Eastern Bankshares, Inc.

EBC Financial Banks Regional

Eastern Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, down 1.16% from fiscal 2024.

Revenue
+27.1%
EPS
−3.77%
Free cash flow
+25.5%
Total debt
+1,259.9%

Quarter to September 2026, against a year earlier

22.76 0.55 −2.36%
Market cap
$5.2B
P/E
13.1×
Fwd P/E
12.5×
Dividend yield
2.46%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Eastern Bankshares, Inc. (EBC) Gross margin

Alert me on Gross margin

Eastern Bankshares, Inc.'s gross margin over the twelve months to 30 September 2026 was 74.9%, up 6.7 percentage points from fiscal 2025 (68.3%). Over the past ten years it has ranged from 56.0% (fiscal 2023) to 99.0% (fiscal 2021); the current reading is higher than 25% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 68.3% (0.04)
FY2024 68.3% 12.36
FY2023 56.0% (38.60)
FY2022 94.6% (4.44)
FY2021 99.0% 1.04
FY2020 98.0% 3.34
FY2019 94.6% (1.16)
FY2018 95.8% —

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 74.4% (1.57)
Jun 2026 76.0% 0.73
Mar 2026 75.2% 1.07
Dec 2025 74.2% (0.32)
25 more quarters

Against its own ten years

Low 56.0% High 99.0%
Ten-year median 94.6%
Current reading's percentile 52

Gross margin against peers

Company Gross margin
HWC Hancock Whitney Corporation compare 75.2%
EBC Eastern Bankshares, Inc. 74.9%
ABCB Ameris Bancorp compare 73.8%
AUB Atlantic Union Bankshares Corporation compare 70.0%
AX AXOS FINANCIAL, INC compare 68.3%
IFS Intercorp Financial Services Inc. compare 65.5%
ASB Associated Banc-Corp compare 63.6%
OZK Bank OZK compare 63.2%
TFSL TFS Financial Corporation compare 41.6%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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