 100 125 359
’24 66 136 46 186 434
’23 141 282 170 64 657
’22 457 598 262 (23) 1,294
’21 386 191 375 267 1,220
’20 64 257 314 229 864
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 18 129 — — —
’25 18 118 103 125 359
’24 113 136 178 186 434
’23 143 282 220 114 758
’22 457 598 285 6 1,346
’21 348 191 370 280 1,189
’20 64 238 314 229 845
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.83 0.97 — — —
’25 0.78 0.91 0.95 0.90 3.53
’24 0.64 0.72 0.81 0.91 3.08
’23 0.70 0.78 0.63 0.27 2.38
’22 0.79 0.82 1.12 0.82 3.54
’21 1.06 1.11 0.94 1.41 4.52
’20 (0.33) 0.80 0.70 0.89 2.06
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.6
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
27.85 30.37 28.05 29.42 13.47 33.74 31.44 15.83 24.34 28.21

Analyst estimates 2026–2028

Powerpack
Low Price
38.47 41.64 44.97 37.60 36.79 50.71 46.75 40.22 44.45 46.92
High Price
1,706 1,763 1,790 1,511 1,495 1,495 1,636 1,616 1,680 1,803
Employees
1 1 1 1 1 1 1 1 1 1
Revenue/Emp
1,166 1,362 1,581 1,429 1,201 1,094 1,308 1,944 2,024 1,898
Revenue
83.80% 81.34% 74.76% 62.98% 73.70% 85.03% 75.73% 49.41% 50.06% 57.59%
Gross Margin
335 404 416 404 249 449 375 237 316 362
EBT
28.78% 29.69% 26.29% 28.27% 20.77% 41.09% 28.68% 12.19% 15.63% 19.05%
EBT Margin
226 614 325 313 198 415 285 179 232 268
Net Income
(40) (11) (22) 35 44 57 70 61 44 31
Depreciation
11.32 12.92 15.24 14.97 13.09 12.10 16.60 26.52 27.51 25.68
Revenue/Sh
2.11 5.60 3.01 3.14 2.06 4.52 3.55 2.39 3.10 3.55
Earnings/Sh
3.00 3.02 7.95 6.66 9.42 13.50 16.42 8.97 5.89 4.85
Cash Flow/Sh
(0.85) (0.90) (1.00) (0.67) (0.21) (0.35) 0.66 1.37 0.00 0.00
Capex/Sh
2.14 2.12 6.94 5.99 9.21 13.15 17.08 10.34 5.89 4.85
Free CF/Sh
23.49 28.69 28.18 31.23 32.53 33.60 30.91 35.16 38.24 41.31
Book Value/Sh
103 105 104 95 92 90 79 73 74 74
Shares
17.94 7.23 9.98 11.61 16.88 9.32 9.33 13.59 12.31 12.52
PE Ratio
3.33 3.13 1.96 2.44 2.66 3.50 2.01 1.23 1.39 1.74
PS Ratio
1.60 1.41 1.06 1.17 1.07 1.26 1.08 0.92 1.00 1.08
PB Ratio
7.44 6.49 4.76 5.43 4.93 4.95 5.71 3.55 2.59 2.44
EV/Sales
39.31 39.45 10.44 13.56 7.22 4.56 5.52 8.76 7.36 8.55
EV/FCF
309 319 824 636 864 1,220 1,294 657 434 359
Op' Cash Flow
(88) (95) (104) (64) (20) (31) 52 100 — —
Capex
221 224 720 572 845 1,189 1,346 758 434 359
FCF
(162) (781) (1,766) (1,625) (4,367) (6,405) (3,110) (2,228) (4,008) (5,401)
Working Cap'
5,239 4,771 4,796 4,481 3,123 1,905 5,420 5,115 2,930 1,555
Total Debt
4,791 4,576 4,414 4,266 2,725 1,590 4,847 4,527 2,439 1,337
Net Debt
2,418 3,026 2,924 2,981 2,983 3,038 2,436 2,578 2,814 3,054
Sh' Equity
0.84% 2.03% 1.00% 0.92% 0.56% 1.15% 0.77% 0.48% 0.64% 0.75%
ROA
2.91% 3.33% 3.54% 3.48% 2.73% 6.07% 3.22% 2.09% 3.76% 5.15%
ROIC
9.31% 21.71% 10.48% 10.15% 6.34% 13.59% 10.23% 6.98% 8.47% 8.95%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

BankUnited, Inc. (BKU) key facts

  • BankUnited, Inc. (BKU) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • BankUnited, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 6.22% from fiscal 2024.
  • Net income was $268.4 million, or $3.55 per share (basic), a net margin of 13.8%.
  • As of September 25, 2026, BKU traded at $43.64, a market capitalization of $3.1 billion.
  • At that price the stock trades at 11.9× trailing-twelve-month earnings and 1.7× sales.
  • BankUnited, Inc. pays an annual dividend of $1.08 per share, a yield of 4.33%, with a payout ratio of 29.8%.
  • Return on equity was 8.95% and debt-to-equity 0.54.

