Lake Shore Bancorp, Inc. (LSBK) vs Riverview Bancorp Inc (RVSB)
- Lake Shore Bancorp, Inc. LSBK 18.23 +0.61%
- Riverview Bancorp Inc RVSB 5.99 +0.34%
Lake Shore Bancorp, Inc. and Riverview Bancorp Inc are both Banks Regional companies. Lake Shore Bancorp, Inc. is the larger, with a market value of $142.3M against $119.1M — 1.2× the size. Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; Lake Shore Bancorp, Inc. trades at 16.1×. Lake Shore Bancorp, Inc. grew revenue faster over the last twelve months: 5.63% against −11.2%. Lake Shore Bancorp, Inc. has the higher net margin (20.7% vs −5.87%) and the higher return on invested capital (8.79% vs −3.72%). Both pay a dividend; Lake Shore Bancorp, Inc. yields more (1.97% vs 1.34%). Across the 18 metrics below, Lake Shore Bancorp, Inc. leads on 14 and Riverview Bancorp Inc on 4.
Valuation
Profitability
| Metric | LSBK | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.50% | 68.00% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.74% | (5.87%) | 18.66% |
| Free cash flow margin | 25.97% | 21.18% | 21.11% |
| Return on equity | 7.06% | (2.52%) | 10.65% |
| Return on assets | 1.14% | (0.26%) | 1.13% |
| Return on invested capital | 8.79% | (3.72%) | 8.35% |
Growth
Health
Dividend
Size
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