Unum Group

UNM Financial Insurance Life

Unum Group’s revenue for fiscal 2025 (year ended December 2025) was $13.1 billion, up 1.46% from fiscal 2024.

Revenue
−24.6%
EPS
−1,250.5%
Free cash flow
+231.5%
Total debt
+0.53%

Quarter to September 2026, against a year earlier

73.85 0.94 −1.26%
Market cap
$11.7B
P/E
52.2×
Fwd P/E
12.9×
Dividend yield
2.61%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Unum Group (UNM) Return on invested capital

Alert me on Return on invested capital

Unum Group's return on invested capital over the twelve months to 30 September 2026 was 1.32%, down 2.6 percentage points from fiscal 2025 (3.96%). Over the past ten years it has ranged from 3.41% (fiscal 2018) to 9.68% (fiscal 2024); the current reading is higher than 18% of that period. That is below the Insurance Life industry median of 7.11% and below the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 3.96% (5.72)
FY2024 9.68% 1.76
FY2023 7.92% (1.16)
FY2022 9.08% 3.75
FY2021 5.33% 1.03
FY2020 4.30% (2.24)
FY2019 6.54% 3.13
FY2018 3.41% (3.65)
FY2017 7.06% (0.04)
FY2016 7.10% 0.28

Against its own ten years

Low 3.41% High 9.68%
Ten-year median 6.82%
Current reading's percentile 18

Return on invested capital against peers

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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