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Oxbridge Re Holdings Limited

OXBR Financial Insurance Reinsurance

Oxbridge Re Holdings Limited’s revenue for fiscal 2025 (year ended December 2025) was $2.6 million, up 372.0% from fiscal 2024.

Revenue
+41.6%
EPS
+108.0%
Free cash flow
+87.7%
Total debt
0.00%

Quarter to June 2026, against a year earlier

0.77 0.01 −1.28%
Market cap
$6.3M
P/E
38.5×
Fwd P/E
−9.2×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 12.61%

Capital & Financial Ratios $m

Size
Market Cap 6.27
Revenue ttm 2.78
Net income ttm 0.13
Free cash flow ttm 0.49
Net debt Q (19.70)
Valuation
P/E 38.50 (above 35: high)
Forward P/E (9.15) (negative: loss-making)
Price / sales 2.24
Forward P/S Powerpack
Price / FCF 13.05
Price / book 0.92
Financial health
Current ratio Q 21.71
Debt / equity Q 0.02
Interest coverage Q —
Growth
Revenue growth Q +41.57% (above 0%: growing)
Operating income growth Q +144.60% (above 0%: growing)
EPS, this year +85.71% (at or above 15%: strong)
EPS, next year A −225.00% (below 0%: weak)
Revenue, next year A −2.10% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 86.21%
10-year low 10-year high
P/S against its own 10 years 32.24%
10-year low 10-year high
P/B against its own 10 years 45.58%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—
Growth, 2016–22
−100.0%/yr
  1. 0.48 ’16
  2. 0.36 ’17 −25
  3. 0.00 ’18 −100
  4. 0.00 ’19
  5. 0.00 ’20
  6. 0.00 ’21
  7. 0.00 ’22
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 4 6 7 20
Receivables 1 1 1 0
Inventory — — — —
Other — — — —
5 7 8 20
2023 2024 2025 Q'26
Payables 1 1 1 1
ST’ Debt 0 0 0 0
Other — — — —
1 1 2 1

Compound Annual Growth %

10y 5y 3y
Sales (8.67%) 16.25% 44.73%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (16.67%) (5.73%) (26.40%)

Earnings Trends EPS, adjusted, against the consensus

Q2 FY26 Estimate 0.04 Actual 0.02

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q2 FY26 0.04 0.02 Miss by 0.02
Q3 FY26 −0.06 — Reports 9 November 2026

EPS $

Mar Jun Sep Dec Year
’26 0.00 0.02 — — —
’25 (0.02) (0.25) (0.02) 0.02 (0.28)
’24 (0.15) (0.14) (0.09) (0.05) (0.45)
’23 0.02 (0.01) (1.24) (0.46) (1.69)
’22 (0.07) 0.01 (0.37) 0.12 (0.31)
’21 0.00 0.08 1.14 0.27 1.49
’20 (0.06) 0.03 (0.01) 0.03 (0.01)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 1 1 — — —
’25 1 1 1 1 3
’24 0 0 0 0 1
’23 1 1 (6) (2) (7)
’22 0 1 (1) 1 1
’21 0 1 7 2 10
’20 0 0 0 0 1
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 0 0 — — —
’25 0 (2) 0 0 (1)
’24 0 0 0 0 0
’23 0 (1) 0 0 (1)
’22 0 0 0 0 (1)
’21 0 0 0 0 0
’20 0 0 0 0 0
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 0 0 — — —
’25 0 (2) 0 0 (1)
’24 0 0 0 0 0
’23 0 (1) 0 0 (1)
’22 0 0 0 0 (1)
’21 0 0 0 0 0
’20 0 0 0 0 0
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 19 24 4 1 1 10 1 (7) 1 3 3 (19.9%) 3 2 — (4.4%)
Gross margin, % 98.50 97.14 93.10 93.48 91.93 98.96 87.06 102.00 53.48 90.22 91.81 (8.3) pt
EBT 3 (21) (8) 0 0 9 (2) (9) (2) (3) 0 n/m
EBT margin, % 13.54 (86.37) (203.39) (15.29) 7.25 84.66 (205.41) 132.97 (297.62) (134.38) (10.85) (147.9) pt
Net income 3 (21) (6) 0 0 9 (2) (10) (3) (2) 0 n/m
Per share, $
Per share, $ Revenue 3.16 4.10 0.66 0.17 0.21 1.78 0.15 (1.20) 0.09 0.35 0.34 (21.7%)
Earnings 0.43 (3.55) (1.00) (0.05) (0.01) 1.49 (0.31) (1.69) (0.45) (0.28) 0.02 n/m
Cash flow 0.07 (4.53) (1.16) (0.76) (0.05) (0.04) (0.14) (0.21) (0.05) (0.18) 0.06 n/m
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 +2.3%
Free cash flow 0.07 (4.53) (1.16) (0.76) (0.05) (0.04) (0.14) (0.22) (0.05) (0.18) 0.06 n/m
Book value 6.17 2.40 1.45 1.40 1.40 2.90 2.60 0.91 0.67 0.81 0.84 (20.2%)
Shares, m 6 6 6 6 6 6 6 6 6 7 8 +2.3%
Valuation, ×
Valuation, × P/E 13.93 0.00 0.00 0.00 0.00 3.76 0.00 0.00 0.00 0.00 38.50 1.8
P/S 1.85 0.54 0.95 4.38 8.83 3.15 8.08 0.00 46.02 3.79 2.24 7.8
P/B 0.95 0.92 0.43 0.53 1.34 1.94 0.46 1.16 6.11 1.63 0.92 1.5
EV/Sales (0.02) 0.08 (1.49) (2.43) 3.21 2.68 4.02 (0.38) 35.68 1.17 — 4.3
EV/FCF (1.14) (0.07) 0.86 0.54 (13.93) (101.80) (4.04) (2.10) (67.40) (2.22) — (19.1)
Cash, $m
Cash, $m Operating cash flow 0 (26) (7) (4) 0 0 (1) (1) 0 (1) 0 n/m
Capex 0 0 — 0 0 0 — 0 — 0 0 +4.3%
Free cash flow 0 (26) (7) (4) 0 0 (1) (1) 0 (1) 0 n/m
Balance, $m
Balance, $m Working capital 26 7 7 7 7 5 3 3 5 6 19 (14.7%)
Net debt (36) (11) (11) (7) (7) (5) (4) (4) (6) (7) (20) (16.7%)
Shareholders’ equity 37 14 8 8 8 17 15 5 4 6 7 (18.4%)
Returns, %
Returns, % ROA 4.98 (56.89) (33.86) (2.77) (0.54) 63.98 (10.43) (79.74) (34.69) (26.79) 0.89 (31.8) pt
ROIC 732.44 450.24 0.00 (14.95) 7.19 48.12 (3.73) (343.59) 0.00 0.00 0.00 (732.4) pt
ROE 6.96 (80.62) (51.72) (3.73) (0.62) 69.42 (11.31) (97.58) (57.74) (41.23) 2.17 (48.2) pt
People
People Employees 2 3 3 3 3 3 4 4 3 4 — +8.0%
Revenue/emp, $m 9.53 7.95 1.27 0.33 0.40 3.41 0.21 (1.76) 0.18 0.64 — (25.9%)
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

