Seacoast Banking Corporation of Florida

SBCF Financial Banks Regional

Seacoast Banking Corporation of Florida’s revenue for fiscal 2025 (year ended December 2025) was $935.5 million, up 15.6% from fiscal 2024.

Revenue
+29.9%
EPS
+48.1%
Free cash flow
−19.2%
Total debt
+37.7%

Quarter to September 2026, against a year earlier

33.63 0.64 −1.87%
Market cap
$3.3B
P/E
18.8×
Fwd P/E
16.4×
Dividend yield
2.26%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Seacoast Banking Corporation of Florida (SBCF) Gross margin

Alert me on Gross margin

Seacoast Banking Corporation of Florida's gross margin over the twelve months to 30 September 2026 was 71.8%, up 2.1 percentage points from fiscal 2025 (69.8%). Over the past ten years it has ranged from 63.7% (fiscal 2024) to 97.7% (fiscal 2021); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 69.8% 6.05
FY2024 63.7% (10.16)
FY2023 73.9% (22.92)
FY2022 96.8% (0.89)
FY2021 97.7% 4.65
FY2020 93.0% 6.36
FY2019 86.7% (3.08)
FY2018 89.8% (4.13)
FY2017 93.9% (1.56)
FY2016 95.4% 0.09

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 73.1% (0.42)
Jun 2026 73.5% 4.65
Mar 2026 68.8% (2.58)
Dec 2025 71.4% 1.97
43 more quarters

Against its own ten years

Low 63.7% High 97.7%
Ten-year median 93.0%
Current reading's percentile 26

Gross margin against peers

Company Gross margin
PRK Park National Corporation compare 84.7%
CBU Community Financial System, Inc. compare 82.8%
TOWN Towne Bank compare 79.3%
FHB First Hawaiian, Inc. compare 78.4%
MCHB Mechanics Bancorp compare 78.1%
FFBC First Financial Bancorp. compare 74.0%
SBCF Seacoast Banking Corporation of Florida 71.8%
SFNC Simmons First National Corporation compare 69.9%
BKU BankUnited, Inc. compare 61.8%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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