Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.

Revenue
+4.27%
EPS
−3.56%
Free cash flow
−40.5%
Total debt
+7.71%

Quarter to September 2026, against a year earlier

23.02 0.50 −2.13%
Market cap
$3.0B
P/E
9.7×
Fwd P/E
9.5×
Dividend yield
4.17%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Provident Financial Services, Inc (PFS) Current ratio

Alert me on Current ratio

Provident Financial Services, Inc's current ratio at the end of the quarter to 30 September 2026 was 1.0×, up 0.0× from fiscal 2025 (1.0×). Over the past ten years it has ranged from 0.9× (fiscal 2021) to 1.1× (fiscal 2017); the current reading is higher than 36% of that period. That is above the Banks Regional industry median of 0.9× and above the Financial sector median of 1.0×.

Current ratio, annual

Embed this chart

Annual newest first

Period Current ratio Change
FY2025 1.0× 0.26%
FY2024 1.0× (4.97%)
FY2023 1.1× 8.61%
FY2022 1.0× 7.84%
FY2021 0.9× (12.81%)
FY2020 1.0× (0.76%)
FY2019 1.1× (2.22%)
FY2018 1.1× (3.24%)
FY2017 1.1× 2.73%
FY2016 1.1× (2.64%)

Quarterly newest first

Period Current ratio Change
Sep 2026 1.0× (0.53%)
Jun 2026 1.0× (0.33%)
Mar 2026 1.0× 1.74%
Dec 2025 1.0× (0.28%)
43 more quarters

Against its own ten years

Low 0.9× High 1.1×
Ten-year median 1.1×
Current reading's percentile 36

Current ratio against peers

Company Current ratio
PFS Provident Financial Services, Inc 1.0×
CLBK Columbia Financial compare 1.0×
CUBI Customers Bancorp, Inc compare 1.0×
PRK Park National Corporation compare 0.9×
BANC Banc of California, Inc. compare 0.9×
NBTB NBT Bancorp Inc. compare 0.9×
BKU BankUnited, Inc. compare 0.8×
SBCF Seacoast Banking Corporation of Florida compare 0.8×
FHB First Hawaiian, Inc. compare 0.8×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

More on PFS