Oxbridge Re Holdings Limited vs peers in Insurance Reinsurance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RGA Reinsurance Group of America, Incorporated $17.1B 11.4× 10.4× +18.54% (above 0%: growing) +159.93% (above 0%: growing) +40.98% (above 0%: growing) 15.58% 10.73% Compare
EG Everest Group, Ltd. $15.5B 8.8× 8.1× −14.03% (below 0%: shrinking) +0.49% (above 0%: growing) −54.28% (below 0%: shrinking) 9.00% 8.19% Compare
RNR RenaissanceRe Holdings Ltd. $14.3B 10.1× 11.8× −47.11% (below 0%: shrinking) n/m −49.80% (below 0%: shrinking) 7.22% (0.01%) Compare
HG Hamilton Insurance Group, Ltd. $3.6B 6.2× 6.9× +13.34% (above 0%: growing) −21.62% (below 0%: shrinking) −42.62% (below 0%: shrinking) 56.94% 31.21% Compare
SPNT SiriusPoint Ltd. $3.1B 6.2× 10.0× +14.78% (above 0%: growing) +1.35% (above 0%: growing) +9.25% (above 0%: growing) 29.56% 0.00% Compare
GLRE Greenlight Capital Re, Ltd. $528.1M 9.4× — (loss-making) +1.52% (above 0%: growing) n/m −84.18% (below 0%: shrinking) 12.42% 12.42% Compare
KG Kestrel Group Ltd $32.4M — (loss-making) — (loss-making) +20.12% (above 0%: growing) n/m −29.99% (below 0%: shrinking) 62.64% (94.30%) Compare
OXBR Oxbridge Re Holdings Limited $6.3M 38.5× — (loss-making) +41.57% (above 0%: growing) n/m +87.70% (above 0%: growing) 95.32% 31.17%
Median of peers $3.6B 9.1× 10.0× +13.34% +0.92% −42.62% 15.58% 8.19%

All 8 Insurance Reinsurance stocks →

Pay and ownership Proxy statement filed 28 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 502.38k 433.78k 70.59
2024 657.42k 767.41k 220.86
2023 400.11k 346.19k 58.82

Ownership

Directors and executive officers, together 16.25%
Allan Martin 11.15%
Jay Madhu 10.86%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Oxbridge Re Holdings Limited (OXBR) Latest News

27 Oct

Impact 4 · · GlobeNewswire
Impact 3 · · GlobeNewswire

31 Aug

Impact 4 ·

21 Aug

Impact 3 · transcript

14 Aug

Impact 3 · · Moby transcript

13 Aug

Impact 4 ·

12 Aug

Impact 4 ·

4 Aug

Impact 4 ·

7 Jul

Impact 4 ·

17 Jun

Impact 4 · · cryptoprowl.com
Impact 4 ·

10 Jun

Impact 4 · · GlobeNewswire

13 May

Impact 4 · · GuruFocus.com

12 May

Impact 3 · · Moby transcript

11 May

Impact 4 · · GlobeNewswire

31 Mar

Impact 4 · · Moby

30 Mar

Impact 4 · · GlobeNewswire

12 Mar

Impact 4 · · GlobeNewswire
Impact 4 · · GlobeNewswire

13 Feb

Impact 4 · · TheStreet

10 Feb

Impact 4 · · GlobeNewswire

28 Jan

Impact 3 · · ACCESS Newswire

11 Dec

Impact 4 · · GlobeNewswire
Impact 4 · · Benzinga

3 Dec

Impact 3 · · GlobeNewswireGuruFocus.comCCNBeInCryptoBeInCryptoCoinDesk

6 Nov

Impact 3 ·

3 Nov

Impact 4 ·

29 Oct

Impact 3 · · GlobeNewswire

29 Sep

Impact 3 · · GlobeNewswire

22 Sep

Impact 4 ·
stockrow.com/OXBR · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com