HCI Group, Inc. (HCI) vs Palomar Holdings, Inc. (PLMR)
HCI Group, Inc. and Palomar Holdings, Inc. are both Insurance Property & Casualty companies. Palomar Holdings, Inc. is the larger, with a market value of $3.3B against $2.2B — 1.5× the size. HCI Group, Inc. trades at the lower P/E: 7.3× against 16.2×. Palomar Holdings, Inc. grew revenue faster over the last twelve months: 60.0% against 22.8%. HCI Group, Inc. has the higher net margin (31.3% vs 18.6%) and the higher return on invested capital (79.2% vs 13.5%). Across the 22 metrics below, HCI Group, Inc. leads on 19 and Palomar Holdings, Inc. on 3.
Valuation
Profitability
| Metric | HCI | PLMR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 59.73% | 24.87% | 41.16% |
| Operating margin | 48.84% | 24.87% | 15.09% |
| Net margin | 31.32% | 18.61% | 11.51% |
| Free cash flow margin | 42.99% | 37.41% | 17.59% |
| Return on equity | 30.46% | 22.23% | 18.19% |
| Return on assets | 11.92% | 5.98% | 3.74% |
| Return on invested capital | 79.17% | 13.54% | 12.06% |
Growth
Health
Dividend
Size
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