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Friday 6 November 2026
Export OZK’s income statement to Excel — free account
Bank OZK
Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.
- Revenue
- −5.02%
- EPS
- −6.25%
- Free cash flow
- +47.6%
- Total debt
- +58.9%
Quarter to September 2026, against a year earlier
51.15
0.64
−1.24%
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Bank OZK (OZK) Net income
Bank OZK's net income for fiscal 2025 was $715.5M, unchanged from fiscal 2024. Over the twelve months to 30 June 2026 it was $691.2M. Over the past ten years it has ranged from $182.3M (fiscal 2015) to $716.5M (fiscal 2024); the current reading is higher than 91% of that period. Bank OZK ranks 42nd of 324 Banks Regional companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $715.5M | (0.15%) |
| FY2024 | $716.5M | 3.71% |
| FY2023 | $690.8M | 22.47% |
| FY2022 | $564.1M | (2.58%) |
| FY2021 | $579.0M | 98.39% |
| FY2020 | $291.9M | (31.47%) |
| FY2019 | $425.9M | 2.12% |
| FY2018 | $417.1M | (1.15%) |
| FY2017 | $421.9M | 56.23% |
| FY2016 | $270.1M | 48.14% |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Jun 2026 | $167.4M | 2.45% |
| Mar 2026 | $163.4M | (7.13%) |
| Dec 2025 | $175.9M | (4.69%) |
| Sep 2025 | $184.6M | 0.86% |
| 42 more quarters | Free account |
Against its own ten years
Low $182.3M
High $716.5M
Ten-year median
$425.9M
Current reading's percentile
91
Net income against peers
| Company | Net income |
|---|---|
| IFS Intercorp Financial Services Inc. compare | $925.4M |
| OZK Bank OZK | $691.2M |
| AUB Atlantic Union Bankshares Corporation compare | $531.8M |
| ASB Associated Banc-Corp compare | $526.9M |
| AX AXOS FINANCIAL, INC compare | $507.7M |
| HOMB Home BancShares, Inc. compare | $479.4M |
| HWC Hancock Whitney Corporation compare | $427.4M |
| ABCB Ameris Bancorp compare | $376.3M |
| EBC Eastern Bankshares, Inc. compare | $376.1M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
More on OZK
- Revenue
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement