stockrowProvident Financial Services, Inc
Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.
- Revenue
- +4.27%
- EPS
- −3.56%
- Free cash flow
- −40.5%
- Total debt
- +7.71%
Quarter to September 2026, against a year earlier
Follow PFS
Alert me
Provident Financial Services, Inc (PFS) Gross margin
Provident Financial Services, Inc's gross margin over the twelve months to 30 September 2026 was 64.8%, up 1.8 percentage points from fiscal 2025 (63.0%). Over the past ten years it has ranged from 60.9% (fiscal 2024) to 92.6% (fiscal 2021); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
Embed this chart
Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 63.0% | 2.02 |
| FY2024 | 60.9% | (7.97) |
| FY2023 | 68.9% | (22.32) |
| FY2022 | 91.2% | (1.36) |
| FY2021 | 92.6% | 4.22 |
| FY2020 | 88.4% | 5.25 |
| FY2019 | 83.1% | (2.76) |
| FY2018 | 85.9% | (2.10) |
| FY2017 | 88.0% | 0.20 |
| FY2016 | 87.8% | (0.15) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 64.7% | (0.76) |
| Jun 2026 | 65.4% | 0.45 |
| Mar 2026 | 65.0% | 1.07 |
| Dec 2025 | 63.9% | 1.23 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| PRK Park National Corporation compare | 84.7% |
| NBTB NBT Bancorp Inc. compare | 78.9% |
| FHB First Hawaiian, Inc. compare | 78.4% |
| SBCF Seacoast Banking Corporation of Florida compare | 71.8% |
| PFS Provident Financial Services, Inc | 64.8% |
| BKU BankUnited, Inc. compare | 61.8% |
| CUBI Customers Bancorp, Inc compare | 60.4% |
| BANC Banc of California, Inc. compare | 57.9% |
| CLBK Columbia Financial compare | 53.3% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on PFS
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement