Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024.

Revenue
+4.27%
EPS
−3.56%
Free cash flow
−40.5%
Total debt
+7.71%

Quarter to September 2026, against a year earlier

23.02 0.50 −2.13%
Market cap
$3.0B
P/E
9.7×
Fwd P/E
9.5×
Dividend yield
4.17%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Provident Financial Services, Inc (PFS) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Provident Financial Services, Inc (PFS) trades at a price to free cash flow of 8.5×. Over the past ten years it has ranged from 3.8× (November 2025) to 20.9× (May 2021); the current reading is higher than 30% of that period. That is below the Banks Regional industry median of 10.6× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 5.9× 22.21%
FY2024 4.9× (40.44%)
FY2023 8.2× (2.75%)
FY2022 8.4× (35.09%)
FY2021 12.9× (5.23%)
FY2020 13.7× 13.29%
FY2019 12.1× 17.43%
FY2018 10.3× (20.53%)
FY2017 12.9× (13.02%)
FY2016 14.9× 27.67%

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 8.2× (6.26%)
Jun 2026 8.7× 34.91%
Mar 2026 6.5× 8.70%
Dec 2025 5.9× 44.18%
43 more quarters

Against its own ten years

Low 3.8× High 20.9×
Ten-year median 10.9×
Current reading's percentile 30

Price to free cash flow against peers

Company Price to free cash flow
BKU BankUnited, Inc. compare 5.6×
CUBI Customers Bancorp, Inc compare 7.8×
BANC Banc of California, Inc. compare 7.8×
FHB First Hawaiian, Inc. compare 8.4×
PFS Provident Financial Services, Inc 8.5×
NBTB NBT Bancorp Inc. compare 11.2×
SBCF Seacoast Banking Corporation of Florida compare 15.6×
CLBK Columbia Financial compare 16.2×
PRK Park National Corporation compare 17.6×
Banks Regional industry median 10.6×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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