Peoples Financial Services Corp. (PFIS) vs Red River Bancshares, Inc. (RRBI)
Peoples Financial Services Corp. and Red River Bancshares, Inc. are both Banks Regional companies. Peoples Financial Services Corp. and Red River Bancshares, Inc. are of similar size ($693.7M and $659.1M). Peoples Financial Services Corp. trades at the lower P/E: 12.3× against 14.5×. Red River Bancshares, Inc. grew revenue faster over the last twelve months: 7.09% against 0.46%. Red River Bancshares, Inc. has the higher net margin (26.3% vs 19.8%) and the higher return on invested capital (18.9% vs 8.38%). Both pay a dividend; Peoples Financial Services Corp. yields more (5.64% vs 0.67%). Across the 20 metrics below, Peoples Financial Services Corp. leads on 10 and Red River Bancshares, Inc. on 10.
Valuation
Profitability
| Metric | PFIS | RRBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 68.05% | 75.26% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.78% | 26.25% | 18.66% |
| Free cash flow margin | 17.28% | 29.67% | 21.18% |
| Return on equity | 11.02% | 12.77% | 10.64% |
| Return on assets | 1.08% | 1.42% | 1.13% |
| Return on invested capital | 8.38% | 18.89% | 8.33% |
Growth
Health
Dividend
Size
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