Customers Bancorp, Inc

CUBI Financial Banks Regional

Customers Bancorp, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 2.82% from fiscal 2024.

Revenue
+2.67%
EPS
+2.19%
Free cash flow
−34.6%
Total debt
+67.5%

Quarter to September 2026, against a year earlier

84.61 2.56 −2.94%
Market cap
$2.8B
P/E
9.9×
Fwd P/E
9.9×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Customers Bancorp, Inc (CUBI) Gross margin

Alert me on Gross margin

Customers Bancorp, Inc's gross margin over the twelve months to 30 September 2026 was 60.4%, up 3.1 percentage points from fiscal 2025 (57.3%). Over the past ten years it has ranged from 51.5% (fiscal 2024) to 88.8% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

Embed this chart

Annual newest first

Period Gross margin Change (points)
FY2025 57.3% 5.84
FY2024 51.5% (1.23)
FY2023 52.7% (18.77)
FY2022 71.5% (17.35)
FY2021 88.8% 11.84
FY2020 77.0% 14.36
FY2019 62.6% (3.80)
FY2018 66.4% (10.21)
FY2017 76.7% (4.07)
FY2016 80.7% 0.02

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 59.5% (0.51)
Jun 2026 60.1% (0.84)
Mar 2026 60.9% (0.22)
Dec 2025 61.1% 1.85
43 more quarters

Against its own ten years

Low 51.5% High 88.8%
Ten-year median 71.5%
Current reading's percentile 33

Gross margin against peers

Company Gross margin
NBTB NBT Bancorp Inc. compare 78.9%
FHB First Hawaiian, Inc. compare 78.4%
FBNC First Bancorp compare 75.7%
BOH Bank of Hawaii Corporation compare 72.3%
FBK FB Financial Corporation compare 67.9%
PFS Provident Financial Services, Inc compare 64.8%
CUBI Customers Bancorp, Inc 60.4%
BANC Banc of California, Inc. compare 57.9%
CLBK Columbia Financial compare 53.3%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

More on CUBI