Primerica, Inc.

PRI Financial Insurance Life

Primerica, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 6.56% from fiscal 2024.

Revenue
+7.36%
EPS
+6.45%
Free cash flow
+45.7%
Total debt
−12.1%

Quarter to September 2026, against a year earlier

287.41 2.87 +1.01%
Market cap
$8.9B
P/E
11.3×
Fwd P/E
11.1×
Dividend yield
1.61%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Primerica, Inc. (PRI) Operating margin

Alert me on Operating margin

Primerica, Inc.'s operating margin over the twelve months to 30 September 2026 was 0.00%, down 30.3 percentage points from fiscal 2025 (30.3%). Over the past ten years it has ranged from 23.1% (fiscal 2015) to 31.2% (fiscal 2024); the current reading is higher than 91% of that period. That is below the Insurance Life industry median of 8.83% and in line with the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 30.3% (0.89)
FY2024 31.2% 2.17
FY2023 29.1% 0.98
FY2022 28.1% 3.19
FY2021 24.9% 0.73
FY2020 24.2% (0.50)
FY2019 24.7% 1.23
FY2018 23.4% (0.74)
FY2017 24.2% 0.05
FY2016 24.1% 1.00

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 0.00% (30.52)
Jun 2026 30.5% 1.27
Mar 2026 29.3% (0.39)
Dec 2025 29.6% (3.42)
43 more quarters

Against its own ten years

Low 23.1% High 31.2%
Ten-year median 24.7%
Current reading's percentile 91

Operating margin against peers

Company Operating margin
GL Globe Life Inc. compare 25.5%
CNO CNO Financial Group, Inc. compare 16.8%
JXN Jackson Financial Inc. compare 15.5%
BHF Brighthouse Financial, Inc. compare 14.0%
FG F&G Annuities & Life, Inc. compare 11.3%
GNW Genworth Financial, Inc. compare 4.67%
UNM Unum Group compare 4.11%
PRI Primerica, Inc. 0.00%
LNC Lincoln National Corporation compare 0.00%
Insurance Life industry median 8.83%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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