Columbia Financial

CLBK Financial Banks Regional

Columbia Financial’s revenue for fiscal 2025 (year ended December 2025) was $508.0 million, up 12.1% from fiscal 2024.

Revenue
+5.07%
EPS
+16.0%
Free cash flow
+34.3%
Total debt
−4.25%

Quarter to June 2026, against a year earlier

10.99 0.17 −1.52%
Market cap
$3.0B
P/E
32.8×
Fwd P/E
20.1×
Dividend yield
0.45%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Columbia Financial (CLBK) Return on invested capital

Alert me on Return on invested capital

Columbia Financial's return on invested capital over the twelve months to 30 June 2026 was 3.82%, up 1.7 percentage points from fiscal 2025 (2.13%). Over the past ten years it has ranged from −2.98% (fiscal 2016) to 5.73% (fiscal 2021); the current reading is higher than 69% of that period. That is below the Banks Regional industry median of 8.45% and below the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 2.13% 2.61
FY2024 −0.48% (1.84)
FY2023 1.36% (2.38)
FY2022 3.74% (1.99)
FY2021 5.73% 2.21
FY2020 3.52% 1.53
FY2019 1.99% 1.00
FY2018 0.99% (1.21)
FY2017 2.20% 2.20
FY2017 0.00% 2.98

Against its own ten years

Low −2.98% High 5.73%
Ten-year median 1.36%
Current reading's percentile 69

Return on invested capital against peers

Company Return on invested capital
CUBI Customers Bancorp, Inc compare 26.9%
FHB First Hawaiian, Inc. compare 14.0%
PRK Park National Corporation compare 13.2%
NBTB NBT Bancorp Inc. compare 9.91%
BOH Bank of Hawaii Corporation compare 8.88%
BKU BankUnited, Inc. compare 5.25%
PFS Provident Financial Services, Inc compare 4.82%
CLBK Columbia Financial 3.82%
BANC Banc of California, Inc. compare −1.13%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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