Park National Corporation (PRK) vs Seacoast Banking Corporation of Florida (SBCF)

Park National Corporation and Seacoast Banking Corporation of Florida are both Banks Regional companies. Park National Corporation and Seacoast Banking Corporation of Florida are of similar size ($3.3B and $3.3B). Park National Corporation trades at the lower P/E: 15.7× against 18.8×. Seacoast Banking Corporation of Florida grew revenue faster over the last twelve months: 28.9% against 17.9%. Park National Corporation has the higher net margin (25.7% vs 15.5%) and the higher return on invested capital (13.2% vs 5.28%). Both pay a dividend; Seacoast Banking Corporation of Florida yields more (2.26% vs 1.84%). Across the 18 metrics below, Park National Corporation leads on 10 and Seacoast Banking Corporation of Florida on 8.

Valuation

Metric PRK SBCF Banks Regional median
P/E 15.69 18.77 12.02
P/S 4.16 2.94 2.36
P/B 1.89 1.25 1.23
Price to free cash flow 17.61 15.64 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 6.38% 5.33% 8.21%
Free cash flow yield 5.68% 6.39% 9.23%

Profitability

Metric PRK SBCF Banks Regional median
Gross margin 84.66% 71.82% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 25.67% 15.49% 18.82%
Free cash flow margin 0.00% 0.00% 17.97%
Return on equity 13.13% 6.86% 10.28%
Return on assets 1.78% 0.90% 1.13%
Return on invested capital 13.19% 5.28% 8.45%

Growth

Metric PRK SBCF Banks Regional median
Revenue growth (TTM) 17.90% 28.87% 6.37%
EPS growth (last fiscal year) 19.21% 11.27% 18.85%
Revenue growth, 5-year CAGR 6.57% 21.83% 12.65%
Net income growth, 5-year CAGR 7.08% 12.53% 9.81%

Health

Metric PRK SBCF Banks Regional median
Debt to equity 0.00 0.42 0.17
Current ratio 0.95 0.81 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric PRK SBCF Banks Regional median
Dividend yield 1.84% 2.26% 2.49%
Payout ratio 0.29 0.43 0.29

Size

Metric PRK SBCF Banks Regional median
Market cap 3.25b 3.25b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack