Primerica, Inc.

PRI Financial Insurance Life

Primerica, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 6.56% from fiscal 2024.

Revenue
+7.36%
EPS
+6.45%
Free cash flow
+45.7%
Total debt
−12.1%

Quarter to September 2026, against a year earlier

287.41 2.87 +1.01%
Market cap
$8.9B
P/E
11.3×
Fwd P/E
11.1×
Dividend yield
1.61%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Primerica, Inc. (PRI) Return on invested capital

Alert me on Return on invested capital

Primerica, Inc.'s return on invested capital over the twelve months to 30 September 2026 was 17.5%, down 0.1 percentage points from fiscal 2025 (17.6%). Over the past ten years it has ranged from 10.1% (fiscal 2019) to 17.6% (fiscal 2025) — the current reading is the highest in ten years. That is above the Insurance Life industry median of 7.11% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 17.6% 0.68
FY2024 16.9% 2.95
FY2023 14.0% 1.42
FY2022 12.6% 1.61
FY2021 10.9% 0.41
FY2020 10.5% 0.43
FY2019 10.1% (0.13)
FY2018 10.2% (0.32)
FY2017 10.6% (0.64)
FY2016 11.2% 0.68

Against its own ten years

Low 10.1% High 17.6%
Ten-year median 10.9%
Current reading's percentile 100

Return on invested capital against peers

Company Return on invested capital
PRI Primerica, Inc. 17.5%
FG F&G Annuities & Life, Inc. compare 8.88%
CNO CNO Financial Group, Inc. compare 8.79%
JXN Jackson Financial Inc. compare 5.59%
GNW Genworth Financial, Inc. compare 2.38%
UNM Unum Group compare 1.32%
GL Globe Life Inc. compare 0.00%
BHF Brighthouse Financial, Inc. compare 0.00%
LNC Lincoln National Corporation compare 0.00%
Insurance Life industry median 7.11%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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