Pricing Log in Create free account

HCI Group, Inc. (HCI) vs Palomar Holdings, Inc. (PLMR)

HCI Group, Inc. and Palomar Holdings, Inc. are both Insurance Property & Casualty companies. Palomar Holdings, Inc. is the larger, with a market value of $3.6B against $2.4B — 1.5× the size. HCI Group, Inc. trades at the lower P/E: 8.3× against 18.2×. Palomar Holdings, Inc. grew revenue faster over the last twelve months: 60.0% against 22.8%. HCI Group, Inc. has the higher net margin (31.3% vs 18.6%) and the higher return on invested capital (79.2% vs 13.5%). Both pay a dividend; HCI Group, Inc. yields more (0.81% vs 0.32%). Across the 21 metrics below, HCI Group, Inc. leads on 18 and Palomar Holdings, Inc. on 3.

Valuation

Metric HCI PLMR Insurance Property & Casualty median
P/E 8.27 18.20 10.75
P/S 2.55 3.37 1.21
P/B 2.07 3.75 1.99
Price to free cash flow 5.96 9.01 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 12.09% 5.49% 9.08%
Free cash flow yield 16.78% 11.10% 12.11%

Profitability

Metric HCI PLMR Insurance Property & Casualty median
Gross margin 59.73% 24.87% 41.16%
Operating margin 48.84% 24.87% 15.09%
Net margin 31.32% 18.61% 11.51%
Free cash flow margin 42.99% 37.41% 17.46%
Return on equity 30.46% 22.23% 17.34%
Return on assets 11.92% 5.98% 3.74%
Return on invested capital 79.17% 13.54% 12.06%

Growth

Metric HCI PLMR Insurance Property & Casualty median
Revenue growth (TTM) 22.77% 59.98% 8.02%
EPS growth (last fiscal year) 155.57% 60.04% 39.61%
Revenue growth, 5-year CAGR 23.75% 39.06% 9.23%
Net income growth, 5-year CAGR 61.50% 99.37% 10.09%

Health

Metric HCI PLMR Insurance Property & Casualty median
Debt to equity 0.06 0.30 0.25
Current ratio 0.69 0.50 0.42
Net debt to EBITDA (2.56) (0.41) 0.08

Dividend

Metric HCI PLMR Insurance Property & Casualty median
Dividend yield 0.81% 0.32% 1.50%
Payout ratio 0.07 0.06 0.14

Size

Metric HCI PLMR Insurance Property & Casualty median
Market cap 2.44b 3.62b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack