Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.

Revenue
+4.27%
EPS
−3.56%
Free cash flow
−40.5%
Total debt
+7.71%

Quarter to September 2026, against a year earlier

23.02 0.50 −2.13%
Market cap
$3.0B
P/E
9.7×
Fwd P/E
9.5×
Dividend yield
4.17%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Provident Financial Services, Inc (PFS) Return on invested capital

Alert me on Return on invested capital

Provident Financial Services, Inc's return on invested capital over the twelve months to 30 September 2026 was 4.82%, down 0.1 percentage points from fiscal 2025 (4.92%). Over the past ten years it has ranged from 2.66% (fiscal 2024) to 8.57% (fiscal 2021); the current reading is higher than 82% of that period. That is below the Banks Regional industry median of 8.45% and in line with the Financial sector median of 4.70%.

Return on invested capital, annual

Embed this chart

Annual newest first

Period Return on invested capital Change (points)
FY2025 4.92% 2.26
FY2024 2.66% (0.59)
FY2023 3.25% (2.21)
FY2022 5.46% (3.11)
FY2021 8.57% 5.14
FY2020 3.43% (0.43)
FY2019 3.86% 0.51
FY2018 3.35% 0.30
FY2017 3.05% 0.21
FY2016 2.84% 0.18

Against its own ten years

Low 2.66% High 8.57%
Ten-year median 3.35%
Current reading's percentile 82

Return on invested capital against peers

Company Return on invested capital
CUBI Customers Bancorp, Inc compare 26.9%
FHB First Hawaiian, Inc. compare 14.0%
PRK Park National Corporation compare 13.2%
NBTB NBT Bancorp Inc. compare 9.91%
SBCF Seacoast Banking Corporation of Florida compare 5.28%
BKU BankUnited, Inc. compare 5.25%
PFS Provident Financial Services, Inc 4.82%
CLBK Columbia Financial compare 3.82%
BANC Banc of California, Inc. compare −1.13%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

More on PFS