Lake Shore Bancorp, Inc. (LSBK) vs Riverview Bancorp Inc (RVSB)
Lake Shore Bancorp, Inc. and Riverview Bancorp Inc are both Banks Regional companies. Lake Shore Bancorp, Inc. is the larger, with a market value of $138.5M against $117.7M — 1.2× the size. Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; Lake Shore Bancorp, Inc. trades at 15.7×. Lake Shore Bancorp, Inc. grew revenue faster over the last twelve months: 5.63% against −11.2%. Lake Shore Bancorp, Inc. has the higher net margin (20.7% vs −5.87%) and the higher return on invested capital (8.79% vs −3.72%). Both pay a dividend; Lake Shore Bancorp, Inc. yields more (5.94% vs 4.91%). Across the 19 metrics below, Lake Shore Bancorp, Inc. leads on 14 and Riverview Bancorp Inc on 5.
Valuation
Profitability
| Metric | LSBK | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.50% | 68.00% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.74% | (5.87%) | 18.66% |
| Free cash flow margin | 25.97% | 21.18% | 21.18% |
| Return on equity | 7.06% | (2.52%) | 10.64% |
| Return on assets | 1.14% | (0.26%) | 1.13% |
| Return on invested capital | 8.79% | (3.72%) | 8.33% |
Growth
Health
Dividend
Size
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