Pagaya Technologies Ltd.
PGYTechnology Software Infrastructure
Pagaya Technologies Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 26.1% from fiscal 2024.
- Revenue
- +11.5%
- EPS
- +96.9%
- Free cash flow
- −28.3%
- Total debt
- +31.1%
Quarter to September 2026, against a year earlier
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Pagaya Technologies Ltd. (PGY) Return on invested capital
Pagaya Technologies Ltd.'s return on invested capital over the twelve months to 30 September 2026 was 329.1%, down 274.4 percentage points from fiscal 2025 (603.4%). Over the past ten years it has ranged from −41.8% (fiscal 2021) to 603.4% (fiscal 2025) — the current reading is the highest in ten years. That is above the Software Infrastructure industry median of 0.00% and above the Technology sector median of 0.00%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 603.4% | 572.50 |
| FY2024 | 30.9% | 32.78 |
| FY2023 | −1.86% | 24.93 |
| FY2022 | −26.8% | 15.05 |
| FY2021 | −41.8% | (51.79) |
| FY2020 | 9.95% | — |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| PGY Pagaya Technologies Ltd. | 329.1% |
| ATEN A10 Networks, Inc. compare | 37.5% |
| STNE StoneCo Ltd. compare | 27.2% |
| PRGS Progress Software Corporation compare | 6.69% |
| NYAX Nayax Ltd. compare | 6.41% |
| RDWR Radware Ltd. compare | 3.82% |
| BAND Bandwidth Inc. compare | −1.37% |
| INFQ Infleqtion, Inc. compare | −26.0% |
| NN NextNav Inc. compare | −44.7% |
| Software Infrastructure industry median | 0.00% |
| Technology sector median | 0.00% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)