stockrow
Friday 6 November 2026
Export OZK’s income statement to Excel — free account
Bank OZK
Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.
- Revenue
- −5.02%
- EPS
- −6.25%
- Free cash flow
- +47.6%
- Total debt
- +58.9%
Quarter to September 2026, against a year earlier
51.15
0.64
−1.24%
Follow OZK
Alert me
Bank OZK (OZK) Net margin
Bank OZK's net margin over the twelve months to 30 September 2026 was 24.1%, down 0.8 percentage points from fiscal 2025 (24.9%). Over the past ten years it has ranged from 24.6% (fiscal 2020) to 48.8% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
Embed this chart
Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 24.9% | (0.32) |
| FY2024 | 25.2% | (4.73) |
| FY2023 | 30.0% | (9.69) |
| FY2022 | 39.7% | (9.12) |
| FY2021 | 48.8% | 24.16 |
| FY2020 | 24.6% | (8.91) |
| FY2019 | 33.5% | (0.98) |
| FY2018 | 34.5% | (5.42) |
| FY2017 | 39.9% | 4.64 |
| FY2016 | 35.3% | (0.12) |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Sep 2026 | 23.7% | (0.61) |
| Jun 2026 | 24.3% | 0.19 |
| Mar 2026 | 24.1% | (0.32) |
| Dec 2025 | 24.4% | (0.29) |
| 43 more quarters | Free account |
Against its own ten years
Low 24.6%
High 48.8%
Ten-year median
34.5%
Current reading's percentile
7
Net margin against peers
| Company | Net margin |
|---|---|
| HOMB Home BancShares, Inc. compare | 32.4% |
| OZK Bank OZK | 24.1% |
| EBC Eastern Bankshares, Inc. compare | 24.0% |
| AUB Atlantic Union Bankshares Corporation compare | 23.4% |
| ABCB Ameris Bancorp compare | 22.5% |
| AX AXOS FINANCIAL, INC compare | 22.3% |
| HWC Hancock Whitney Corporation compare | 20.5% |
| ASB Associated Banc-Corp compare | 19.4% |
| IFS Intercorp Financial Services Inc. compare | 18.0% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on OZK
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement