Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.

Revenue
+4.27%
EPS
−3.56%
Free cash flow
−40.5%
Total debt
+7.71%

Quarter to September 2026, against a year earlier

23.02 0.50 −2.13%
Market cap
$3.0B
P/E
9.7×
Fwd P/E
9.5×
Dividend yield
4.17%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Provident Financial Services, Inc (PFS) Net margin

Alert me on Net margin

Provident Financial Services, Inc's net margin over the twelve months to 30 September 2026 was 21.7%, up 0.7 percentage points from fiscal 2025 (21.1%). Over the past ten years it has ranged from 10.1% (fiscal 2024) to 34.3% (fiscal 2021); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 21.1% 10.93
FY2024 10.1% (8.33)
FY2023 18.5% (13.25)
FY2022 31.7% (2.62)
FY2021 34.3% 12.08
FY2020 22.3% (3.63)
FY2019 25.9% (2.41)
FY2018 28.3% 3.54
FY2017 24.8% 0.20
FY2016 24.6% 0.42

Quarterly newest first

Period Net margin Change (points)
Sep 2026 18.8% (3.04)
Jun 2026 21.8% (1.13)
Mar 2026 22.9% (0.70)
Dec 2025 23.6% 3.34
43 more quarters

Against its own ten years

Low 10.1% High 34.3%
Ten-year median 24.6%
Current reading's percentile 28

Net margin against peers

Company Net margin
PRK Park National Corporation compare 25.7%
FHB First Hawaiian, Inc. compare 23.7%
NBTB NBT Bancorp Inc. compare 22.9%
PFS Provident Financial Services, Inc 21.7%
CUBI Customers Bancorp, Inc compare 18.8%
SBCF Seacoast Banking Corporation of Florida compare 15.5%
BKU BankUnited, Inc. compare 14.8%
CLBK Columbia Financial compare 11.2%
BANC Banc of California, Inc. compare −3.13%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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