Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.

Revenue
+4.27%
EPS
−3.56%
Free cash flow
−40.5%
Total debt
+7.71%

Quarter to September 2026, against a year earlier

23.02 0.50 −2.13%
Market cap
$3.0B
P/E
9.7×
Fwd P/E
9.5×
Dividend yield
4.17%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Provident Financial Services, Inc (PFS) Return on assets

Alert me on Return on assets

Provident Financial Services, Inc's return on assets over the twelve months to 30 September 2026 was 1.22%, up 0.0 percentage points from fiscal 2025 (1.19%). Over the past ten years it has ranged from 0.60% (fiscal 2024) to 1.27% (fiscal 2022); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 1.19% 0.59
FY2024 0.60% (0.32)
FY2023 0.92% (0.35)
FY2022 1.27% 0.01
FY2021 1.26% 0.41
FY2020 0.85% (0.30)
FY2019 1.15% (0.06)
FY2018 1.21% 0.24
FY2017 0.97% 0.02
FY2016 0.95% (0.01)

Against its own ten years

Low 0.60% High 1.27%
Ten-year median 0.97%
Current reading's percentile 73

Return on assets against peers

Company Return on assets
PRK Park National Corporation compare 1.78%
NBTB NBT Bancorp Inc. compare 1.34%
PFS Provident Financial Services, Inc 1.22%
FHB First Hawaiian, Inc. compare 1.15%
CUBI Customers Bancorp, Inc compare 1.12%
SBCF Seacoast Banking Corporation of Florida compare 0.90%
BKU BankUnited, Inc. compare 0.77%
CLBK Columbia Financial compare 0.51%
BANC Banc of California, Inc. compare −0.14%
Banks Regional industry median 1.13%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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