Unum Group

UNM Financial Insurance Life

Unum Group’s revenue for fiscal 2025 (year ended December 2025) was $13.1 billion, up 1.46% from fiscal 2024.

Revenue
−24.6%
EPS
−1,250.5%
Free cash flow
+231.5%
Total debt
+0.53%

Quarter to September 2026, against a year earlier

74.43 0.48 +0.65%
Market cap
$11.7B
P/E
52.2×
Fwd P/E
12.9×
Dividend yield
2.61%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Unum Group (UNM) Operating margin

Alert me on Operating margin

Unum Group's operating margin over the twelve months to 30 September 2026 was 4.11%, down 4.6 percentage points from fiscal 2025 (8.74%). Over the past ten years it has ranged from 6.86% (fiscal 2018) to 19.0% (fiscal 2024); the current reading is higher than 18% of that period. That is below the Insurance Life industry median of 8.83% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 8.74% (10.29)
FY2024 19.0% 4.22
FY2023 14.8% (1.37)
FY2022 16.2% 4.14
FY2021 12.0% 3.29
FY2020 8.75% (4.25)
FY2019 13.0% 6.14
FY2018 6.86% (7.00)
FY2017 13.9% 0.16
FY2016 13.7% 0.74

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 −19.5% (30.81)
Jun 2026 11.4% 0.76
Mar 2026 10.6% 2.25
Dec 2025 8.35% 5.19
43 more quarters

Against its own ten years

Low 6.86% High 19.0%
Ten-year median 13.0%
Current reading's percentile 2

Operating margin against peers

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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