Lemonade, Inc. (LMND) vs Palomar Holdings, Inc. (PLMR)
- Lemonade, Inc. LMND 45.65 +10.43%
- Palomar Holdings, Inc. PLMR 143.12 +0.64%
Lemonade, Inc. and Palomar Holdings, Inc. are both Insurance Property & Casualty companies. Palomar Holdings, Inc. is the larger, with a market value of $3.7B against $3.2B — 1.2× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; Palomar Holdings, Inc. trades at 18.5×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 60.0%. Palomar Holdings, Inc. has the higher net margin (18.6% vs −14.2%) and the higher return on invested capital (13.5% vs −25.6%). Across the 19 metrics below, Palomar Holdings, Inc. leads on 14 and Lemonade, Inc. on 5.
Valuation
Profitability
| Metric | LMND | PLMR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 24.87% | 41.66% |
| Operating margin | (13.67%) | 24.87% | 14.71% |
| Net margin | (14.19%) | 18.61% | 10.84% |
| Free cash flow margin | 0.83% | 37.41% | 17.46% |
| Return on equity | (26.96%) | 22.23% | 16.87% |
| Return on assets | (7.01%) | 5.98% | 3.57% |
| Return on invested capital | (25.59%) | 13.54% | 12.03% |
Growth
Health
Dividend
Size
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