Source: company filings (standardised) and stockrow calculations.

BankUnited, Inc. (BKU) Latest News

News by impact score

Fine-tune

26 Jul

3

BankUnited (BKU) stock appears 35% below fair value, with profitability as the decisive factor for any potential recovery. Valuation gap tied to profitability can moderately shift investor sentiment without altering core operations.

23 Jul

3 transcript

BankUnited, Inc. released Q2 2026 earnings call summary detailing quarterly financial results and management commentary. Quarterly earnings updates typically provide moderate influence on near-term stock sentiment and performance expectations.

22 Jul

3 transcript

BankUnited Inc posted a record NIDDA ratio in its Q2 2026 earnings call while confronting strategic challenges. Record NIDDA ratio supports near-term metrics but strategic challenges introduce balanced risks to trajectory.

3 transcript

BankUnited released Q2 earnings results and discussed key operational and financial highlights on its earnings call. Q2 earnings call highlights provide updates on financial performance and outlook that can influence short-term investor sentiment.

3

BankUnited, Inc. (BKU) missed Q2 earnings and revenue estimates. Missing quarterly earnings and revenue targets can pressure near-term stock price and sentiment without altering long-term fundamentals.

29 Jun

3

BankUnited reported Q1 earnings results and positioned its performance metrics against other regional banks stocks. Q1 earnings data can shift near-term investor sentiment and relative valuation for BankUnited versus peers.

24 Apr

4

BankUnited, Inc. (BKU) Q1 earnings beat expectations on strong net interest income and fee income, with costs and provisions declining. BKU's Q1 earnings beat with strong NII, fee income growth, and lower costs signals significant boost to profitability and investor sentiment.

3

Analysts refresh valuation targets for BankUnited (BKU), shifting the narrative around the company amid changing perceptions. Analyst valuation target updates moderately influence investor sentiment and short-term market performance for BankUnited.

23 Apr

4

BankUnited Inc. (BKU) reported strong earnings growth in Q1 2026 earnings call highlights, overcoming seasonal pressures. Strong earnings growth in Q1 2026 highlights BKU's robust financial performance and positive market trajectory.

3

BankUnited released highlights from its Q1 earnings call. Q1 earnings call highlights affect quarterly financial performance and market sentiment moderately.

3

BankUnited, Inc. (BKU) Q1 earnings missed estimates due to year-over-year rises in expenses and provisions. Q1 earnings miss from higher expenses and provisions moderately impacts financial performance and investor sentiment.

3

BankUnited's Q1 results impacted by seasonality, bolstered by deposit growth and positive credit trends, shaping optimistic outlook. Q1 seasonality offset by deposit growth and favorable credit trends moderately influences BKU's financial trajectory.

22 Apr

3

BankUnited, Inc. released Q1 2026 earnings call summary detailing financial results, performance highlights, and forward guidance. Quarterly earnings call summaries provide updates on financial performance and outlook with moderately noticeable market influence.

3

BankUnited (BKU) reported Q1 earnings, with key metrics indicating performance trends. Q1 earnings reports moderately influence financial performance and investor sentiment without fundamentally altering long-term trajectory.

3

BankUnited, Inc. (BKU) Q1 earnings and revenues missed analyst estimates. Q1 earnings and revenue misses highlight weaker-than-expected financial results, impacting short-term market sentiment and performance.

3

BankUnited (NYSE:BKU) missed Q1 CY2026 sales expectations. Missing Q1 CY2026 sales expectations highlights weaker revenue performance, moderately impacting financial results and investor sentiment.

3

BankUnited, Inc. reported net income of $62 million and diluted EPS of $0.83 for the first quarter of 2026. Quarterly earnings of $62 million net income and $0.83 diluted EPS reflect moderate financial performance influencing short-term market sentiment.

6 Apr

4

BankUnited raises dividend and accelerates buybacks, reframing its capital return strategy to boost investor appeal amid solid financials and market positioning. Dividend hikes and buybacks signal confident capital allocation, significantly enhancing shareholder value and stock sentiment.

