Pricing Log in Create free account
Saturday 17 October 2026 Export PLMR’s income statement to Excel — free account

Palomar Holdings, Inc.

PLMR Financial Insurance Property & Casualty

Palomar Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $876.0 million, up 58.2% from fiscal 2024. In the quarter to June 2026, revenue grew 54.7%, EPS grew 14.9% and free cash flow grew 38.2%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

139.59 1.98 +1.44%
Market cap
$3.6B
P/E
18.2×
Fwd P/E
13.7×
Dividend yield
0.32%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.00
Total sells 21.37
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — 1 —
Sell 4 2 14 4 1 4 4 2 5 4 1 —
Insider Ownership 2.76%

Capital & Financial Ratios $m

Market Cap 3,620.00
Revenue 1,091.38
Net Income 197.07
Free Cash Flow 408.28
Net Debt 233.07
Current Ratio 0.50
Debt/Equity 0.30
P/E ratio 18.20
Fwd P/E 13.70
P/S ratio 3.37
P/B ratio 3.75
Past 5Y EPS Growth 97.27% (at or above 15%: strong)
This Y EPS Growth 28.07% (at or above 15%: strong)
Next Y EPS Growth 11.48%
Next Y revenue growth 35.62% (at or above 10%: strong)
Next 5Y EPS Growth 15.83% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 14.16%
10-year low 10-year high
P/S against its own 10 years 5.99%
10-year low 10-year high
P/B against its own 10 years 36.21%
10-year low 10-year high

Dividends

Payout Ratio 0.06
Annual Dividend Rate 0.45
Annual Dividend Yield 0.32%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.90
0.45
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 52 81 107 63
Receivables 539 701 922 1,242
Inventory — — — —
Other — — — —
591 781 1,029 1,305
2023 2024 2025 Q'26
Payables 1,163 1,505 2,063 2,626
ST’ Debt 53 — — —
Other — — — —
1,216 1,505 2,063 2,626

Compound Annual Growth %

10y 5y 3y
Sales — 39.06% 38.87%
Cash Flow — 48.06% 34.12%
Earnings — 99.37% 55.74%
Book Value — 20.98% 34.81%

Revenue $m

Mar Jun Sep Dec Year
’26 279 314 — — —
’25 175 203 245 253 876
’24 119 131 149 156 554
’23 89 90 91 105 376
’22 78 80 81 89 327
’21 49 58 68 73 248
’20 38 43 45 42 168
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 47 167 — — —
’25 87 121 84 117 409
’24 33 55 100 73 261
’23 17 6 71 22 116
’22 49 34 12 75 170
’21 (13) 6 44 51 88
’20 22 3 20 13 57
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 45 165 — — —
’25 86 119 82 116 403
’24 32 54 99 71 255
’23 16 4 69 21 109
’22 48 32 10 74 164
’21 (13) 4 43 50 83
’20 22 3 20 9 53
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.57 1.94 — — —
’25 1.57 1.68 1.87 2.06 7.17
’24 1.04 1.00 1.15 1.29 4.48
’23 0.68 0.69 0.73 1.02 3.13
’22 0.56 0.57 0.17 0.73 2.02
’21 0.63 0.47 0.01 0.64 1.76
’20 0.48 0.48 (0.62) (0.07) 0.24
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.4
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — 18.06 39.21 60.10 43.64 45.29 54.50 98.42

Analyst estimates 2026–2028

Powerpack
High — — — 56.75 121.87 115.40 95.20 64.41 112.90 175.85
People
People Employees — — 63 77 77 151 191 213 253 439
Revenue/emp, $m 0.00 0.00 1.16 1.47 2.19 1.64 1.71 1.76 2.19 2.00
Income, $m
Income, $m Revenue 43 59 73 113 168 248 327 376 554 876
Gross margin, % 0.00 11.22 28.12 16.90 3.69 23.08 20.92 28.57 27.50 28.97
EBT 6 5 18 18 6 57 68 104 151 253
EBT margin, % 14.70 8.29 24.96 15.96 3.69 23.06 20.65 27.57 27.30 28.93
Net income 7 4 18 11 6 46 52 79 118 197
Depreciation — 1 1 2 3 6 6 4 4 9
Per share, $
Per share, $ Revenue 1.82 3.50 4.29 5.27 6.77 9.73 12.96 15.14 21.70 32.88
Earnings 0.28 0.22 1.07 0.49 0.25 1.80 2.07 3.19 4.61 7.40
Cash flow 0.67 1.19 1.34 2.07 2.31 3.45 6.72 4.68 10.23 15.36
Capex 0.00 0.00 (0.02) (0.14) (0.16) (0.19) (0.24) (0.27) (0.24) (0.22)
Free cash flow 0.67 1.19 1.32 1.93 2.15 3.26 6.48 4.41 10.00 15.14
Book value 0.00 0.00 5.66 10.16 14.62 15.48 15.24 18.99 28.57 35.39
Shares, m 23 17 17 22 25 25 25 25 26 27
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 219.52 306.34 36.18 22.76 17.71 23.00 18.21
P/S 4.21 4.21 4.21 9.58 13.12 6.66 3.62 3.74 4.87 4.10
P/B 3.17 3.17 3.17 4.97 6.08 4.18 3.08 2.98 3.70 3.81
EV/Sales 4.31 4.31 4.31 9.46 13.03 6.46 3.64 3.88 4.89 4.09
EV/FCF 19.77 19.77 19.77 25.76 41.09 20.27 7.27 13.36 10.62 8.88
Cash, $m
Cash, $m Operating cash flow 16 20 23 45 57 88 170 116 261 409
Capex (1) 0 0 (3) (4) (5) (6) (7) (6) (6)
Free cash flow 16 20 22 42 53 83 164 109 255 403
Balance, $m
Balance, $m Working capital — — (72) (85) (168) (221) (486) (625) (724) (1,035)
Total debt — 17 19 — — 1 36 53 — —
Net debt — 17 9 (33) (34) (50) (32) 1 (81) (107)
Shareholders’ equity — — 96 219 364 394 385 471 729 943
Returns, %
Returns, % ROA 0.00 2.05 15.76 3.39 1.11 5.54 4.67 5.25 5.92 7.42
ROIC — 18.03 10.80 6.10 1.18 10.39 11.96 13.72 14.57 18.95
ROE 0.00 4.33 20.86 6.75 2.15 12.10 13.40 18.50 19.59 23.58
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Palomar Holdings, Inc. vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RLI RLI Corp. $5.5B 12.8× 19.5× +15.15% (above 0%: growing) +35.82% (above 0%: growing) −17.87% (below 0%: shrinking) 43.61% 36.86% Compare
HGTY Hagerty, Inc. $5.3B 95.6× — (loss-making) −6.46% (below 0%: shrinking) n/m +238.74% (above 0%: growing) 100.00% 18.38% Compare
SIGI Selective Insurance Group, Inc. $5.2B 11.1× 11.4× +4.54% (above 0%: growing) +55.15% (above 0%: growing) +34.56% (above 0%: growing) 41.15% 12.69% Compare
WTM White Mountains Insurance Group, Ltd. $5.1B 4.9× 5.1× +22.55% (above 0%: growing) +68.75% (above 0%: growing) −131.27% (below 0%: shrinking) 54.44% 32.51% Compare
PLMR Palomar Holdings, Inc. $3.6B 18.2× 13.7× +54.65% (above 0%: growing) +14.94% (above 0%: growing) +38.21% (above 0%: growing) 23.77% 23.77%
LMND Lemonade, Inc. $3.6B — (loss-making) — (loss-making) +79.40% (above 0%: growing) n/m −335.29% (below 0%: shrinking) 47.69% (14.20%) Compare
SLDE Slide Insurance Holdings, Inc. $3.1B 5.9× 4.8× +47.86% (above 0%: growing) +11.43% (above 0%: growing) +18.76% (above 0%: growing) 60.96% 46.37% Compare
SKWD Skyward Specialty Insurance Group, Inc. $2.7B 13.8× 10.3× +53.03% (above 0%: growing) +14.58% (above 0%: growing) −23.60% (below 0%: shrinking) 43.47% 14.78% Compare
HCI HCI Group, Inc. $2.4B 8.3× 8.6× +11.15% (above 0%: growing) +3.77% (above 0%: growing) −13.60% (below 0%: shrinking) 58.07% 45.43% Compare
Median of peers $4.3B 11.1× 9.4× +18.85% +25.20% −15.73% 51.07% 25.45%

All 45 Insurance Property & Casualty stocks →

Palomar Holdings, Inc. (PLMR) key facts

  • Strength: Palomar Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $876.0 million, up 58.2% from fiscal 2024.
  • Strength: Net income was $197.1 million, or $7.40 per share (basic), a net margin of 22.5%.
  • Palomar Holdings, Inc. (PLMR) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, PLMR traded at $139.59, a market capitalization of $3.6 billion.
  • At that price the stock trades at 18.2× trailing-twelve-month earnings and 3.4× sales; its P/E is higher than 14% of its own readings over the past ten years.
  • Palomar Holdings, Inc. pays an annual dividend of $0.45 per share, a yield of 0.32%, with a payout ratio of 6.05%.
  • Return on equity was 23.6% and debt-to-equity 0.30.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Palomar Holdings, Inc. (PLMR) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/PLMR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com