30 Mar

3

Cantor Fitzgerald raised its price target on BankUnited (BKU) amid market volatility. Analyst price target raise signals moderate positive sentiment boost without altering core operations.

26 Mar

3

BankUnited, Inc. announces a 6% increase in its quarterly dividend. A 6% dividend hike signals financial strength and boosts investor sentiment, moderately influencing stock performance.

25 Mar

3

BankUnited (NYSE:BKU) faces off against other regional bank stocks in Q4 winners and losers rankings. Q4 performance comparison to regional peers moderately influences BKU's financial perception and investor sentiment.

13 Feb

4

BankUnited, Inc. (BKU) is highlighted as a high-growth dividend stock, showcasing its potential for significant returns. The company has demonstrated strong financial performance, with consistent revenue growth and a commitment to returning value to shareholders through dividends. Analysts suggest that BKU's strategic initiatives and market positioning could lead to further growth opportunities, making it an attractive option for investors seeking both income and capital appreciation. Strong financial performance and strategic initiatives indicate significant potential for future growth and investor interest.

9 Feb

3

Options traders are showing increased activity in BankUnited, Inc. (BKU) stock, indicating expectations of a significant price movement. The heightened trading volume in options suggests that investors are anticipating volatility, which could be driven by upcoming earnings reports or market conditions. Analysts are closely monitoring these trends as they may signal shifts in investor sentiment towards the bank's future performance. Increased options trading activity suggests potential volatility that could moderately influence market sentiment and performance.

8 Feb

3

BankUnited, Inc. (BKU) is highlighted as a volatile stock worth further research, alongside another stock, while another stock is deemed risky. The analysis suggests that investors should closely monitor these stocks due to their potential for significant price fluctuations and market reactions. Volatility in stock performance indicates a moderately noticeable influence on market sentiment and potential financial performance.

6 Feb

4

BankUnited, Inc. (BKU) is experiencing a shift in market narrative as analysts raise their price targets for the bank's stock. This change is attributed to improved financial performance and a favorable economic outlook, leading to increased investor confidence. The bank's strategic initiatives and operational efficiency are also highlighted as contributing factors to its positive trajectory. As a result, the stock is gaining attention from investors looking for growth opportunities in the banking sector. Analysts raising price targets indicates significant investor confidence and potential for improved financial performance.

4 Feb

3

BankUnited, Inc. (BKU) is highlighted as one of three volatile stocks that investors should reconsider due to recent market fluctuations and uncertainties. The article emphasizes the potential risks associated with BKU's stock performance, suggesting that volatility may impact investor sentiment and decision-making. Factors contributing to this volatility include broader economic conditions and specific challenges faced by the bank, which could affect its future growth and stability. Volatility in the stock market and specific challenges faced by BankUnited are expected to moderately influence its financial performance and investor sentiment.

28 Jan

3 transcript

BankUnited, Inc. (BKU) held its Q4 earnings call, addressing key analyst questions regarding financial performance, strategic initiatives, and market outlook. The discussion highlighted the bank's growth strategies, loan portfolio management, and responses to economic conditions. Analysts sought clarity on future earnings projections and potential challenges in the banking sector. Overall, the call provided insights into the company's operational focus and expectations for the upcoming quarters. The earnings call revealed insights that may moderately influence financial performance and market sentiment.

25 Jan

3

BankUnited, Inc. (BKU) is highlighted among three small-cap stocks that raise concerns due to potential risks in their operational strategies and market positioning. Analysts point to factors such as competitive pressures and economic uncertainties that could adversely affect the bank's performance. The article emphasizes the need for caution among investors considering these stocks, particularly in light of the current market environment. Concerns about competitive pressures and economic uncertainties may moderately influence BankUnited's financial performance and market sentiment.

23 Jan

3

Recent shifts in price targets for BankUnited, Inc. (BKU) indicate a potential reevaluation of the company's market position and future performance. Analysts are adjusting their forecasts based on various factors, including economic conditions and the bank's operational strategies. These changes could influence investor sentiment and the stock's trajectory moving forward. Price target shifts suggest a moderately noticeable influence on BankUnited's financial performance and market positioning.

3

BankUnited, Inc. (BKU) reported a strong fourth quarter, with earnings exceeding expectations due to growth in net interest income (NII) and fee revenues. However, provisions for credit losses increased, reflecting a cautious approach amid economic uncertainties. The bank's performance indicates resilience and strategic positioning in a competitive market. Growth in NII and fee revenues suggests a moderately positive influence on financial performance.

stockrow.com/BKU · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com